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First Commonwealth Financial (FCF)

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Upturn Advisory Summary
12/16/2025: FCF (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $18.5
1 Year Target Price $18.5
| 2 | Strong Buy |
| 1 | Buy |
| 3 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 7.6% | Avg. Invested days 34 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.81B USD | Price to earnings Ratio 12.43 | 1Y Target Price 18.5 |
Price to earnings Ratio 12.43 | 1Y Target Price 18.5 | ||
Volume (30-day avg) 6 | Beta 0.81 | 52 Weeks Range 13.20 - 18.12 | Updated Date 12/15/2025 |
52 Weeks Range 13.20 - 18.12 | Updated Date 12/15/2025 | ||
Dividends yield (FY) 3.12% | Basic EPS (TTM) 1.39 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 30.57% | Operating Margin (TTM) 44.78% |
Management Effectiveness
Return on Assets (TTM) 1.18% | Return on Equity (TTM) 9.71% |
Valuation
Trailing PE 12.43 | Forward PE 9.81 | Enterprise Value 2083273728 | Price to Sales(TTM) 3.85 |
Enterprise Value 2083273728 | Price to Sales(TTM) 3.85 | ||
Enterprise Value to Revenue 4.34 | Enterprise Value to EBITDA - | Shares Outstanding 103765987 | Shares Floating 101044578 |
Shares Outstanding 103765987 | Shares Floating 101044578 | ||
Percent Insiders 2.04 | Percent Institutions 78.12 |
About First Commonwealth Financial
Exchange NYSE | Headquaters Indiana, PA, United States | ||
IPO Launch date 1992-01-19 | President, CEO & Director Mr. Thomas Michael Price | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 1548 | Website https://www.fcbanking.com |
Full time employees 1548 | Website https://www.fcbanking.com | ||
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. Its commercial banking services comprise commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial and residential real estate loans, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.

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