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Upturn AI SWOT - About
EFC 
Ellington Financial Inc. (EFC)
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Upturn Advisory Summary
07/01/2025: EFC (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
8 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $14.29
1 Year Target Price $14.29
| 2 | Strong Buy |
| 4 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 20.96% | Avg. Invested days 59 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 07/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.23B USD | Price to earnings Ratio 9.35 | 1Y Target Price 14.29 |
Price to earnings Ratio 9.35 | 1Y Target Price 14.29 | ||
Volume (30-day avg) 8 | Beta 0.98 | 52 Weeks Range 10.57 - 13.84 | Updated Date 07/1/2025 |
52 Weeks Range 10.57 - 13.84 | Updated Date 07/1/2025 | ||
Dividends yield (FY) 12.01% | Basic EPS (TTM) 1.39 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 48.96% | Operating Margin (TTM) 54.25% |
Management Effectiveness
Return on Assets (TTM) 0.96% | Return on Equity (TTM) 9.61% |
Valuation
Trailing PE 9.35 | Forward PE 9.07 | Enterprise Value 15462198272 | Price to Sales(TTM) 3.98 |
Enterprise Value 15462198272 | Price to Sales(TTM) 3.98 | ||
Enterprise Value to Revenue 56.44 | Enterprise Value to EBITDA - | Shares Outstanding 94513104 | Shares Floating 92152199 |
Shares Outstanding 94513104 | Shares Floating 92152199 | ||
Percent Insiders 3.44 | Percent Institutions 53.28 |
Analyst Ratings
Rating 2 | Target Price 14.29 | Buy 4 | Strong Buy 2 |
Buy 4 | Strong Buy 2 | ||
Hold 2 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Ellington Financial Inc.
Company Overview
History and Background
Ellington Financial Inc. was founded in 2007. It is a specialty finance company that acquires and manages mortgage-related and other financial assets.
Core Business Areas
- Residential Mortgage Loans: Invests in and manages residential mortgage loans, including both agency and non-agency loans.
- Commercial Mortgage Loans: Invests in and manages commercial mortgage loans, including both whole loans and CMBS (Commercial Mortgage-Backed Securities).
- Consumer Loans: Invests in and manages consumer loans and related assets.
- Corporate Debt: Invests in and manages corporate debt and equity, including CLOs (Collateralized Loan Obligations).
- Real Estate: Invests in and manages real estate related equity.
Leadership and Structure
Laurence Penn is the Chief Executive Officer. The company is structured as a REIT and operates with a management team overseeing various investment strategies.
Top Products and Market Share
Key Offerings
- Residential Mortgage Loans: Investments in various residential mortgage loans, including agency and non-agency. Market share data is difficult to precisely determine as it's a broad market, but Ellington is a significant player among smaller REITs. Competitors include larger REITs and investment firms such as Annaly Capital Management (NLY) and AGNC Investment Corp (AGNC).
- Commercial Mortgage Loans: Investments in commercial mortgage loans and CMBS. Similar to residential loans, specific market share data is hard to pin down. Competitors include Blackstone Mortgage Trust (BXMT) and Starwood Property Trust (STWD).
Market Dynamics
Industry Overview
The specialty finance industry is sensitive to interest rate changes, economic conditions, and credit spreads. Mortgage REITs and related entities compete intensely for investment opportunities.
Positioning
Ellington Financial Inc. positions itself as an opportunistic investor in various segments of the mortgage and financial asset markets, seeking to generate attractive risk-adjusted returns.
Total Addressable Market (TAM)
The TAM is very large, encompassing trillions of dollars in mortgage and other financial assets. Ellington is a relatively small player seeking niche opportunities within this vast market.
Upturn SWOT Analysis
Strengths
- Diversified investment strategy
- Experienced management team
- Opportunistic approach
- Access to capital markets
Weaknesses
- Smaller market capitalization compared to larger REITs
- Reliance on external financing
- Sensitivity to interest rate fluctuations
- Complex investment strategies
Opportunities
- Expanding into new asset classes
- Taking advantage of market dislocations
- Increasing operational efficiencies
- Growing its asset base
Threats
- Increased competition
- Rising interest rates
- Economic downturn
- Changes in regulations
Competitors and Market Share
Key Competitors
- NLY
- AGNC
- BXMT
- STWD
Competitive Landscape
Ellington Financial Inc. is smaller than many of its competitors, giving it more flexibility but less pricing power. It competes based on its investment expertise and opportunistic approach.
Growth Trajectory and Initiatives
Historical Growth: Ellington Financial Inc.'s growth has been driven by expanding its asset base and capitalizing on market opportunities. Financial performance has varied based on market conditions.
Future Projections: Future growth depends on its ability to execute its investment strategies and adapt to changing market conditions. Analysts' estimates vary and should be consulted for projections.
Recent Initiatives: Recent initiatives include adjusting its portfolio allocations and managing its leverage levels in response to changing market dynamics.
Summary
Ellington Financial Inc. is a specialty finance company with a diversified investment strategy. Its strengths include an experienced management team and an opportunistic approach. However, its smaller size and sensitivity to interest rates are weaknesses. The company needs to manage its risk exposure and adapt to changing market conditions to achieve sustainable growth.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings (10-K, 10-Q)
- Company Website
- Analyst Reports
- Financial News Outlets
Disclaimers:
The data provided is for informational purposes only and should not be considered investment advice. Market conditions and company performance can change rapidly. Consult with a financial professional before making any investment decisions. Market share data is estimated and may not be precise.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ellington Financial Inc.
Exchange NYSE | Headquaters Old Greenwich, CT, United States | ||
IPO Launch date 2010-10-08 | CEO, President & Director Mr. Laurence Eric Penn | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 400 | |
Full time employees 400 | |||
Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, corporate-related, and other financial assets in the United States. It operates in two segments, Investment Portfolio and Longbridge. The company acquires and manages residential mortgage-backed securities (RMBS) backed by prime jumbo, Alt-A, non-QM, manufactured housing, subprime residential, and single-family-rental mortgage loans; RMBS for which the principal and interest payments are guaranteed by the U.S. government agency or the U.S. government-sponsored entity; residential and commercial mortgage loans; residential mortgage-backed securities; commercial mortgage-backed securities; consumer loans and asset-backed securities backed by consumer loans; investments referencing mortgage servicing rights on traditional forward mortgage loans; collateralized loan obligations; non-mortgage- and mortgage-related derivatives; debt and equity investments in loan origination companies; and other strategic investments. It also offers reverse mortgage loans, including associated financial assets, financing, hedging, and allocated expenses. The company qualifies as a real estate investment trust (REIT) for federal income tax purposes. As a REIT, it intends to distribute at least 90% of its taxable income as dividends to shareholders. Ellington Financial Inc. was incorporated in 2007 and is headquartered in Old Greenwich, Connecticut.
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