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Upturn AI SWOT - About
EFC 
Ellington Financial Inc. (EFC)
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Upturn Advisory Summary
09/12/2025: EFC (3-star) is a REGULAR-BUY. BUY since 84 days. Simulated Profits (7.27%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
8 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $14.53
1 Year Target Price $14.53
| 2 | Strong Buy |
| 4 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 27.69% | Avg. Invested days 69 | Today’s Advisory WEAK BUY |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 09/12/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.34B USD | Price to earnings Ratio 11.01 | 1Y Target Price 14.53 |
Price to earnings Ratio 11.01 | 1Y Target Price 14.53 | ||
Volume (30-day avg) 8 | Beta 1 | 52 Weeks Range 10.58 - 13.94 | Updated Date 09/14/2025 |
52 Weeks Range 10.58 - 13.94 | Updated Date 09/14/2025 | ||
Dividends yield (FY) 11.52% | Basic EPS (TTM) 1.22 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 45.37% | Operating Margin (TTM) 56.59% |
Management Effectiveness
Return on Assets (TTM) 0.9% | Return on Equity (TTM) 8.85% |
Valuation
Trailing PE 11.01 | Forward PE 9.07 | Enterprise Value 15942777856 | Price to Sales(TTM) 4.29 |
Enterprise Value 15942777856 | Price to Sales(TTM) 4.29 | ||
Enterprise Value to Revenue 57.96 | Enterprise Value to EBITDA - | Shares Outstanding 99893904 | Shares Floating 97528407 |
Shares Outstanding 99893904 | Shares Floating 97528407 | ||
Percent Insiders 3.26 | Percent Institutions 53.28 |
Upturn AI SWOT
Ellington Financial Inc.
Company Overview
History and Background
Ellington Financial Inc. was founded in 2007 and is a specialty finance company that invests in a diverse array of financial assets.
Core Business Areas
- Residential Mortgage Loans: Invests in non-agency residential mortgage-backed securities (RMBS), including those backed by prime, Alt-A, and subprime mortgages, as well as mortgage-related derivatives.
- Commercial Mortgage Loans: Invests in commercial mortgage-backed securities (CMBS) and commercial mortgage loans.
- Consumer Loans: Invests in consumer loans and asset-backed securities (ABS) backed by consumer loans.
- Corporate Loans: Invests in corporate loans, including CLOs
- Real Estate: Invests in Real Estate properties
- Other: Invests in other assets, including equity investments and other strategic investments.
Leadership and Structure
Laurence Penn is the Chief Executive Officer. The company is structured as a real estate investment trust (REIT).
Top Products and Market Share
Key Offerings
- Residential Mortgage-Backed Securities (RMBS): Ellington Financial's primary investment is in RMBS. While specific market share data is not readily available for Ellington Financial's RMBS investments, the overall RMBS market is highly fragmented. Competitors include Annaly Capital Management (NLY) and AGNC Investment Corp. (AGNC).
- Commercial Mortgage-Backed Securities (CMBS): Ellington Financial also invests in CMBS. Similar to RMBS, the CMBS market is also fragmented. Competitors include Blackstone Mortgage Trust (BXMT) and Starwood Property Trust (STWD).
Market Dynamics
Industry Overview
The specialty finance industry is driven by macroeconomic factors, including interest rates, credit spreads, and housing market conditions. REITs in this space are particularly sensitive to interest rate changes.
Positioning
Ellington Financial positions itself as a flexible investor capable of adapting to changing market conditions by allocating capital across various asset classes. Its competitive advantage lies in its expertise in credit analysis and asset selection.
Total Addressable Market (TAM)
The total addressable market for mortgage and credit-related assets is substantial, estimated to be in the trillions of dollars globally. Ellington Financial targets specific segments within this TAM, focusing on areas where it believes it has a competitive edge in risk-adjusted returns.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Flexible investment strategy
- Diversified portfolio
- Strong credit analysis capabilities
Weaknesses
- Sensitivity to interest rate fluctuations
- Reliance on leverage
- Complexity of asset valuations
- Smaller market capitalization compared to peers
Opportunities
- Expansion into new asset classes
- Increased market volatility creating attractive investment opportunities
- Growing demand for alternative credit investments
- Capitalizing on distressed asset sales
Threats
- Rising interest rates
- Economic recession
- Increased competition
- Changes in government regulations
Competitors and Market Share
Key Competitors
- Annaly Capital Management (NLY)
- AGNC Investment Corp. (AGNC)
- Blackstone Mortgage Trust (BXMT)
- Starwood Property Trust (STWD)
Competitive Landscape
Ellington Financial competes with larger, more established REITs. Its smaller size allows for greater flexibility in asset allocation but can also limit its access to capital. Ellington distinguishes itself through its expertise in credit analysis and a willingness to invest in less liquid assets.
Growth Trajectory and Initiatives
Historical Growth: Requires up-to-date financial data. Refer to financial statements.
Future Projections: Requires up-to-date financial data. Refer to analyst reports and company guidance.
Recent Initiatives: Requires up-to-date financial data. Refer to company press releases and investor presentations.
Summary
Ellington Financial is a specialty finance company with a diversified portfolio that provides flexibility in varying market conditions. While its smaller size provides flexibility, the company is sensitive to interest rate fluctuations. Ellington's expertise in credit analysis and less liquid assets offers a competitive advantage. The company needs to watch out for economic recessions and increased competition in the REIT market.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings (10-K, 10-Q)
- Investor presentations
- Press releases
- Third-party financial data providers (e.g., Yahoo Finance, Bloomberg)
- Analyst reports
Disclaimers:
This analysis is based on publicly available information and should not be considered financial advice. Market share estimates are approximate and may vary depending on the source and methodology. Financial data should be independently verified before making investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ellington Financial Inc.
Exchange NYSE | Headquaters Old Greenwich, CT, United States | ||
IPO Launch date 2010-10-08 | CEO, President & Director Mr. Laurence Eric Penn | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 400 | |
Full time employees 400 | |||
Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, corporate-related, and other financial assets in the United States. It operates in two segments, Investment Portfolio and Longbridge. The company acquires and manages residential mortgage-backed securities (RMBS) backed by prime jumbo, Alt-A, non-QM, manufactured housing, subprime residential, and single-family-rental mortgage loans; RMBS for which the principal and interest payments are guaranteed by the U.S. government agency or the U.S. government-sponsored entity; residential and commercial mortgage loans; residential mortgage-backed securities; commercial mortgage-backed securities; consumer loans and asset-backed securities backed by consumer loans; investments referencing mortgage servicing rights on traditional forward mortgage loans; collateralized loan obligations; non-mortgage- and mortgage-related derivatives; debt and equity investments in loan origination companies; and other strategic investments. It also offers reverse mortgage loans, including associated financial assets, financing, hedging, and allocated expenses. The company qualifies as a real estate investment trust (REIT) for federal income tax purposes. As a REIT, it intends to distribute at least 90% of its taxable income as dividends to shareholders. Ellington Financial Inc. was incorporated in 2007 and is headquartered in Old Greenwich, Connecticut.
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