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Upturn AI SWOT - About
MidCap Financial Investment Corporation (MFIC)
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Upturn Advisory Summary
06/27/2025: MFIC (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
9 Analysts rated it
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Year Target Price $13.88
Year Target Price $13.88
| 4 | Strong Buy |
| 1 | Buy |
| 3 | Hold |
| 0 | Under performing |
| 1 | Sell |
Analysis of Past Performance
Type Stock | Historic Profit 9.05% | Avg. Invested days 43 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 06/27/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.17B USD | Price to earnings Ratio 10.42 | 1Y Target Price 13.88 |
Price to earnings Ratio 10.42 | 1Y Target Price 13.88 | ||
Volume (30-day avg) - | Beta 1.05 | 52 Weeks Range 9.88 - 13.90 | Updated Date 06/29/2025 |
52 Weeks Range 9.88 - 13.90 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 12.17% | Basic EPS (TTM) 1.2 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 33.21% | Operating Margin (TTM) 82.27% |
Management Effectiveness
Return on Assets (TTM) 5.59% | Return on Equity (TTM) 8.64% |
Valuation
Trailing PE 10.42 | Forward PE 8.41 | Enterprise Value 3016504320 | Price to Sales(TTM) 3.74 |
Enterprise Value 3016504320 | Price to Sales(TTM) 3.74 | ||
Enterprise Value to Revenue 27.33 | Enterprise Value to EBITDA - | Shares Outstanding 93303600 | Shares Floating - |
Shares Outstanding 93303600 | Shares Floating - | ||
Percent Insiders 0.8 | Percent Institutions 31.81 |
Analyst Ratings
Rating 3.89 | Target Price 13.88 | Buy 1 | Strong Buy 4 |
Buy 1 | Strong Buy 4 | ||
Hold 3 | Sell 1 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
MidCap Financial Investment Corporation
Company Overview
History and Background
MidCap Financial Investment Corporation (MFIC) was formed to invest primarily in middle-market companies. It offers financing solutions across various industries. Its origins trace back to supporting small and medium-sized businesses. The company has evolved to become a significant player in direct lending.
Core Business Areas
- Direct Lending: Providing senior debt, junior debt, and equity co-investments to middle-market companies. This includes first lien, second lien, and unitranche loans.
- Healthcare Finance: Offering specialized financing solutions to healthcare companies, including those in pharmaceuticals, medical devices, and healthcare services.
- Real Estate Finance: Providing loans for commercial real estate projects, focusing on transitional properties and value-add opportunities.
Leadership and Structure
The company is led by a management team with extensive experience in investment banking and private equity. It operates as a business development company (BDC) and has a board of directors overseeing its operations.
Top Products and Market Share
Key Offerings
- Senior Secured Loans: First lien and unitranche loans represent a large portion of MFIC's portfolio. Competitors include Ares Capital Corporation (ARCC) and Golub Capital BDC (GBDC). Market share is difficult to pinpoint directly but estimated at 1-2% of total BDC lending. Revenue depends on origination volume and interest rate spreads.
- Subordinated Debt: Second lien loans and mezzanine financing offer higher yields but also carry more risk. Competitors include Owl Rock Capital Corporation (ORCC) and Prospect Capital Corporation (PSEC). Market share is difficult to pinpoint directly but estimated at less than 1% of total BDC lending. Revenue depends on origination volume and interest rate spreads.
Market Dynamics
Industry Overview
The BDC industry is characterized by increasing competition and regulatory scrutiny. Interest rate fluctuations and economic cycles heavily influence its profitability.
Positioning
MFIC focuses on the middle market, a segment often underserved by traditional lenders. Its expertise in specific sectors like healthcare gives it a competitive edge. Its smaller size relative to larger BDCs can limit its ability to participate in larger deals.
Total Addressable Market (TAM)
The TAM for middle-market lending is estimated to be in the hundreds of billions of dollars. MFIC's smaller size means it has significant room to grow within this TAM.
Upturn SWOT Analysis
Strengths
- Specialized industry knowledge (e.g., healthcare)
- Experienced management team
- Focus on the underserved middle market
- Disciplined underwriting process
Weaknesses
- Smaller asset base compared to larger BDCs
- Higher dependence on external financing
- Sensitivity to interest rate changes
- Concentration risk in specific industries or borrowers
Opportunities
- Growing demand for private credit
- Expansion into new sectors or geographies
- Strategic partnerships with other financial institutions
- Increased adoption of technology to improve efficiency
Threats
- Economic downturns leading to increased defaults
- Rising interest rates impacting profitability
- Increased competition from other BDCs and private credit funds
- Regulatory changes affecting the BDC industry
Competitors and Market Share
Key Competitors
- ARCC
- GBDC
- ORCC
- PSEC
Competitive Landscape
MFIC's competitive advantage lies in its specialized lending approach, but it faces stiff competition from larger, more diversified BDCs. Differentiation through sector expertise and deal structuring is critical for maintaining market share.
Growth Trajectory and Initiatives
Historical Growth: Requires actual financial data pulled from their public filing. Insert that here
Future Projections: Requires actual financial data pulled from their public filing. Insert that here
Recent Initiatives: Requires actual financial data pulled from their public filing. Insert that here
Summary
MidCap Financial Investment Corporation is a niche player in the BDC space, specializing in middle-market lending. Its strengths lie in its industry expertise and disciplined underwriting. However, its smaller size and sensitivity to economic cycles pose challenges. Future growth depends on its ability to capitalize on private credit demand and manage risks effectively.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Industry Reports
- Analyst Reports
Disclaimers:
This analysis is based on publicly available information and represents an opinion. It is not financial advice. Consult with a financial professional before making investment decisions. Market share estimates are approximate.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About MidCap Financial Investment Corporation
Exchange NASDAQ | Headquaters New York, NY, United States | ||
IPO Launch date 2004-05-05 | CEO - | ||
Sector Financial Services | Industry Asset Management | Full time employees - | |
Full time employees - | |||
MidCap Financial Investment Corporation (Former name Apollo Investment Corporation) is business development company and a closed-end, externally managed, non-diversified management investment company. It is elected to be treated as a business development company ("BDC") under the Investment Company Act of 1940 (the "1940 Act") specializing in private equity investments in leveraged buyouts, acquisitions, recapitalizations, growth capital, refinancing and private middle market companies. It provides direct equity capital, mezzanine, first lien secured loans, stretch senior loans, unitranche loans, second lien secured loans and senior secured loans, unsecured debt, and subordinated debt and loans. It also seeks to invest in PIPES transactions. The fund may also invest in securities of public companies that are thinly traded and may acquire investments in the secondary market and structured products. It prefers to invest in preferred equity, common equity / interests and warrants and makes equity co-investments. It may invest in cash equivalents, U.S. government securities, high-quality debt investments that mature in one year or less, high-yield bonds, distressed debt, non-U.S. investments, or securities of public companies that are not thinly traded. It also focuses on other investments such as collateralized loan obligations ("CLOs") and credit-linked notes ("CLNs"). The fund typically invests in construction and building materials, business services, plastics & rubber, advertising, capital equipment, education, cable television, chemicals, consumer products/goods durable and non-durable and customer services, direct marketing, energy " oil & gas, electricity and utilities. The fund also invest in aerospace & defense, wholesale, telecommunications, financial services, hotel, gaming, leisure, restaurants; environmental industries, healthcare and pharmaceuticals, high tech industries, beverages, food and tobacco, manufacturing, media " diversified & production, printing and publishing, retail, automation, aviation
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