GOCO official logo GOCO
GOCO 1-star rating from Upturn Advisory
GoHealth Inc. (GOCO) company logo

GoHealth Inc. (GOCO)

GoHealth Inc. (GOCO) 1-star rating from Upturn Advisory
$3.03
Last Close (24-hour delay)
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PASS
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Upturn Stock price based on last close icon Stock price based on last close
*as per simulation
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Upturn Advisory Summary

12/05/2025: GOCO (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

2 star rating from financial analysts

5 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $7.7

1 Year Target Price $7.7

Analysts Price Target For last 52 week
$7.7 Target price
52w Low $2.17
Current$3.03
52w High $21

Analysis of Past Performance

Type Stock
Historic Profit -49.24%
Avg. Invested days 25
Today’s Advisory PASS
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 2.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/05/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 87.00M USD
Price to earnings Ratio -
1Y Target Price 7.7
Price to earnings Ratio -
1Y Target Price 7.7
Volume (30-day avg) 5
Beta 1.67
52 Weeks Range 2.17 - 21.00
Updated Date 12/6/2025
52 Weeks Range 2.17 - 21.00
Updated Date 12/6/2025
Dividends yield (FY) -
Basic EPS (TTM) -16.66

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Earnings Date

Report Date 2025-11-10
When -
Estimate -1.9943
Actual -11.8

Profitability

Profit Margin -26.96%
Operating Margin (TTM) -239.15%

Management Effectiveness

Return on Assets (TTM) -2.1%
Return on Equity (TTM) -171.08%

Valuation

Trailing PE -
Forward PE 555.56
Enterprise Value 688641416
Price to Sales(TTM) 0.12
Enterprise Value 688641416
Price to Sales(TTM) 0.12
Enterprise Value to Revenue 0.93
Enterprise Value to EBITDA 5.46
Shares Outstanding 16093116
Shares Floating 9524389
Shares Outstanding 16093116
Shares Floating 9524389
Percent Insiders 15.43
Percent Institutions 60.43

Icon representing Upturn AI-generated SWOT analysis summary Upturn AI SWOT

GoHealth Inc.

GoHealth Inc.(GOCO) company logo displayed in Upturn AI summary

Company Overview

Company history and background logo History and Background

GoHealth Inc. was founded in 2001 as Norvax. It evolved into a digital health insurance marketplace, connecting consumers with health insurance options.

Company business area logo Core Business Areas

  • Medicare - Internal: Provides insurance solutions to consumers shopping for Medicare plans via internally managed agents and marketing. This segment comprises of a larger chunk of total revenues.
  • Medicare - External: Provides insurance solutions to consumers shopping for Medicare plans via external partners that work with GoHealth on an agreement basis.
  • Individual and Family Plans (IFP): Offers health insurance solutions for individuals and families who are not eligible for Medicare or employer-sponsored plans.

leadership logo Leadership and Structure

GoHealth's leadership team typically consists of a CEO, CFO, and other key executives. The organizational structure includes departments such as technology, sales, marketing, finance, and operations. Clint Jones is the Co-Founder and Chairman and Vijay Kotte is the CEO as of 2024.

Top Products and Market Share

Product Key Offerings logo Key Offerings

  • Medicare Advantage Plans: Medicare Advantage plans are a significant product, connecting beneficiaries with private insurance companies offering Medicare benefits. This makes up the majority of GoHealth's revenue. Competitors include eHealth, SelectQuote, and private health insurance companies.
  • Medicare Supplement Insurance (Medigap): Medigap policies help cover costs not covered by Original Medicare. Competitors include eHealth, SelectQuote, and private health insurance companies.
  • Individual and Family Health Insurance Plans: Plans compliant with the Affordable Care Act, offered through the Health Insurance Marketplace. Competitors include eHealth and private health insurance companies.

Market Dynamics

industry overview logo Industry Overview

The health insurance industry is highly competitive and regulated. The shift towards online marketplaces and consumer choice is driving growth in the digital health insurance space.

Positioning

GoHealth positions itself as a technology-driven health insurance marketplace, focusing on data analytics and customer acquisition. Their competitive advantage lies in their ability to target and acquire customers efficiently.

Total Addressable Market (TAM)

The TAM for health insurance is estimated to be in the trillions of dollars. GoHealth captures a small portion, primarily focusing on specific segments within the market. Their strategic initiatives are aligned with increasing their share of this TAM through tech optimization.

Upturn SWOT Analysis

Strengths

  • Strong technology platform
  • Data-driven customer acquisition
  • Strategic partnerships with insurance providers
  • Scalable business model
  • Direct-to-consumer marketing expertise

Weaknesses

  • High customer acquisition costs
  • Dependence on carrier relationships
  • Regulatory risks in the health insurance industry
  • Seasonality in enrollment periods
  • History of Losses

Opportunities

  • Expanding Medicare Advantage market
  • Increasing adoption of telehealth services
  • Partnerships with healthcare providers
  • Geographic expansion
  • Development of new insurance products

Threats

  • Changes in government regulations
  • Increased competition from other online marketplaces
  • Economic downturn impacting consumer spending
  • Cybersecurity threats and data breaches
  • Rising healthcare costs

Competitors and Market Share

Key competitor logo Key Competitors

  • SFH
  • EHTH
  • PRVA

Competitive Landscape

GoHealth faces intense competition from established players and emerging digital marketplaces. Their ability to differentiate through technology and customer service is critical for success.

Growth Trajectory and Initiatives

Historical Growth: Historical growth has been variable, with periods of rapid expansion followed by slower growth or contraction. It depends greatly on market environments.

Future Projections: Future growth is projected to be contingent on strategic initiatives to reduce costs and improve efficiency. Analysts project a growth rate that is dependent on improvements in their financials.

Recent Initiatives: Recent strategic initiatives include focusing on profitable growth, cost reduction measures, and optimizing customer acquisition strategies.

Summary

GoHealth operates in a dynamic market but faces challenges in profitability and consistency. Their technology and customer acquisition strategies are strengths, but high costs and regulatory risks need to be managed. Future success relies on improving financial performance and capitalizing on market opportunities, especially in the Medicare Advantage sector, but debt and operating losses are major considerations for its fundamental viability.

Similar Stocks

Sources and Disclaimers

Data Sources:

  • Company filings
  • Market research reports
  • Analyst estimates
  • Industry publications

Disclaimers:

The data and analysis provided are for informational purposes only and should not be considered financial advice. Investment decisions should be based on individual research and consultation with a qualified financial advisor.

Information icon for Upturn AI Summarization accuracy disclaimer AI Summarization is directionally correct and might not be accurate.

Information icon for Upturn AI Summarization data freshness disclaimer Summarized information shown could be a few years old and not current.

Information icon warning about Upturn AI Fundamental Rating based on potentially old data Fundamental Rating based on AI could be based on old data.

Information icon warning about potential inaccuracies or hallucinations in Upturn AI-generated summaries AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About GoHealth Inc.

Exchange NASDAQ
Headquaters Chicago, IL, United States
IPO Launch date 2020-07-15
CEO & Director Mr. Vijay Kumar Kotte
Sector Financial Services
Industry Insurance Brokers
Full time employees 2261
Full time employees 2261

GoHealth, Inc. operates as a health insurance marketplace and Medicare-focused digital health company in the United States. The company operates a technology platform that leverages machine-learning algorithms of insurance purchasing behavior to reimagine the process of matching a health plan for a consumer's specific needs. It also provides Medicare plans, including Medicare advantage, Medicare supplement, prescription drug plans, and special needs plans. In addition, the company offers partner marketing services. It sells its products through internal and external agencies, as well as its platform. The company was founded in 2001 and is headquartered in Chicago, Illinois.