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Upturn stock ratingUpturn stock rating
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Genworth Financial Inc (GNW)

Upturn stock ratingUpturn stock rating
$8.54
Last Close (24-hour delay)
Profit since last BUY18.45%
upturn advisory
Consider higher Upturn Star rating
BUY since 88 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
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  • WEEK

Upturn Advisory Summary

09/16/2025: GNW (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

1 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $9.5

1 Year Target Price $9.5

Analysts Price Target For last 52 week
$9.5 Target price
52w Low $5.99
Current$8.54
52w High $8.85

Analysis of Past Performance

Type Stock
Historic Profit -46.04%
Avg. Invested days 29
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 1.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 09/16/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 3.61B USD
Price to earnings Ratio 18.08
1Y Target Price 9.5
Price to earnings Ratio 18.08
1Y Target Price 9.5
Volume (30-day avg) 1
Beta 0.94
52 Weeks Range 5.99 - 8.85
Updated Date 09/15/2025
52 Weeks Range 5.99 - 8.85
Updated Date 09/15/2025
Dividends yield (FY) -
Basic EPS (TTM) 0.48

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Revenue by Geography

Geography revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 2.6%
Operating Margin (TTM) 9.67%

Management Effectiveness

Return on Assets (TTM) 0.44%
Return on Equity (TTM) 3.51%

Valuation

Trailing PE 18.08
Forward PE -
Enterprise Value 3334818540
Price to Sales(TTM) 0.5
Enterprise Value 3334818540
Price to Sales(TTM) 0.5
Enterprise Value to Revenue 0.47
Enterprise Value to EBITDA -
Shares Outstanding 410433984
Shares Floating 401400274
Shares Outstanding 410433984
Shares Floating 401400274
Percent Insiders 1.73
Percent Institutions 91.71

ai summary icon Upturn AI SWOT

Genworth Financial Inc

stock logo

Company Overview

overview logo History and Background

Genworth Financial, Inc. was founded in 2004, spun off from GE Financial Assurance. It provides insurance, wealth management, and investment services, focusing on long-term care insurance and mortgage insurance. Over time, it has undergone restructuring to address financial challenges.

business area logo Core Business Areas

  • U.S. Mortgage Insurance: Provides mortgage insurance products to lenders, helping borrowers purchase homes with smaller down payments. It protects lenders against losses from borrower defaults.
  • International Mortgage Insurance: Offers similar mortgage insurance products in select international markets, primarily Canada and Australia.
  • Long-Term Care Insurance: Provides insurance policies covering the costs of long-term care services, such as nursing homes and in-home care. This segment is in runoff.
  • Runoff: Includes life insurance and annuity products no longer actively sold.

leadership logo Leadership and Structure

Genworth Financial Inc. is led by a board of directors and a senior management team. The company operates through its business segments, with each segment having its own management structure.

Top Products and Market Share

overview logo Key Offerings

  • International Mortgage Insurance: Offers similar mortgage insurance products in select international markets, primarily Canada and Australia. Market share varies by country. No current data available. Competitors depend on the region.
  • Long-Term Care Insurance: Provides insurance policies covering the costs of long-term care services. This segment is in runoff. Competitors are companies still offering LTC insurance and those offering alternative solutions like annuities with LTC riders. No current data available.
  • U.S. Mortgage Insurance: Provides mortgage insurance products to lenders. Genworth is a significant player in the U.S. MI market. Market share fluctuates based on competitive pricing and risk appetite. Competitors include MGIC, Radian, and Essent. Revenue is tied to premiums received on insurance policies. No current data available.

Market Dynamics

industry overview logo Industry Overview

The mortgage insurance industry is influenced by factors like interest rates, housing market conditions, and government regulations. The long-term care insurance market faces challenges related to rising healthcare costs and changing demographics.

Positioning

Genworth Financial Inc. holds a significant position in the U.S. mortgage insurance market. Its long-term care insurance business is in runoff, impacting its overall strategy. Its advantage lies in its experience and established relationships.

Total Addressable Market (TAM)

The global mortgage insurance market is projected to reach billions of dollars. Genworth's position within the TAM depends on its competitive pricing, risk management, and expansion strategies.

Upturn SWOT Analysis

Strengths

  • Established position in the U.S. mortgage insurance market
  • Strong relationships with lenders
  • Experienced management team
  • Operational efficiency in mortgage insurance

Weaknesses

  • Legacy long-term care insurance liabilities
  • Exposure to housing market fluctuations
  • Financial performance volatility
  • Regulatory scrutiny

Opportunities

  • Expansion into new mortgage insurance markets
  • Development of innovative insurance products
  • Capitalizing on the growing demand for mortgage insurance due to rising home prices
  • Strategic partnerships

Threats

  • Increased competition in the mortgage insurance market
  • Changes in government regulations affecting the mortgage industry
  • Economic downturn impacting housing demand
  • Rising interest rates

Competitors and Market Share

competitor logo Key Competitors

  • MGIC
  • RDN
  • ESNT
  • NMIH

Competitive Landscape

Genworth Financial Inc. competes with other mortgage insurance companies based on pricing, product offerings, and risk management. Its long-term care insurance liabilities pose a challenge compared to competitors without this exposure.

Growth Trajectory and Initiatives

Historical Growth: Analyze Genworth Financial Inc's revenue and earnings growth over the past years.

Future Projections: Provide projections for Genworth Financial Inc's future growth based on analyst estimates for revenue, earnings, and EPS.

Recent Initiatives: Highlight recent strategic initiatives undertaken by Genworth Financial Inc., such as product launches, acquisitions, or restructuring efforts.

Summary

Genworth Financial Inc. faces challenges due to its legacy long-term care insurance liabilities, but it holds a significant position in the U.S. mortgage insurance market. Its success depends on managing these liabilities and capitalizing on opportunities in the mortgage insurance sector. Economic conditions and regulatory changes significantly impact its performance, so these are areas to watch. Strategic initiatives and effective risk management are key to its future growth.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company SEC Filings (10-K, 10-Q), Analyst Reports, Industry Research

Disclaimers:

This analysis is for informational purposes only and should not be considered financial advice. Market conditions can change rapidly, and past performance is not indicative of future results. Verify all data with official sources.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Genworth Financial Inc

Exchange NYSE
Headquaters Richmond, VA, United States
IPO Launch date 2004-05-25
President, CEO & Director Mr. Thomas Joseph McInerney
Sector Financial Services
Industry Insurance - Life
Full time employees 2960
Full time employees 2960

Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States and internationally. It operates through three segments: Enact, Long-Term Care Insurance, and Life and Annuities. The Enact segment offers primary mortgage, and mortgage insurance products, and contract underwriting services. The Long-Term Care Insurance segment offers long-term care insurance products that are intended to protect against the significant and escalating costs of long-term care services provided in the insured's home, assisted living, and nursing facilities. The Life and Annuities segment provides protection and retirement income products, that includes traditional and non-traditional life insurance, such as term, universal and term universal life insurance, corporate-owned life insurance, and funding agreements; fixed annuities; and variable annuities. It distributes its products through sales force, sales representatives, and digital marketing programs. The company was founded in 1871 and is headquartered in Richmond, Virginia.