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Upturn AI SWOT - About
GWRE 
Guidewire Software Inc (GWRE)
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Upturn Advisory Summary
07/03/2025: GWRE (5-star) is a REGULAR-BUY. BUY since 45 days. Profits (12.51%). Updated daily EoD!
Upturn Star Rating
Outstanding Performance
These Stocks/ETFs, based on Upturn Advisory, have historically outperformed the market, making them a top-tier choice for investors.
Number of Analysts
16 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $243.54
1 Year Target Price $243.54
| 6 | Strong Buy |
| 6 | Buy |
| 2 | Hold |
| 1 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 78.92% | Avg. Invested days 79 | Today’s Advisory WEAK BUY |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  4.0 |
| Profits based on simulation | Last Close 07/03/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 19.40B USD | Price to earnings Ratio 561.9 | 1Y Target Price 243.54 |
Price to earnings Ratio 561.9 | 1Y Target Price 243.54 | ||
Volume (30-day avg) 16 | Beta 1.16 | 52 Weeks Range 132.01 - 263.20 | Updated Date 07/4/2025 |
52 Weeks Range 132.01 - 263.20 | Updated Date 07/4/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.41 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 3.04% | Operating Margin (TTM) 1.52% |
Management Effectiveness
Return on Assets (TTM) 0.6% | Return on Equity (TTM) 2.61% |
Valuation
Trailing PE 561.9 | Forward PE 84.75 | Enterprise Value 19183167474 | Price to Sales(TTM) 17.05 |
Enterprise Value 19183167474 | Price to Sales(TTM) 17.05 | ||
Enterprise Value to Revenue 16.87 | Enterprise Value to EBITDA 308.38 | Shares Outstanding 84195200 | Shares Floating 83675738 |
Shares Outstanding 84195200 | Shares Floating 83675738 | ||
Percent Insiders 0.36 | Percent Institutions 104.2 |
Upturn AI SWOT
Guidewire Software Inc
Company Overview
History and Background
Guidewire Software, Inc. was founded in 2001. It provides software to property and casualty (P&C) insurers, helping them manage core operations like policy administration, billing, and claims management. It went public in 2012 and has grown through product development and acquisitions.
Core Business Areas
- PolicyCenter: Provides a comprehensive system for policy administration, including underwriting, rating, and policy lifecycle management.
- ClaimCenter: A claims management system that automates and streamlines the claims process, from first notice of loss to settlement.
- BillingCenter: Manages the billing lifecycle, including premium calculations, payment processing, and collections.
- Guidewire Cloud: Offers Guidewire's core products as a cloud-based service, providing scalability, security, and reduced IT costs.
Leadership and Structure
The leadership team consists of experienced executives in the software and insurance industries. The company has a functional organizational structure with departments focused on product development, sales, marketing, and customer support.
Top Products and Market Share
Key Offerings
- PolicyCenter: Core system for policy administration. Competitors include Duck Creek Technologies, Insurity, and Majesco. Market share data is not publicly available at a granular product level, but Guidewire is considered a leader in the P&C insurance software market.
- ClaimCenter: Claims management system. Competitors include Duck Creek Technologies, Insurity, and Majesco. Market share data is not publicly available at a granular product level, but Guidewire is considered a leader in the P&C insurance software market.
- BillingCenter: Billing lifecycle management. Competitors include Duck Creek Technologies, Insurity, and Majesco. Market share data is not publicly available at a granular product level, but Guidewire is considered a leader in the P&C insurance software market.
- Guidewire Cloud: Cloud-based offering of Guidewire's core products. Competitors include Duck Creek Technologies, Insurity, and Majesco. Market share data is not publicly available at a granular product level, but Guidewire is considered a leader in the P&C insurance software market.
Market Dynamics
Industry Overview
The P&C insurance software market is growing due to increased demand for digital transformation, cloud-based solutions, and automation. Insurers are seeking to improve efficiency, reduce costs, and enhance customer experience.
Positioning
Guidewire is positioned as a leading provider of core systems for P&C insurers. It has a strong reputation for product quality, reliability, and customer support. Its competitive advantages include a comprehensive product suite, a large customer base, and a robust partner ecosystem.
Total Addressable Market (TAM)
The P&C insurance software market is estimated to be in the tens of billions of dollars. Guidewire is well-positioned to capture a significant portion of this market with its comprehensive product suite and strong market presence.
Upturn SWOT Analysis
Strengths
- Comprehensive product suite
- Strong market reputation
- Large customer base
- Robust partner ecosystem
- Cloud platform offering
Weaknesses
- High implementation costs
- Complex system integration
- Reliance on large enterprise clients
- Slower pace of innovation compared to some competitors
Opportunities
- Expansion into new geographic markets
- Development of new products and services
- Increased adoption of cloud-based solutions
- Strategic acquisitions of complementary businesses
Threats
- Intense competition from established players and new entrants
- Economic downturn affecting insurance spending
- Cybersecurity risks
- Changing regulatory landscape
Competitors and Market Share
Key Competitors
- DUCK
- MSFT
- ORCL
Competitive Landscape
Guidewire is a leader in the P&C insurance software market, known for its comprehensive product suite and strong market reputation. However, it faces competition from established players like Duck Creek and from broader tech companies offering solutions that compete in areas of digital transformation. Guidewire's advantage is its specialization in P&C, while its disadvantages can be higher costs and slower innovation compared to some competitors.
Major Acquisitions
Cyence
- Year: 2017
- Acquisition Price (USD millions): 275
- Strategic Rationale: Enhanced Guidewire's capabilities in cyber risk modeling and analytics, providing insurers with better insights into cyber threats.
Growth Trajectory and Initiatives
Historical Growth: Guidewire has experienced steady growth in revenue and customer base over the past decade, driven by increasing demand for its core systems and cloud-based solutions.
Future Projections: Future growth projections vary depending on analyst estimates. Generally, analysts expect Guidewire to continue growing at a moderate pace, driven by demand for its cloud platform and new product offerings.
Recent Initiatives: Recent initiatives include expanding its cloud platform, investing in new technologies like AI and machine learning, and expanding its partner ecosystem.
Summary
Guidewire is a strong player in the P&C insurance software market, supported by its comprehensive suite and established customer base. The shift towards cloud-based solutions and digital transformation favors their growth. However, high implementation costs and competition from other firms remain potential challenges. Continued innovation and strategic acquisitions are crucial for Guidewire to maintain its leadership position.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company reports
- Industry analysis
- Analyst estimates
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market conditions and company performance can change rapidly.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Guidewire Software Inc
Exchange NYSE | Headquaters San Mateo, CA, United States | ||
IPO Launch date 2012-01-25 | CEO & Director Mr. Michael George Rosenbaum | ||
Sector Technology | Industry Software - Application | Full time employees 3596 | Website https://www.guidewire.com |
Full time employees 3596 | Website https://www.guidewire.com | ||
Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. The company offers Guidewire InsuranceSuite Cloud, such as PolicyCenter Cloud, BillingCenter Cloud, and ClaimCenter Cloud applications. It also provides Guidewire InsuranceNow, a cloud-based application that offers policy, billing, and claims management functionality plus pre-integrated document production, analytics, and other capabilities; and Guidewire InsuranceSuite for Self-Managed. The company offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates; Guidewire Underwriting Management, a cloud-based integrated business application; Guidewire AppReader, a submission intake management solution; and Guidewire ClaimCenter Package for the London market supports the claims workflow used by London Market insurers and brokers. It also provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Canvas, Guidewire Compare, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers . The company was incorporated in 2001 and is headquartered in San Mateo, California.
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