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Upturn AI SWOT - About
Huntington Bancshares Incorporated (HBANL)
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Upturn Advisory Summary
09/17/2025: HBANL (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 0.04% | Avg. Invested days 65 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/17/2025 |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.94 | 52 Weeks Range 22.87 - 26.04 | Updated Date 06/29/2025 |
52 Weeks Range 22.87 - 26.04 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 6.80% | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 28.83% | Operating Margin (TTM) 38.9% |
Management Effectiveness
Return on Assets (TTM) 1.03% | Return on Equity (TTM) 10.37% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 41394950144 | Price to Sales(TTM) - |
Enterprise Value 41394950144 | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating 1445696148 |
Shares Outstanding - | Shares Floating 1445696148 | ||
Percent Insiders - | Percent Institutions 33.94 |
Upturn AI SWOT
Huntington Bancshares Incorporated
Company Overview
History and Background
Huntington Bancshares Incorporated was founded in 1866 as the Huntington National Bank in Columbus, Ohio. It has grown through acquisitions and organic expansion to become a regional bank holding company.
Core Business Areas
- Commercial Banking: Offers lending, treasury management, and capital markets services to businesses of all sizes.
- Consumer Banking: Provides checking and savings accounts, mortgages, auto loans, credit cards, and investment services to individuals and families.
- Wealth Management: Offers financial planning, investment management, and trust services to high-net-worth individuals and institutions.
Leadership and Structure
The leadership team includes the CEO, CFO, and heads of various business segments. The organizational structure is hierarchical, with regional and functional divisions.
Top Products and Market Share
Key Offerings
- Checking Accounts: Huntington offers various checking account options. Competitors: Bank of America, Chase, Wells Fargo. Market share data is dynamically updated and varies by region.
- Mortgages: Provides fixed-rate and adjustable-rate mortgages. Competitors: Rocket Mortgage, U.S. Bank, PNC. Market share data is dynamically updated and varies by region.
- Commercial Loans: Offers loans to businesses for various purposes. Competitors: JPMorgan Chase, Bank of America, Wells Fargo. Market share data is dynamically updated and varies by region.
Market Dynamics
Industry Overview
The banking industry is currently facing challenges from rising interest rates, increased competition from fintech companies, and evolving regulatory requirements.
Positioning
Huntington is a regional bank with a strong presence in the Midwest. Its competitive advantages include its strong customer relationships, regional focus, and growing digital capabilities.
Total Addressable Market (TAM)
The TAM for banking services in Huntington's geographic footprint is estimated to be in the hundreds of billions of dollars. Huntington is positioned to capture a portion of this TAM through its branch network and digital offerings.
Upturn SWOT Analysis
Strengths
- Strong regional presence in the Midwest
- Solid customer relationships
- Growing digital capabilities
- Experienced management team
Weaknesses
- Limited geographic diversification
- Reliance on traditional banking products
- Smaller scale compared to national banks
Opportunities
- Expansion into new markets
- Increased adoption of digital banking
- Growth in wealth management services
- Acquisition opportunities
Threats
- Rising interest rates
- Increased competition from fintech companies
- Economic downturn
- Regulatory changes
Competitors and Market Share
Key Competitors
- JPM
- BAC
- WFC
- PNC
- USB
Competitive Landscape
Huntington's advantages include its strong regional presence and customer relationships. Its disadvantages include its smaller scale compared to national banks and exposure to regional economic fluctuations.
Major Acquisitions
TCF Financial Corporation
- Year: 2021
- Acquisition Price (USD millions): 6000
- Strategic Rationale: Expanded Huntington's presence into new markets and increased its scale.
Growth Trajectory and Initiatives
Historical Growth: Huntington has grown through a combination of organic growth and acquisitions.
Future Projections: Future projections are based on analyst estimates and market conditions. Please refer to updated analyst reports for information
Recent Initiatives: Recent initiatives include investments in digital banking, expansion into new markets, and cost-saving measures.
Summary
Huntington Bancshares is a regional bank with a strong presence in the Midwest. Its customer focus and expanding digital offerings support growth. However, it faces competition from larger national banks and fintech companies. The TCF acquisition bolsters its competitive position, but economic headwinds and regulatory changes present ongoing challenges.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Huntington Bancshares Investor Relations
- SEC Filings
- Analyst Reports
- Market Research Reports
- FDIC.gov
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market conditions and company performance are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Huntington Bancshares Incorporated
Exchange NASDAQ | Headquaters Columbus, OH, United States | ||
IPO Launch date 2023-03-06 | Chairman, President & CEO Mr. Stephen D. Steinour | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 20092 | Website https://www.huntington.com |
Full time employees 20092 | Website https://www.huntington.com | ||
Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services in the United States. The company offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and other financial products and services. It also provides 24-Hour Grace, Asterisk-Free Checking, Money Scout, $50 Safety Zone, Standby Cash, Early Pay, Instant Access, Savings Goal Getter, And Huntington Heads Up; digitally powered consumer and business financial solutions to consumer lending, regional banking, branch banking, and wealth management customers; direct and indirect consumer loans, as well as dealer finance loans and deposits; and private banking, wealth management and legacy planning through investment and portfolio management, fiduciary administration and trust, institutional custody, and full-service retail brokerage investment services. The company offers equipment financing, asset-based lending, distribution finance, structured lending, and municipal financing solutions, as well as Huntington ChoicePay. In addition, it offers lending, liquidity, treasury management and other payment services, and capital markets; government and non-profits, healthcare, technology and telecommunications, franchises, financial sponsors, and global services; and corporate risk management, institutional sales and trading, debt and equity issuance, and additional advisory services. The company offers its products through a network of channels, including branches and ATMs, online and mobile banking, and through customer call centers to customers in middle market banking, corporate, specialty, and government banking, asset finance, commercial real estate banking, and capital markets. The company was founded in 1866 and is headquartered in Columbus, Ohio.
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