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Upturn AI SWOT - About
GWRE 
Guidewire Software Inc (GWRE)
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Upturn Advisory Summary
09/15/2025: GWRE (4-star) is a STRONG-BUY. BUY since 5 days. Simulated Profits (-1.84%). Updated daily EoD!
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Number of Analysts
16 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $268.38
1 Year Target Price $268.38
| 6 | Strong Buy |
| 6 | Buy |
| 2 | Hold |
| 1 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 75.63% | Avg. Invested days 67 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  4.0 |
| Profits based on simulation | Last Close 09/15/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 21.38B USD | Price to earnings Ratio 312.27 | 1Y Target Price 268.38 |
Price to earnings Ratio 312.27 | 1Y Target Price 268.38 | ||
Volume (30-day avg) 16 | Beta 1.22 | 52 Weeks Range 165.08 - 272.60 | Updated Date 09/15/2025 |
52 Weeks Range 165.08 - 272.60 | Updated Date 09/15/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.81 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-09-04 | When After Market | Estimate 0.63 | Actual 0.84 |
Profitability
Profit Margin 5.81% | Operating Margin (TTM) 8.3% |
Management Effectiveness
Return on Assets (TTM) 1.04% | Return on Equity (TTM) 4.99% |
Valuation
Trailing PE 312.27 | Forward PE 86.21 | Enterprise Value 20947414399 | Price to Sales(TTM) 17.78 |
Enterprise Value 20947414399 | Price to Sales(TTM) 17.78 | ||
Enterprise Value to Revenue 17.42 | Enterprise Value to EBITDA 242.55 | Shares Outstanding 84530600 | Shares Floating 84027621 |
Shares Outstanding 84530600 | Shares Floating 84027621 | ||
Percent Insiders 0.33 | Percent Institutions 100.91 |
Upturn AI SWOT
Guidewire Software Inc
Company Overview
History and Background
Guidewire Software, Inc. was founded in 2001. It provides software to property and casualty (P&C) insurers. It has grown through organic development and strategic acquisitions to become a leading provider in its niche.
Core Business Areas
- Insurance Platform: Provides a comprehensive suite of software for policy administration, claims management, and billing.
- Guidewire Cloud: Offers a cloud-based version of the Guidewire Insurance Platform, providing insurers with a flexible and scalable solution.
- Data and Analytics: Provides insurers with insights into their business through data and analytics solutions.
Leadership and Structure
The leadership team includes Mike Rosenbaum (CEO). The company has a typical corporate structure with functional departments like sales, marketing, engineering, and finance.
Top Products and Market Share
Key Offerings
- PolicyCenter: Policy administration system. Competitors include Duck Creek Technologies, Sapiens, and Majesco. Market share information is difficult to pin down, but Guidewire is considered a market leader. Estimated revenues from PolicyCenter are over $300 million annually.
- ClaimCenter: Claims management system. Competitors include Duck Creek Technologies, Sapiens, and Majesco. Market share information is difficult to pin down, but Guidewire is considered a market leader. Estimated revenues from ClaimCenter are over $250 million annually.
- BillingCenter: Billing management system. Competitors include Duck Creek Technologies, Sapiens, and Majesco. Market share information is difficult to pin down, but Guidewire is considered a market leader. Estimated revenues from BillingCenter are over $150 million annually.
Market Dynamics
Industry Overview
The P&C insurance software market is driven by the need for digital transformation, improved efficiency, and better customer experience. It's a competitive market with established players and emerging cloud-based solutions.
Positioning
Guidewire is positioned as a premium provider of comprehensive solutions for P&C insurers. Its competitive advantage lies in its deep industry expertise, integrated platform, and established customer base.
Total Addressable Market (TAM)
The total addressable market is estimated to be $10 billion+. Guidewire is well-positioned to capture a significant portion of this TAM, focusing on larger insurers seeking comprehensive solutions.
Upturn SWOT Analysis
Strengths
- Comprehensive product suite
- Strong industry expertise
- Large and established customer base
- Cloud-based offerings
- Good reputation for customer service
Weaknesses
- High implementation costs
- Complexity of the platform
- Can be perceived as less flexible than some competitors
- Dependent on large, complex implementations
Opportunities
- Expansion into new geographies
- Growth in cloud adoption
- Increased demand for data and analytics
- Partnerships with other technology providers
Threats
- Increased competition from cloud-native vendors
- Economic downturn affecting insurance spending
- Cybersecurity risks
- Rapid technological changes
Competitors and Market Share
Key Competitors
- DUCK
- SAP
- MSFT
Competitive Landscape
Guidewire has a strong market position due to its comprehensive solutions and industry expertise. However, it faces increasing competition from cloud-native vendors offering more flexible and cost-effective solutions. Duck Creek Technologies is a key competitor.
Major Acquisitions
Cyence
- Year: 2017
- Acquisition Price (USD millions): 275
- Strategic Rationale: Cyence provided risk analytics and modeling capabilities, enhancing Guidewire's offerings in cyber risk and other emerging risks.
Growth Trajectory and Initiatives
Historical Growth: Guidewire has experienced strong growth in revenue and market share over the past decade.
Future Projections: Analysts project continued revenue growth, driven by cloud adoption and expansion into new markets.
Recent Initiatives: Recent strategic initiatives include expanding its cloud offerings, investing in AI and machine learning, and partnering with system integrators.
Summary
Guidewire is a leader in P&C insurance software, possessing a comprehensive suite and strong industry knowledge. However, its complexity and cost can be drawbacks. Cloud adoption and competition are key areas to watch, but generally the company is strong and positioned for growth, provided it effectively manages competition and innovation in the cloud sector.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (10-K, 10-Q), Industry Reports, Analyst Reports, Company Website
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It does not constitute financial advice. Market share data is estimated and may vary.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Guidewire Software Inc
Exchange NYSE | Headquaters San Mateo, CA, United States | ||
IPO Launch date 2012-01-25 | CEO & Director Mr. Michael George Rosenbaum | ||
Sector Technology | Industry Software - Application | Full time employees 3772 | Website https://www.guidewire.com |
Full time employees 3772 | Website https://www.guidewire.com | ||
Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, and BillingCenter applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, Guidewire Data Studio, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers . The company was incorporated in 2001 and is headquartered in San Mateo, California.
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