FCF official logo FCF
FCF 1-star rating from Upturn Advisory
First Commonwealth Financial (FCF) company logo

First Commonwealth Financial (FCF)

First Commonwealth Financial (FCF) 1-star rating from Upturn Advisory
$17.12
Last Close (24-hour delay)
Profit since last BUY3.13%
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BUY since 9 days
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Upturn Advisory Summary

12/16/2025: FCF (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

2 star rating from financial analysts

6 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $18.5

1 Year Target Price $18.5

Analysts Price Target For last 52 week
$18.5 Target price
52w Low $13.2
Current$17.12
52w High $18.12

Analysis of Past Performance

Type Stock
Historic Profit 7.6%
Avg. Invested days 34
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 3.0
Stock Returns Performance Upturn Returns Performance icon 2.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/16/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 1.81B USD
Price to earnings Ratio 12.43
1Y Target Price 18.5
Price to earnings Ratio 12.43
1Y Target Price 18.5
Volume (30-day avg) 6
Beta 0.81
52 Weeks Range 13.20 - 18.12
Updated Date 12/15/2025
52 Weeks Range 13.20 - 18.12
Updated Date 12/15/2025
Dividends yield (FY) 3.12%
Basic EPS (TTM) 1.39

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 30.57%
Operating Margin (TTM) 44.78%

Management Effectiveness

Return on Assets (TTM) 1.18%
Return on Equity (TTM) 9.71%

Valuation

Trailing PE 12.43
Forward PE 9.81
Enterprise Value 2083273728
Price to Sales(TTM) 3.85
Enterprise Value 2083273728
Price to Sales(TTM) 3.85
Enterprise Value to Revenue 4.34
Enterprise Value to EBITDA -
Shares Outstanding 103765987
Shares Floating 101044578
Shares Outstanding 103765987
Shares Floating 101044578
Percent Insiders 2.04
Percent Institutions 78.12

About First Commonwealth Financial

Exchange NYSE
Headquaters Indiana, PA, United States
IPO Launch date 1992-01-19
President, CEO & Director Mr. Thomas Michael Price
Sector Financial Services
Industry Banks - Regional
Full time employees 1548
Full time employees 1548

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. Its commercial banking services comprise commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial and residential real estate loans, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.