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FRME 1-star rating from Upturn Advisory
First Merchants Corporation (FRME) company logo

First Merchants Corporation (FRME)

First Merchants Corporation (FRME) 1-star rating from Upturn Advisory
$38.89
Last Close (24-hour delay)
Profit since last BUY4.85%
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Upturn Advisory Summary

12/17/2025: FRME (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

2 star rating from financial analysts

6 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $45.6

1 Year Target Price $45.6

Analysts Price Target For last 52 week
$45.6 Target price
52w Low $32.21
Current$38.89
52w High $43.98

Analysis of Past Performance

Type Stock
Historic Profit -17.24%
Avg. Invested days 27
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 3.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/17/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 2.25B USD
Price to earnings Ratio 9.7
1Y Target Price 45.6
Price to earnings Ratio 9.7
1Y Target Price 45.6
Volume (30-day avg) 6
Beta 0.96
52 Weeks Range 32.21 - 43.98
Updated Date 12/17/2025
52 Weeks Range 32.21 - 43.98
Updated Date 12/17/2025
Dividends yield (FY) 3.66%
Basic EPS (TTM) 4.01

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 35.91%
Operating Margin (TTM) 43.52%

Management Effectiveness

Return on Assets (TTM) 1.26%
Return on Equity (TTM) 9.9%

Valuation

Trailing PE 9.7
Forward PE 11.07
Enterprise Value 3194150144
Price to Sales(TTM) 3.46
Enterprise Value 3194150144
Price to Sales(TTM) 3.46
Enterprise Value to Revenue 4.83
Enterprise Value to EBITDA -
Shares Outstanding 57825020
Shares Floating 56840260
Shares Outstanding 57825020
Shares Floating 56840260
Percent Insiders 1.63
Percent Institutions 78.75

About First Merchants Corporation

Exchange NASDAQ
Headquaters Muncie, IN, United States
IPO Launch date 1992-02-25
CEO & Director Mr. Mark K. Hardwick CPA
Sector Financial Services
Industry Banks - Regional
Full time employees 2120
Full time employees 2120

First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services. The company offers a range of financial services, including checking, savings, and deposit products; debit and credit cards; mortgages, home equity lending, vehicle loans, and personal loans; and local commercial lending, asset-based lending solutions, agricultural lending, commercial real estate solutions, debt capital markets, practice finance, public finance, small business administration lending, and sponsor finance services. It also provides personal and commercial wealth management services, trust services, retirement planning, brokerage, investment management, private banking, fiduciary estate, and financial planning services. The company operates banking locations in Indiana, Ohio, and Michigan counties. It offers its services through electronic and mobile delivery channels. First Merchants Corporation was founded in 1893 and is headquartered in Muncie, Indiana.