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RAND 
Rand Capital Corp (RAND)
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Upturn Advisory Summary
11/28/2025: RAND (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 45.8% | Avg. Invested days 52 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 11/28/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 46.04M USD | Price to earnings Ratio 4.89 | 1Y Target Price - |
Price to earnings Ratio 4.89 | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.3 | 52 Weeks Range 11.07 - 30.96 | Updated Date 06/30/2025 |
52 Weeks Range 11.07 - 30.96 | Updated Date 06/30/2025 | ||
Dividends yield (FY) 7.48% | Basic EPS (TTM) 3.17 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 97.29% | Operating Margin (TTM) 62.42% |
Management Effectiveness
Return on Assets (TTM) 3.97% | Return on Equity (TTM) 13.04% |
Valuation
Trailing PE 4.89 | Forward PE - | Enterprise Value 41106272 | Price to Sales(TTM) 5.42 |
Enterprise Value 41106272 | Price to Sales(TTM) 5.42 | ||
Enterprise Value to Revenue 4.79 | Enterprise Value to EBITDA - | Shares Outstanding 2969810 | Shares Floating 602204 |
Shares Outstanding 2969810 | Shares Floating 602204 | ||
Percent Insiders 76 | Percent Institutions 2.25 |
Upturn AI SWOT
Rand Capital Corp
Company Overview
History and Background
Rand Capital Corporation was founded in 1969 as a Business Development Company (BDC). It provides venture capital to small and medium-sized businesses, primarily in the Northeast and Mid-Atlantic regions of the United States. Over time, it has evolved to focus on investments in companies with high growth potential.
Core Business Areas
- Venture Capital: Rand Capital invests in small and medium-sized businesses, providing capital for growth, acquisitions, and recapitalizations.
- Debt Financing: They offer debt financing solutions to portfolio companies.
- Equity Investments: Rand Capital makes equity investments in promising businesses across various sectors.
Leadership and Structure
Daniel Penberthy is the CEO of Rand Capital Corp. The company has a board of directors responsible for oversight and strategic direction. Rand Capital operates as a BDC, managing a portfolio of investments in diverse industries.
Top Products and Market Share
Key Offerings
- Equity Investments: Investments in early to mid-stage companies. Revenue generation varies greatly by portfolio company performance. Competitors include other BDCs and venture capital firms in the target geographic region.
- Debt Financing: Provides loans to small businesses. Revenue depends on interest income and loan repayments. Competitors include banks and other private lenders.
Market Dynamics
Industry Overview
The venture capital and private credit industry is influenced by factors like interest rates, economic growth, and investor sentiment. The BDC sector is subject to specific regulations.
Positioning
Rand Capital is a regional player, focusing on investments in smaller companies in the Northeast and Mid-Atlantic regions. Competitive advantages include their local expertise and established network. They are a smaller player compared to national firms.
Total Addressable Market (TAM)
The TAM for venture capital and private credit in the US is estimated to be in the hundreds of billions of dollars. Rand Capital's positioning allows it to capture a small but potentially lucrative portion of this TAM by focusing on regional opportunities.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Long-standing presence in the regional market
- Diversified investment portfolio
- BDC structure provides tax advantages
Weaknesses
- Small size limits investment capacity
- Concentration in a specific geographic region
- Vulnerable to economic downturns affecting portfolio companies
- Dependence on external financing
Opportunities
- Increasing demand for venture capital and private credit
- Expansion into new geographic markets
- Strategic partnerships with other financial institutions
- Growing interest in impact investing
Threats
- Rising interest rates
- Increased competition from larger BDCs and venture capital firms
- Economic recession
- Regulatory changes
Competitors and Market Share
Key Competitors
- MAIN
- ARCC
- TICC
Competitive Landscape
Rand Capital faces strong competition from larger, more established BDCs. Their regional focus provides some differentiation but also limits their scale.
Growth Trajectory and Initiatives
Historical Growth: Rand Capital's growth has been moderate, driven by successful investments and strategic acquisitions.
Future Projections: Future growth is projected to depend on Rand Capital's ability to source and manage profitable investments, as well as favorable economic conditions. Analyst estimates are unavailable as of the cutoff date.
Recent Initiatives: Recent initiatives may include new investments in specific sectors or geographic regions, as well as efforts to enhance operational efficiency.
Summary
Rand Capital Corp. is a small player in the BDC market, focusing on regional investments. They have a long-standing presence, but face competition from larger firms. Their success depends on smart investment choices in the face of shifting market dynamics and potential economic downturns. Recent initiatives and the ability to source profitable investments will drive their growth, or lack thereof. Regulatory changes and rising interest rates pose external threats.
Similar Stocks
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Market Research Reports
- Yahoo Finance
Disclaimers:
The information provided is for informational purposes only and should not be considered investment advice. Market share and TAM figures are estimates and may vary. Financial data is based on publicly available information and may not be entirely accurate. Past performance is not indicative of future results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Rand Capital Corp
Exchange NASDAQ | Headquaters Buffalo, NY, United States | ||
IPO Launch date 1995-08-18 | President & CEO Mr. Daniel Patrick Penberthy | ||
Sector Financial Services | Industry Asset Management | Full time employees - | Website https://www.randcapital.com |
Full time employees - | Website https://www.randcapital.com | ||
Rand Capital Corporation is a business development company specializing in subordinated debt with warrants or preferred equity and venture capital investments. Within private equity, the firm specializing in capital growth and lower middle market investments. Within venture capital, it specializing in early to late-stage private businesses. It does not prefer to invest in real estate sector. It prefers to invest in software, professional services, manufacturing, consumer, healthcare, automotive and public d stocks. It prefers to invest in East or Midwest U.S. operations sectors. It typically invests between $0.75 million and $5 million with initial target size of $1.5 million. It seeks to invest in companies having more than $2 million in revenue or having excess of $1.5 million and up to $5 million in EBITDA. It prefers to be a minority stake and seeks to take a Board seat in its portfolio companies. It typically holds its investments for a period up to five years.
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