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MSBI 1-star rating from Upturn Advisory
Midland States Bancorp Inc (MSBI) company logo

Midland States Bancorp Inc (MSBI)

Midland States Bancorp Inc (MSBI) 1-star rating from Upturn Advisory
$21.2
Last Close (24-hour delay)
Profit since last BUY12.83%
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BUY since 8 days
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Upturn Advisory Summary

12/12/2025: MSBI (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

1 star rating from financial analysts

4 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $18.5

1 Year Target Price $18.5

Analysts Price Target For last 52 week
$18.5 Target price
52w Low $13.96
Current$21.2
52w High $24.71

Analysis of Past Performance

Type Stock
Historic Profit -31.42%
Avg. Invested days 28
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 2.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/12/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 456.90M USD
Price to earnings Ratio -
1Y Target Price 18.5
Price to earnings Ratio -
1Y Target Price 18.5
Volume (30-day avg) 4
Beta 0.68
52 Weeks Range 13.96 - 24.71
Updated Date 12/14/2025
52 Weeks Range 13.96 - 24.71
Updated Date 12/14/2025
Dividends yield (FY) 5.93%
Basic EPS (TTM) -7.38

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin -72.21%
Operating Margin (TTM) 22.2%

Management Effectiveness

Return on Assets (TTM) -2.08%
Return on Equity (TTM) -21.7%

Valuation

Trailing PE -
Forward PE -
Enterprise Value 1011939456
Price to Sales(TTM) 2.17
Enterprise Value 1011939456
Price to Sales(TTM) 2.17
Enterprise Value to Revenue 3.48
Enterprise Value to EBITDA -
Shares Outstanding 21551721
Shares Floating 20278876
Shares Outstanding 21551721
Shares Floating 20278876
Percent Insiders 6.12
Percent Institutions 66.91

About Midland States Bancorp Inc

Exchange NASDAQ
Headquaters Effingham, IL, United States
IPO Launch date 2016-05-24
President, CEO & Vice Chairman Mr. Jeffrey G. Ludwig CPA
Sector Financial Services
Industry Banks - Regional
Full time employees 869
Full time employees 869

Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates through the Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include a variety of property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans comprising loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans, including first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products, including checking, savings, money market, certificates of deposits, and sweep accounts; trust and wealth management products and services comprising financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.