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Upturn AI SWOT - About
KFS 
Kingsway Financial Services Inc (KFS)
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Upturn Advisory Summary
04/14/2025: KFS (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $1
1 Year Target Price $1
| 0 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -21.7% | Avg. Invested days 33 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/14/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 398.02M USD | Price to earnings Ratio - | 1Y Target Price 1 |
Price to earnings Ratio - | 1Y Target Price 1 | ||
Volume (30-day avg) - | Beta 0.28 | 52 Weeks Range 7.06 - 14.38 | Updated Date 06/29/2025 |
52 Weeks Range 7.06 - 14.38 | Updated Date 06/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.39 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -8.72% | Operating Margin (TTM) -5.19% |
Management Effectiveness
Return on Assets (TTM) -0.47% | Return on Equity (TTM) -43.17% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 468298582 | Price to Sales(TTM) 3.47 |
Enterprise Value 468298582 | Price to Sales(TTM) 3.47 | ||
Enterprise Value to Revenue 4.09 | Enterprise Value to EBITDA - | Shares Outstanding 28430100 | Shares Floating 14695476 |
Shares Outstanding 28430100 | Shares Floating 14695476 | ||
Percent Insiders 27.86 | Percent Institutions 47.03 |
Analyst Ratings
Rating - | Target Price 1 | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Kingsway Financial Services Inc
Company Overview
History and Background
Kingsway Financial Services Inc., founded in 1989, initially focused on non-standard auto insurance. Over time, it diversified into other specialty insurance and financial services through acquisitions and organic growth. It has undergone restructuring to focus on specific niche markets.
Core Business Areas
- Insurance Services: Provides specialty insurance products and services, primarily focusing on niche markets such as transportation and extended warranty.
Leadership and Structure
The leadership team comprises experienced executives in insurance and finance. The organizational structure includes operational divisions focused on specific insurance lines and corporate functions providing support.
Top Products and Market Share
Key Offerings
- Transportation Insurance: Insurance products for transportation companies. Market share is difficult to define precisely given the fragmented specialty insurance market, but Kingsway operates in a niche segment. Competitors include specialty divisions of larger insurance companies and other niche providers.
Market Dynamics
Industry Overview
The specialty insurance industry is characterized by niche markets, often involving higher-risk profiles or unique coverage needs. It is moderately competitive with varied regulatory oversight.
Positioning
Kingsway Financial Services Inc. is positioned as a specialty insurer focusing on underserved or higher-risk markets. Its competitive advantage lies in its expertise in niche markets and risk management capabilities.
Total Addressable Market (TAM)
The total addressable market for specialty insurance is estimated to be in the tens of billions of dollars. Kingsway is positioned to capture a portion of this market through its focus on niche segments.
Upturn SWOT Analysis
Strengths
- Niche Market Expertise
- Strong Risk Management
- Experienced Management Team
Weaknesses
- Smaller Scale Compared to Larger Insurers
- Limited Brand Recognition
- Dependence on Niche Markets
Opportunities
- Expansion into New Niche Markets
- Technological Innovation
- Strategic Acquisitions
Threats
- Regulatory Changes
- Increased Competition
- Economic Downturn Impacting Insured Businesses
Competitors and Market Share
Key Competitors
- HIG
- WRB
- AFG
Competitive Landscape
Kingsway Financial Services Inc. faces stiff competition from larger, more established players. Its advantages lie in its niche focus and risk management, but it needs to effectively scale operations and manage capital to compete effectively.
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends require specific financial data and years to include it.
Future Projections: Future projections require access to analyst estimates and are subject to change.
Recent Initiatives: Recent strategic initiatives undertaken by Kingsway Financial Services Inc. require up to date information.
Summary
Kingsway Financial Services Inc. is a niche player in the specialty insurance market. Its strength lies in its expertise in specific underserved areas. However, it faces challenges related to scale, competition, and regulatory environment. Future success depends on effectively managing risk and growth.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings
- Industry Reports
- Market Analysis
Disclaimers:
The information provided is based on available data and is subject to change. Market share data is approximate and may vary. Financial performance metrics and future projections require access to real-time financial data sources. This analysis is for informational purposes only and should not be considered financial advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Kingsway Financial Services Inc
Exchange NYSE | Headquaters Chicago, IL, United States | ||
IPO Launch date 1996-10-08 | President, CEO & Director Mr. John Taylor-Maloney Fitzgerald | ||
Sector Consumer Cyclical | Industry Auto & Truck Dealerships | Full time employees 433 | Website https://kingsway-financial.com |
Full time employees 433 | Website https://kingsway-financial.com | ||
Kingsway Financial Services Inc. through its subsidiaries, engages in the extended warranty and business services in the United States. It operates through two segments: Extended Warranty and Kingsway Search Xcelerator. The Extended Warranty segment markets, sells, and administers vehicle service agreements and related products for new and used automobiles, motorcycles, and ATVs. This segment also markets and distributes warranty products to manufacturers, distributors, and installers of heating, ventilation and air conditioning, standby generator, commercial LED lighting, and commercial refrigeration equipment; and provides equipment breakdown and maintenance support services to companies, as well as after-market vehicle protection services. Its Kingsway Search Xcelerator segment offers outsourced finance and human resources consulting services, including operational accounting, such as bookkeeping, accounting, financial reporting, and analysis and strategic finance services; technical accounting comprising initial public offerings, Securities and Exchange Commission reporting, and international consolidation services; human resources, workforce management, and compliance support services; and advisory services. This segment also provides financial executive services for project and interim staffing engagements; search services for permanent placements; healthcare staffing services to acute healthcare facilities for short-term and day-to-day needs of hospitals; software products for the management needs of all types of shared-ownership properties; and fully managed outsourced cardiac telemetry services, as well as provides mobile monitors to the hospitals. It offers its products and services through credit unions and dealers. Kingsway Financial Services Inc. was incorporated in 1989 and is headquartered in Chicago, Illinois.
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