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GNW logo GNW
Upturn stock rating
GNW logo

Genworth Financial Inc (GNW)

Upturn stock rating
$8.73
Last Close (24-hour delay)
Profit since last BUY21.08%
upturn advisory
WEAK BUY
BUY since 113 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
  • MONTH
  • WEEK

Upturn Advisory Summary

10/21/2025: GNW (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

1 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $10

1 Year Target Price $10

Analysts Price Target For last 52 week
$10 Target price
52w Low $5.99
Current$8.73
52w High $9.15

Analysis of Past Performance

Type Stock
Historic Profit -44.84%
Avg. Invested days 31
Today’s Advisory WEAK BUY
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance 1.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulation Last Close 10/21/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 3.56B USD
Price to earnings Ratio 17.69
1Y Target Price 10
Price to earnings Ratio 17.69
1Y Target Price 10
Volume (30-day avg) 1
Beta 1
52 Weeks Range 5.99 - 9.15
Updated Date 10/20/2025
52 Weeks Range 5.99 - 9.15
Updated Date 10/20/2025
Dividends yield (FY) -
Basic EPS (TTM) 0.49

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Revenue by Geography

Geography revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 2.6%
Operating Margin (TTM) 9.67%

Management Effectiveness

Return on Assets (TTM) 0.44%
Return on Equity (TTM) 3.51%

Valuation

Trailing PE 17.69
Forward PE -
Enterprise Value 3375861932
Price to Sales(TTM) 0.49
Enterprise Value 3375861932
Price to Sales(TTM) 0.49
Enterprise Value to Revenue 0.48
Enterprise Value to EBITDA -
Shares Outstanding 410433925
Shares Floating 401400274
Shares Outstanding 410433925
Shares Floating 401400274
Percent Insiders 1.73
Percent Institutions 91.86

ai summary icon Upturn AI SWOT

Genworth Financial Inc

stock logo

Company Overview

overview logo History and Background

Genworth Financial, Inc. was founded in 2004 when GE spun off its insurance and investment businesses. It provides mortgage insurance and long-term care insurance products.

business area logo Core Business Areas

  • U.S. Mortgage Insurance: Provides mortgage insurance products to lenders, primarily covering first-lien residential mortgages.
  • Canada Mortgage Insurance: Provides mortgage insurance products to lenders in Canada.
  • Runoff: Includes long-term care insurance (LTC) and life insurance, businesses that are no longer actively selling new policies.

leadership logo Leadership and Structure

Thomas J. McInerney is the President and CEO. The company has a board of directors and operates through various business segments.

Top Products and Market Share

overview logo Key Offerings

  • Mortgage Insurance: Provides insurance to lenders against losses from borrower defaults. Genworth is a major player in the US mortgage insurance market. Competitors include MGIC, Radian, and Essent. Market share fluctuates but typically resides in the 15%-25% range.
  • Long-Term Care Insurance (Runoff): Provides coverage for long-term care services. While no longer actively selling new policies, Genworth manages its existing LTC portfolio. Competitors are varied for existing policies with many firms not writing new LTC policies.

Market Dynamics

industry overview logo Industry Overview

The mortgage insurance industry is influenced by housing market conditions, interest rates, and government regulations. The long-term care insurance industry faces challenges related to rising healthcare costs and aging demographics.

Positioning

Genworth is a significant player in the mortgage insurance market, though it faces challenges managing its legacy LTC portfolio. Its competitive advantage stems from its established relationships with lenders and its expertise in risk management.

Total Addressable Market (TAM)

The TAM for mortgage insurance is tied to the overall mortgage origination market, estimated at trillions of dollars annually. Genworth is positioned to capture a share of this market through its lender relationships.

Upturn SWOT Analysis

Strengths

  • Established Relationships with Lenders
  • Expertise in Risk Management
  • Strong Brand Recognition in Mortgage Insurance

Weaknesses

  • Legacy Long-Term Care Insurance Business (Runoff)
  • Sensitivity to Housing Market Fluctuations
  • Regulatory Scrutiny

Opportunities

  • Expansion into New Mortgage Insurance Products
  • Strategic Partnerships
  • Capital Deployment for Profitable Growth

Threats

  • Increased Competition in Mortgage Insurance
  • Changes in Government Regulations
  • Economic Downturns
  • Rising Healthcare Costs (LTC)

Competitors and Market Share

competitor logo Key Competitors

  • MTG
  • RDN
  • ESNT

Competitive Landscape

Genworth competes primarily on price and service in the mortgage insurance market. It faces challenges related to its legacy LTC business.

Growth Trajectory and Initiatives

Historical Growth: Historical growth has been mixed due to challenges in the LTC business.

Future Projections: Future growth is dependent on the performance of the mortgage insurance segment and the management of the LTC portfolio. Analyst estimates are needed for specific projections.

Recent Initiatives: Recent initiatives focus on strengthening the mortgage insurance business and managing the LTC portfolio.

Summary

Genworth Financial is a major player in the mortgage insurance market but faces challenges with its legacy LTC portfolio. Its strength lies in established lender relationships, but it needs to effectively manage its runoff business and navigate regulatory pressures. The company must adapt to changing housing market conditions and competitive pressures to ensure sustainable growth. Future success hinges on strategic capital deployment and expansion in profitable areas.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Filings (SEC)
  • Industry Reports
  • Analyst Reports
  • Company Website

Disclaimers:

This analysis is for informational purposes only and does not constitute financial advice. Market data is subject to change. Financial data not available to fully update.

Upturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Genworth Financial Inc

Exchange NYSE
Headquaters Richmond, VA, United States
IPO Launch date 2004-05-25
President, CEO & Director Mr. Thomas Joseph McInerney
Sector Financial Services
Industry Insurance - Life
Full time employees 2960
Full time employees 2960

Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States and internationally. It operates through three segments: Enact, Long-Term Care Insurance, and Life and Annuities. The Enact segment offers primary mortgage, and mortgage insurance products, and contract underwriting services. The Long-Term Care Insurance segment offers long-term care insurance products that are intended to protect against the significant and escalating costs of long-term care services provided in the insured's home, assisted living, and nursing facilities. The Life and Annuities segment provides protection and retirement income products, that includes traditional and non-traditional life insurance, such as term, universal and term universal life insurance, corporate-owned life insurance, and funding agreements; fixed annuities; and variable annuities. It distributes its products through sales force, sales representatives, and digital marketing programs. The company was founded in 1871 and is headquartered in Richmond, Virginia.