Upturn unsubscribed user
$1.14/ day, billed weekly
Cancel anytime
(Ad-Free, Unlimited access)​
NO CREDIT CARD REQUIRED
GWRE logo GWRE
Upturn stock ratingUpturn stock rating
GWRE logo

Guidewire Software Inc (GWRE)

Upturn stock ratingUpturn stock rating
$235.4
Last Close (24-hour delay)
Profit since last BUY14.96%
upturn advisory
Regular Buy
BUY since 41 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
  • MONTH
  • WEEK

Upturn Advisory Summary

06/27/2025: GWRE (5-star) is a STRONG-BUY. BUY since 41 days. Profits (14.96%). Updated daily EoD!

Upturn Star Rating

ratingratingratingratingrating

Outstanding Performance

These Stocks/ETFs, based on Upturn Advisory, have historically outperformed the market, making them a top-tier choice for investors.

Number of Analysts

rating

16 Analysts rated it

These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.

Year Target Price $243.54

Year Target Price $243.54

Analyst’s Price TargetsFor last 52 week
$243.54Target price
Low$132.01
Current$235.4
high$263.2

Analysis of Past Performance

Type Stock
Historic Profit 82.82%
Avg. Invested days 79
Today’s Advisory Regular Buy
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 4.0
Stock Returns Performance Upturn Returns Performance 4.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/27/2025

Key Highlights

Company Size Large-Cap Stock
Market Capitalization 19.82B USD
Price to earnings Ratio 560.48
1Y Target Price 243.54
Price to earnings Ratio 560.48
1Y Target Price 243.54
Volume (30-day avg) 16
Beta 1.16
52 Weeks Range 132.01 - 263.20
Updated Date 06/30/2025
52 Weeks Range 132.01 - 263.20
Updated Date 06/30/2025
Dividends yield (FY) -
Basic EPS (TTM) 0.42

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Revenue by Geography

Geography revenue - Year on Year

Earnings Date

Report Date 2025-06-03
When After Market
Estimate 0.47
Actual 0.88

Profitability

Profit Margin 3.04%
Operating Margin (TTM) 1.52%

Management Effectiveness

Return on Assets (TTM) 0.6%
Return on Equity (TTM) 2.61%

Valuation

Trailing PE 560.48
Forward PE 86.21
Enterprise Value 19605827494
Price to Sales(TTM) 17.43
Enterprise Value 19605827494
Price to Sales(TTM) 17.43
Enterprise Value to Revenue 17.24
Enterprise Value to EBITDA 315.18
Shares Outstanding 84195200
Shares Floating 83675738
Shares Outstanding 84195200
Shares Floating 83675738
Percent Insiders 0.36
Percent Institutions 104.13

Analyst Ratings

Rating 4
Target Price 243.54
Buy 6
Strong Buy 6
Buy 6
Strong Buy 6
Hold 2
Sell 1
Strong Sell 1
Strong Sell 1

ai summary icon Upturn AI SWOT

Guidewire Software Inc

stock logo

Company Overview

overview logo History and Background

Guidewire Software, Inc. was founded in 2001. It provides software to property and casualty (P&C) insurers, helping them manage core operations like policy administration, billing, and claims management. It went public in 2012 and has grown through product development and acquisitions.

business area logo Core Business Areas

  • PolicyCenter: Provides a comprehensive system for policy administration, including underwriting, rating, and policy lifecycle management.
  • ClaimCenter: A claims management system that automates and streamlines the claims process, from first notice of loss to settlement.
  • BillingCenter: Manages the billing lifecycle, including premium calculations, payment processing, and collections.
  • Guidewire Cloud: Offers Guidewire's core products as a cloud-based service, providing scalability, security, and reduced IT costs.

leadership logo Leadership and Structure

The leadership team consists of experienced executives in the software and insurance industries. The company has a functional organizational structure with departments focused on product development, sales, marketing, and customer support.

Top Products and Market Share

overview logo Key Offerings

  • PolicyCenter: Core system for policy administration. Competitors include Duck Creek Technologies, Insurity, and Majesco. Market share data is not publicly available at a granular product level, but Guidewire is considered a leader in the P&C insurance software market.
  • ClaimCenter: Claims management system. Competitors include Duck Creek Technologies, Insurity, and Majesco. Market share data is not publicly available at a granular product level, but Guidewire is considered a leader in the P&C insurance software market.
  • BillingCenter: Billing lifecycle management. Competitors include Duck Creek Technologies, Insurity, and Majesco. Market share data is not publicly available at a granular product level, but Guidewire is considered a leader in the P&C insurance software market.
  • Guidewire Cloud: Cloud-based offering of Guidewire's core products. Competitors include Duck Creek Technologies, Insurity, and Majesco. Market share data is not publicly available at a granular product level, but Guidewire is considered a leader in the P&C insurance software market.

Market Dynamics

industry overview logo Industry Overview

The P&C insurance software market is growing due to increased demand for digital transformation, cloud-based solutions, and automation. Insurers are seeking to improve efficiency, reduce costs, and enhance customer experience.

Positioning

Guidewire is positioned as a leading provider of core systems for P&C insurers. It has a strong reputation for product quality, reliability, and customer support. Its competitive advantages include a comprehensive product suite, a large customer base, and a robust partner ecosystem.

Total Addressable Market (TAM)

The P&C insurance software market is estimated to be in the tens of billions of dollars. Guidewire is well-positioned to capture a significant portion of this market with its comprehensive product suite and strong market presence.

Upturn SWOT Analysis

Strengths

  • Comprehensive product suite
  • Strong market reputation
  • Large customer base
  • Robust partner ecosystem
  • Cloud platform offering

Weaknesses

  • High implementation costs
  • Complex system integration
  • Reliance on large enterprise clients
  • Slower pace of innovation compared to some competitors

Opportunities

  • Expansion into new geographic markets
  • Development of new products and services
  • Increased adoption of cloud-based solutions
  • Strategic acquisitions of complementary businesses

Threats

  • Intense competition from established players and new entrants
  • Economic downturn affecting insurance spending
  • Cybersecurity risks
  • Changing regulatory landscape

Competitors and Market Share

competitor logo Key Competitors

  • DUCK
  • MSFT
  • ORCL

Competitive Landscape

Guidewire is a leader in the P&C insurance software market, known for its comprehensive product suite and strong market reputation. However, it faces competition from established players like Duck Creek and from broader tech companies offering solutions that compete in areas of digital transformation. Guidewire's advantage is its specialization in P&C, while its disadvantages can be higher costs and slower innovation compared to some competitors.

Major Acquisitions

Cyence

  • Year: 2017
  • Acquisition Price (USD millions): 275
  • Strategic Rationale: Enhanced Guidewire's capabilities in cyber risk modeling and analytics, providing insurers with better insights into cyber threats.

Growth Trajectory and Initiatives

Historical Growth: Guidewire has experienced steady growth in revenue and customer base over the past decade, driven by increasing demand for its core systems and cloud-based solutions.

Future Projections: Future growth projections vary depending on analyst estimates. Generally, analysts expect Guidewire to continue growing at a moderate pace, driven by demand for its cloud platform and new product offerings.

Recent Initiatives: Recent initiatives include expanding its cloud platform, investing in new technologies like AI and machine learning, and expanding its partner ecosystem.

Summary

Guidewire is a strong player in the P&C insurance software market, supported by its comprehensive suite and established customer base. The shift towards cloud-based solutions and digital transformation favors their growth. However, high implementation costs and competition from other firms remain potential challenges. Continued innovation and strategic acquisitions are crucial for Guidewire to maintain its leadership position.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company reports
  • Industry analysis
  • Analyst estimates

Disclaimers:

This analysis is for informational purposes only and should not be considered investment advice. Market conditions and company performance can change rapidly.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Guidewire Software Inc

Exchange NYSE
Headquaters San Mateo, CA, United States
IPO Launch date 2012-01-25
CEO & Director Mr. Michael George Rosenbaum
Sector Technology
Industry Software - Application
Full time employees 3596
Full time employees 3596

Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. The company offers Guidewire InsuranceSuite Cloud, such as PolicyCenter Cloud, BillingCenter Cloud, and ClaimCenter Cloud applications. It also provides Guidewire InsuranceNow, a cloud-based application that offers policy, billing, and claims management functionality plus pre-integrated document production, analytics, and other capabilities; and Guidewire InsuranceSuite for Self-Managed. The company offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates; Guidewire Underwriting Management, a cloud-based integrated business application; Guidewire AppReader, a submission intake management solution; and Guidewire ClaimCenter Package for the London market supports the claims workflow used by London Market insurers and brokers. It also provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Canvas, Guidewire Compare, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers . The company was incorporated in 2001 and is headquartered in San Mateo, California.