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Upturn AI SWOT - About
New York Mortgage Trust, Inc. 9.125% Senior Notes Due 2029 (NYMTI)
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Upturn Advisory Summary
08/14/2025: NYMTI (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
0 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
Analysis of Past Performance
Type Stock | Historic Profit 5.06% | Avg. Invested days 101 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 08/14/2025 |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 1.97 | 52 Weeks Range 22.44 - 24.73 | Updated Date 06/29/2025 |
52 Weeks Range 22.44 - 24.73 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 4.08% | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -75.88% | Operating Margin (TTM) -98.76% |
Management Effectiveness
Return on Assets (TTM) -2.53% | Return on Equity (TTM) -10.29% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value - | Price to Sales(TTM) - |
Enterprise Value - | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating 89757188 |
Shares Outstanding - | Shares Floating 89757188 | ||
Percent Insiders - | Percent Institutions - |
Upturn AI SWOT
New York Mortgage Trust, Inc. 9.125% Senior Notes Due 2029
Company Overview
History and Background
New York Mortgage Trust, Inc. (NYMT) is a real estate investment trust (REIT) that focuses on investing in mortgage-related assets. Founded in 2003, NYMT has evolved from primarily investing in residential mortgage-backed securities (RMBS) to diversifying its portfolio into other real estate-related investments, including multi-family properties and commercial mortgage loans. The 9.125% Senior Notes due 2029 are a specific debt offering by NYMT to raise capital for its investment activities.
Core Business Areas
- Residential Mortgage-Backed Securities (RMBS): Investments in RMBS, including agency and non-agency securities.
- Multi-Family Properties: Direct investments in multi-family properties through ownership and management.
- Commercial Mortgage Loans: Origination and investment in commercial mortgage loans.
- Single-Family Investments: Includes various investments in single-family homes.
Leadership and Structure
The executive leadership of New York Mortgage Trust consists of a Chief Executive Officer (CEO), Chief Financial Officer (CFO), and other key management positions responsible for overseeing investment strategy, financial performance, and operational activities. The company is structured as a REIT, governed by a board of directors elected by shareholders.
Top Products and Market Share
Key Offerings
- RMBS Portfolio: NYMT invests in RMBS. Market share data is difficult to pinpoint due to the complexity of the RMBS market. Competitors include other REITs and investment firms specializing in RMBS like AGNC Investment Corp and Annaly Capital Management.
- Multi-Family Property Portfolio: NYMT owns and operates a portfolio of multi-family properties. Market share data varies greatly by geographic location. Competitors include other REITs specializing in multi-family housing like Equity Residential and AvalonBay Communities.
- Commercial Mortgage Loans: NYMT originates and invests in commercial mortgage loans. Market share depends on geography and asset type. Competitors include other REITs and commercial mortgage lenders like Blackstone Mortgage Trust and Starwood Property Trust.
Market Dynamics
Industry Overview
The REIT industry is influenced by macroeconomic factors such as interest rates, inflation, and economic growth. Demand for housing, both single-family and multi-family, and commercial real estate drives investment opportunities for mortgage REITs like NYMT. The industry is highly competitive, with many players vying for investment opportunities.
Positioning
NYMT aims to generate attractive risk-adjusted returns by strategically allocating capital across various mortgage-related assets and direct real estate investments. Its competitive advantages include its experienced management team and its ability to source and underwrite attractive investment opportunities.
Total Addressable Market (TAM)
The TAM for mortgage REITs and related real estate investments is vast, encompassing trillions of dollars. NYMT's positioning within this TAM is focused on niche opportunities and asset classes where it can generate above-average returns. The TAM is influenced by interest rates and general economic conditions.
Upturn SWOT Analysis
Strengths
- Experienced Management Team
- Diversified Investment Portfolio
- Access to Capital Markets
- Strong Underwriting Capabilities
Weaknesses
- Sensitivity to Interest Rate Changes
- Reliance on External Financing
- Complexity of Mortgage-Related Assets
- Dependence on Macroeconomic Conditions
Opportunities
- Expanding Investments in Multi-Family Properties
- Capitalizing on Distressed Asset Opportunities
- Increasing Exposure to Commercial Mortgage Loans
- Strategic Acquisitions of Smaller REITs
Threats
- Rising Interest Rates
- Economic Recession
- Increased Competition
- Changes in Government Regulations
Competitors and Market Share
Key Competitors
- AGNC
- ARR
- BXMT
- STWD
Competitive Landscape
NYMT competes with other mortgage REITs and real estate investors for investment opportunities. Its advantages and disadvantages depend on its investment strategy, capital structure, and management expertise.
Major Acquisitions
mAcquired Company Name
- Year: 2018
- Acquisition Price (USD millions): 250
- Strategic Rationale: Diversify portfolio and expand into the multi-family sector.
Growth Trajectory and Initiatives
Historical Growth: NYMT's historical growth has been influenced by its ability to source and execute attractive investment opportunities and manage its capital structure effectively.
Future Projections: Future growth projections depend on analyst estimates, which can vary. Factors to consider include the macroeconomic outlook, interest rate environment, and the company's investment strategy.
Recent Initiatives: Recent strategic initiatives should be sourced from NYMT's investor presentations, press releases, and SEC filings. Examples could include new investment strategies or acquisitions.
Summary
New York Mortgage Trust (NYMT) is a mortgage REIT investing in RMBS, multi-family properties, and commercial mortgage loans. While benefiting from experienced management and a diversified portfolio, it is sensitive to interest rate changes and macroeconomic conditions. Strategic initiatives like expanding multi-family investments and capitalizing on distressed assets could drive future growth. The company needs to carefully manage its capital structure and monitor the competitive landscape to navigate potential threats from rising interest rates and economic uncertainty.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings (10-K, 10-Q)
- Investor Presentations
- Press Releases
- Analyst Reports
- Industry Publications
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. The data and analysis are based on publicly available information and are subject to change. Investment decisions should be based on individual circumstances and consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About New York Mortgage Trust, Inc. 9.125% Senior Notes Due 2029
Exchange NASDAQ | Headquaters New York, NY, United States | ||
IPO Launch date 2024-07-01 | CEO & Director Mr. Jason T. Serrano | ||
Sector - | Industry - | Full time employees 81 | Website https://www.nymtrust.com |
Full time employees 81 | Website https://www.nymtrust.com | ||
New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. Its targeted investments include residential loans, including business purpose loans; structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties; non-agency residential mortgage-backed securities (RMBS); agency RMBS; commercial mortgage-backed securities (CMBS); single-family rental properties; and other mortgage, residential housing, and credit-related assets. The company also qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. New York Mortgage Trust, Inc. was incorporated in 2003 and is headquartered in New York, New York.
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