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Upturn AI SWOT - About
EFC 
Ellington Financial Inc. (EFC)
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Upturn Advisory Summary
12/03/2025: EFC (3-star) is a STRONG-BUY. BUY since 35 days. Simulated Profits (1.94%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
8 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $14.62
1 Year Target Price $14.62
| 2 | Strong Buy |
| 4 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 27.19% | Avg. Invested days 65 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 12/03/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.47B USD | Price to earnings Ratio 10.36 | 1Y Target Price 14.62 |
Price to earnings Ratio 10.36 | 1Y Target Price 14.62 | ||
Volume (30-day avg) 8 | Beta 0.94 | 52 Weeks Range 10.28 - 13.91 | Updated Date 12/4/2025 |
52 Weeks Range 10.28 - 13.91 | Updated Date 12/4/2025 | ||
Dividends yield (FY) 11.46% | Basic EPS (TTM) 1.32 |
Earnings Date
Report Date 2025-11-05 | When - | Estimate 0.43 | Actual 0.53 |
Profitability
Profit Margin 47.1% | Operating Margin (TTM) 51.82% |
Management Effectiveness
Return on Assets (TTM) 0.94% | Return on Equity (TTM) 9.28% |
Valuation
Trailing PE 10.36 | Forward PE 9.07 | Enterprise Value 16767595520 | Price to Sales(TTM) 4.45 |
Enterprise Value 16767595520 | Price to Sales(TTM) 4.45 | ||
Enterprise Value to Revenue 57.65 | Enterprise Value to EBITDA - | Shares Outstanding 107316429 | Shares Floating 104925419 |
Shares Outstanding 107316429 | Shares Floating 104925419 | ||
Percent Insiders 3.04 | Percent Institutions 50.34 |
Upturn AI SWOT
Ellington Financial Inc.
Company Overview
History and Background
Ellington Financial Inc. was founded in 2007 and is a specialty finance company that invests in a diverse array of financial assets, including residential and commercial mortgage-backed securities, consumer loans, and corporate debt.
Core Business Areas
- Residential Mortgage-Backed Securities (RMBS): Investments in agency and non-agency RMBS, including those backed by prime, Alt-A, and subprime mortgages.
- Commercial Mortgage-Backed Securities (CMBS): Investments in CMBS, including those backed by various property types.
- Consumer Loans: Investment in various consumer loans.
- Corporate Debt: Investments in debt securities and loans issued by corporate entities.
- Real Estate Loans: Investments in commercial and residential real estate loans.
Leadership and Structure
Laurence Penn is the Chief Executive Officer. The company operates with a management team overseeing various investment strategies, risk management, and operations. Ellington Financial is structured as a real estate investment trust (REIT).
Top Products and Market Share
Key Offerings
- Residential Mortgage-Backed Securities (RMBS): Investments in RMBS form a significant portion of Ellington Financial's portfolio. Market share data for specific RMBS holdings is not publicly available, but the market is highly competitive with numerous players. Competitors include Annaly Capital Management (NLY) and AGNC Investment Corp. (AGNC).
- Commercial Mortgage-Backed Securities (CMBS): Investment in commercial loans that are bundled together for revenue. There isn't publicly available data on individual company market share. Competitors include Blackstone Mortgage Trust (BXMT) and Starwood Property Trust (STWD).
Market Dynamics
Industry Overview
The specialty finance industry is influenced by interest rates, credit spreads, and macroeconomic conditions. It is a volatile market and relies on macroeconomic conditions and rates.
Positioning
Ellington Financial positions itself as a flexible investor with expertise in credit analysis and portfolio management. The company aims to generate attractive risk-adjusted returns through its diversified investment strategy.
Total Addressable Market (TAM)
The total addressable market for mortgage-backed securities and other credit assets is vast, encompassing trillions of dollars. Ellington Financial focuses on specific niches within these markets, seeking opportunities where it believes its expertise provides a competitive advantage.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Diversified investment portfolio
- Flexible investment strategy
- Strong credit analysis capabilities
Weaknesses
- Sensitivity to interest rate fluctuations
- Exposure to credit risk
- Complexity of investment strategies
- Reliance on external financing
Opportunities
- Expansion into new asset classes
- Increased market volatility creating investment opportunities
- Growth in demand for alternative credit investments
- Technological advancements to streamline operations
Threats
- Rising interest rates
- Economic recession
- Increased competition
- Changes in regulations
Competitors and Market Share
Key Competitors
- NLY
- AGNC
- BXMT
- STWD
Competitive Landscape
Ellington Financial competes with a variety of other REITs and investment firms. Its competitive advantages include its experienced management team and flexible investment strategy. Disadvantages could be reliance on external financing and sensitivity to market fluctuations.
Growth Trajectory and Initiatives
Historical Growth: Ellington Financial's growth has been driven by its ability to identify and capitalize on investment opportunities in various credit markets.
Future Projections: Future growth is dependent on various factors, including market conditions, investment performance, and capital management.
Recent Initiatives: Recent initiatives could include new investment strategies, capital raises, or strategic partnerships. See the company's investor relation website for the most current announcements.
Summary
Ellington Financial is a specialty finance company that invests in a diverse array of financial assets. The company's strength lies in its experienced management team and flexible investment strategy; however, it faces risks associated with interest rate fluctuations and credit risk. The company needs to monitor macroeconomic conditions and regulatory changes. Overall, the company seems to be positioned well in their sector.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company filings (SEC)
- Financial news outlets
- Analyst reports
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market data and company performance can change rapidly. Seek professional advice before making investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ellington Financial Inc.
Exchange NYSE | Headquaters Old Greenwich, CT, United States | ||
IPO Launch date 2010-10-08 | CEO, President & Director Mr. Laurence Eric Penn | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 400 | |
Full time employees 400 | |||
Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, corporate-related, and other financial assets in the United States. It operates in two segments, Investment Portfolio and Longbridge. The company acquires and manages residential mortgage-backed securities (RMBS) backed by prime jumbo, Alt-A, non-QM, manufactured housing, subprime residential, and single-family-rental mortgage loans; RMBS for which the principal and interest payments are guaranteed by the U.S. government agency or the U.S. government-sponsored entity; residential and commercial mortgage loans; residential mortgage-backed securities; commercial mortgage-backed securities; consumer loans and asset-backed securities backed by consumer loans; investments referencing mortgage servicing rights on traditional forward mortgage loans; collateralized loan obligations; non-mortgage- and mortgage-related derivatives; debt and equity investments in loan origination companies; and other strategic investments. It also offers reverse mortgage loans, including associated financial assets, financing, hedging, and allocated expenses. The company qualifies as a real estate investment trust (REIT) for federal income tax purposes. As a REIT, it intends to distribute at least 90% of its taxable income as dividends to shareholders. Ellington Financial Inc. was incorporated in 2007 and is headquartered in Old Greenwich, Connecticut.
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