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Midland States Bancorp Inc (MSBI)

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Upturn Advisory Summary
12/12/2025: MSBI (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $18.5
1 Year Target Price $18.5
| 0 | Strong Buy |
| 0 | Buy |
| 4 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -31.42% | Avg. Invested days 28 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 456.90M USD | Price to earnings Ratio - | 1Y Target Price 18.5 |
Price to earnings Ratio - | 1Y Target Price 18.5 | ||
Volume (30-day avg) 4 | Beta 0.68 | 52 Weeks Range 13.96 - 24.71 | Updated Date 12/14/2025 |
52 Weeks Range 13.96 - 24.71 | Updated Date 12/14/2025 | ||
Dividends yield (FY) 5.93% | Basic EPS (TTM) -7.38 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -72.21% | Operating Margin (TTM) 22.2% |
Management Effectiveness
Return on Assets (TTM) -2.08% | Return on Equity (TTM) -21.7% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 1011939456 | Price to Sales(TTM) 2.17 |
Enterprise Value 1011939456 | Price to Sales(TTM) 2.17 | ||
Enterprise Value to Revenue 3.48 | Enterprise Value to EBITDA - | Shares Outstanding 21551721 | Shares Floating 20278876 |
Shares Outstanding 21551721 | Shares Floating 20278876 | ||
Percent Insiders 6.12 | Percent Institutions 66.91 |
About Midland States Bancorp Inc
Exchange NASDAQ | Headquaters Effingham, IL, United States | ||
IPO Launch date 2016-05-24 | President, CEO & Vice Chairman Mr. Jeffrey G. Ludwig CPA | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 869 | Website https://www.midlandsb.com |
Full time employees 869 | Website https://www.midlandsb.com | ||
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates through the Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include a variety of property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans comprising loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans, including first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products, including checking, savings, money market, certificates of deposits, and sweep accounts; trust and wealth management products and services comprising financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.

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