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RAND 
Rand Capital Corp (RAND)
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Upturn Advisory Summary
11/10/2025: RAND (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 45.8% | Avg. Invested days 52 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 11/10/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 46.04M USD | Price to earnings Ratio 4.89 | 1Y Target Price - |
Price to earnings Ratio 4.89 | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.3 | 52 Weeks Range 11.07 - 30.96 | Updated Date 06/30/2025 |
52 Weeks Range 11.07 - 30.96 | Updated Date 06/30/2025 | ||
Dividends yield (FY) 7.48% | Basic EPS (TTM) 3.17 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 97.29% | Operating Margin (TTM) 62.42% |
Management Effectiveness
Return on Assets (TTM) 3.97% | Return on Equity (TTM) 13.04% |
Valuation
Trailing PE 4.89 | Forward PE - | Enterprise Value 41106272 | Price to Sales(TTM) 5.42 |
Enterprise Value 41106272 | Price to Sales(TTM) 5.42 | ||
Enterprise Value to Revenue 4.79 | Enterprise Value to EBITDA - | Shares Outstanding 2969810 | Shares Floating 602204 |
Shares Outstanding 2969810 | Shares Floating 602204 | ||
Percent Insiders 76 | Percent Institutions 2.25 |
Upturn AI SWOT
Rand Capital Corp
Company Overview
History and Background
Rand Capital Corporation was founded in 1969 and is based in Buffalo, New York. It is an internally managed business development company (BDC) that invests primarily in small-to-medium sized businesses.
Core Business Areas
- Direct Investment: Rand Capital invests directly in companies through debt and equity, providing capital for growth, acquisitions, and recapitalizations.
- Portfolio Management: The company actively manages its portfolio of investments, working with portfolio companies to enhance their performance and value.
Leadership and Structure
Daniel P. Penberthy serves as the President and CEO. The company operates with a small team focused on investment management and portfolio oversight. They are an internally managed BDC, meaning they don't contract out management services to external entities.
Top Products and Market Share
Key Offerings
- Debt Financing: Rand Capital provides debt financing to businesses, offering term loans and revolving credit facilities. Market share is not directly available as Rand participates in private placements. Competitors include other BDCs and private credit funds.
- Equity Investments: Rand Capital also makes equity investments, including preferred stock and common stock, in its portfolio companies. Market share data is not publicly available because Rand participates in private placements. Competitors include venture capital firms and private equity firms.
Market Dynamics
Industry Overview
The BDC industry is characterized by increasing competition and evolving regulatory landscapes. Companies are seeking innovative financing solutions to navigate economic uncertainties.
Positioning
Rand Capital focuses on underserved small-to-medium sized businesses in the United States, seeking opportunities where they can add value through active management and strategic support.
Total Addressable Market (TAM)
The total addressable market for private debt and equity investments in small-to-medium sized businesses is substantial, estimated in the billions of dollars. Rand Capital aims to capture a share of this market by focusing on its target investment range. TAM figures are estimates from industry reports.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Long track record in BDC investing
- Active portfolio management approach
- Focus on underserved markets
- Internally managed structure
Weaknesses
- Small asset base compared to larger BDCs
- Concentrated investment portfolio
- Dependence on key personnel
- Limited access to capital compared to larger institutions
- Highly reliant on success of portfolio companies
Opportunities
- Expanding into new geographic markets
- Increasing investment in specific industry sectors
- Forming strategic partnerships with other financial institutions
- Capitalizing on market dislocations and distress opportunities
- Increasing AUM
Threats
- Economic downturn impacting portfolio companies
- Increased competition from other BDCs and private credit funds
- Changes in regulations affecting BDCs
- Rising interest rates impacting debt investments
- Liquidity Risks
Competitors and Market Share
Key Competitors
- MAIN
- ARCC
- TSSL
- PSEC
- SLRC
Competitive Landscape
Rand Capital's competitive advantage lies in its focus on smaller businesses and its active management style. However, it faces significant competition from larger BDCs with more capital.
Growth Trajectory and Initiatives
Historical Growth: Rand Capital's growth trends will need to be checked at a later time and updated here.
Future Projections: Rand Capital's future growth projections will need to be checked at a later time and updated here.
Recent Initiatives: Rand Capital's recent strategic initiatives will need to be checked at a later time and updated here.
Summary
Rand Capital Corporation is a small-cap BDC focused on providing debt and equity to underserved small-to-medium sized businesses. Its strengths include an experienced management team and active portfolio management. However, its small asset base and reliance on portfolio company performance pose challenges. Rand Capital's competitive position is challenged by the larger market capitalization competitors.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Market Data Providers
- Industry Reports
- Financial News Outlets
Disclaimers:
The information provided is for informational purposes only and does not constitute investment advice. Market share data is based on estimates and may not be precise. Financial metrics and projections are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Rand Capital Corp
Exchange NASDAQ | Headquaters Buffalo, NY, United States | ||
IPO Launch date 1995-08-18 | President & CEO Mr. Daniel Patrick Penberthy | ||
Sector Financial Services | Industry Asset Management | Full time employees - | Website https://www.randcapital.com |
Full time employees - | Website https://www.randcapital.com | ||
Rand Capital Corporation is a business development company specializing in subordinated debt with warrants or preferred equity and venture capital investments. Within private equity, the firm specializing in capital growth and lower middle market investments. Within venture capital, it specializing in early to late-stage private businesses. It does not prefer to invest in real estate sector. It prefers to invest in software, professional services, manufacturing, consumer, healthcare, automotive and public d stocks. It prefers to invest in East or Midwest U.S. operations sectors. It typically invests between $0.75 million and $5 million with initial target size of $1.5 million. It seeks to invest in companies having more than $2 million in revenue or having excess of $1.5 million and up to $5 million in EBITDA. It prefers to be a minority stake and seeks to take a Board seat in its portfolio companies. It typically holds its investments for a period up to five years.
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