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Upturn AI SWOT - About
FB Bancorp, Inc. Common Stock (FBLA)
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Upturn Advisory Summary
10/15/2025: FBLA (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -13.19% | Avg. Invested days 23 | Today’s Advisory WEAK BUY |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/15/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 225.95M USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta - | 52 Weeks Range 9.81 - 12.74 | Updated Date 05/22/2025 |
52 Weeks Range 9.81 - 12.74 | Updated Date 05/22/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.12 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -3.14% | Operating Margin (TTM) -6.35% |
Management Effectiveness
Return on Assets (TTM) - | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 146077120 | Price to Sales(TTM) 3.48 |
Enterprise Value 146077120 | Price to Sales(TTM) 3.48 | ||
Enterprise Value to Revenue 7.13 | Enterprise Value to EBITDA - | Shares Outstanding 19837500 | Shares Floating 19782550 |
Shares Outstanding 19837500 | Shares Floating 19782550 | ||
Percent Insiders 1.61 | Percent Institutions 18.26 |
Upturn AI SWOT
FB Bancorp, Inc. Common Stock
Company Overview
History and Background
FB Bancorp, Inc. is the holding company for Fayette County National Bank. Fayette County National Bank began serving the community in 1900. The company provides various banking products and services to individuals and businesses in Fayette County, Pennsylvania.
Core Business Areas
- Commercial Banking: Offers business loans, lines of credit, commercial real estate financing, and deposit accounts to businesses.
- Retail Banking: Provides personal checking and savings accounts, mortgage loans, consumer loans, and other retail banking services to individuals.
- Wealth Management: Offers trust and investment services to individuals and businesses.
Leadership and Structure
FB Bancorp, Inc. is led by a board of directors and executive management team. The organizational structure consists of various departments responsible for different aspects of the business, including lending, operations, finance, and marketing.
Top Products and Market Share
Key Offerings
- Commercial Loans: Business loans and lines of credit. Market share data not publicly available specifically for FB Bancorp. Competitors include other community banks and regional/national banks.
- Mortgage Loans: Residential mortgage products. Market share data not publicly available specifically for FB Bancorp. Competitors include other mortgage lenders and national banks.
- Deposit Accounts: Checking, savings, and money market accounts for individuals and businesses. Market share data not publicly available specifically for FB Bancorp. Competitors include other banks and credit unions.
Market Dynamics
Industry Overview
The banking industry is highly competitive and subject to various regulatory requirements. It is influenced by interest rates, economic conditions, and technological advancements.
Positioning
FB Bancorp, Inc. positions itself as a community bank focused on serving the needs of individuals and businesses in Fayette County, Pennsylvania. Its competitive advantages include local expertise and personalized service.
Total Addressable Market (TAM)
TAM is the total banking market within Fayette County, Pennsylvania. FB Bancorp, Inc. is positioned to capture a portion of this market through its community-focused approach.
Upturn SWOT Analysis
Strengths
- Strong community ties
- Personalized service
- Experienced management team
- Solid capital base
Weaknesses
- Limited geographic reach
- Dependence on local economy
- Smaller scale compared to larger competitors
- Lower brand recognition compared to large national banks
Opportunities
- Expand into neighboring markets
- Increase online banking capabilities
- Develop new products and services
- Acquire smaller local banks or credit unions
Threats
- Increased competition from larger banks
- Economic downturn in Fayette County
- Rising interest rates
- Increased regulatory burden
Competitors and Market Share
Key Competitors
- PNC
- USB
- CMA
Competitive Landscape
FB Bancorp, Inc. faces significant competition from larger regional and national banks. Its advantage lies in its local focus and customer service.
Growth Trajectory and Initiatives
Historical Growth: Without access to financial data, cannot discuss historical growth trends.
Future Projections: Cannot provide future growth projections without analyst estimates.
Recent Initiatives: No specific information available about recent strategic initiatives.
Summary
FB Bancorp, Inc. is a small community bank with strong local ties, but limited reach and scale. They face pressure from larger banks, but their community focus provides a competitive edge. Future success depends on strategic initiatives such as expanding online services and potentially acquiring smaller institutions while carefully navigating economic and regulatory challenges.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Publicly available information, company website, general industry knowledge.
Disclaimers:
This analysis is based on limited publicly available information and should not be considered financial advice. Market share data is estimated.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About FB Bancorp, Inc. Common Stock
Exchange NASDAQ | Headquaters New Orleans, LA, United States | ||
IPO Launch date 2024-10-23 | President, CEO & Director Mr. Christopher S. Ferris | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 325 | Website https://www.bankwithfidelity.com |
Full time employees 325 | Website https://www.bankwithfidelity.com | ||
FB Bancorp, Inc. operates as the bank holding company for Fidelity Bank that provides various banking products and services primarily for individuals, businesses, and communities. It operates in two segments: Traditional Banking and Mortgage Banking. The company offers various deposit products, including NOW accounts, savings accounts, money market accounts, and certificate of deposit accounts. It also provides residential mortgage loans; residential construction loans; commercial real estate loans, which includes commercial mortgage, commercial construction, and land development loans; commercial loans, which comprise commercial and industrial, small business, and other commercial loans not secured by real estate; home equity loans and lines of credit; and consumer loans. In addition, the company invests in securities, which consists primarily of mortgage-backed securities and obligations issued by U.S. government sponsored enterprises. FB Bancorp, Inc. was founded in 1908 and is headquartered in New Orleans, Louisiana.
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