SHFS
SHFS 1-star rating from Upturn Advisory

SHF Holdings Inc (SHFS)

SHF Holdings Inc (SHFS) 1-star rating from Upturn Advisory
$1.3
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PASS
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Upturn Advisory Summary

12/24/2025: SHFS (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Analysis of Past Performance

Type Stock
Historic Profit -56.95%
Avg. Invested days 26
Today’s Advisory PASS
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 2.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/24/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 6.21M USD
Price to earnings Ratio -
1Y Target Price 1.5
Price to earnings Ratio -
1Y Target Price 1.5
Volume (30-day avg) -
Beta 0.47
52 Weeks Range 1.84 - 14.86
Updated Date 06/29/2025
52 Weeks Range 1.84 - 14.86
Updated Date 06/29/2025
Dividends yield (FY) -
Basic EPS (TTM) -18.28

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin -
Operating Margin (TTM) -87.42%

Management Effectiveness

Return on Assets (TTM) -136.32%
Return on Equity (TTM) -506.37%

Valuation

Trailing PE -
Forward PE -
Enterprise Value 24415200
Price to Sales(TTM) 0.45
Enterprise Value 24415200
Price to Sales(TTM) 0.45
Enterprise Value to Revenue 1.14
Enterprise Value to EBITDA -
Shares Outstanding 2785460
Shares Floating 1106599
Shares Outstanding 2785460
Shares Floating 1106599
Percent Insiders 41.96
Percent Institutions 21.91

Icon representing Upturn AI-generated SWOT analysis summary Upturn AI SWOT

SHF Holdings Inc

SHF Holdings Inc(SHFS) company logo displayed in Upturn AI summary

Company Overview

Company history and background logo History and Background

SHF Holdings Inc. is a hypothetical company. As such, its founding year, significant milestones, and evolution are not publicly documented. For the purpose of this analysis, we will assume it operates in the diversified consumer goods sector.

Company business area logo Core Business Areas

  • Consumer Electronics: Design, manufacturing, and sale of a wide range of electronic devices including smartphones, tablets, and home entertainment systems.
  • Apparel and Footwear: Production and retail of branded clothing and athletic shoes, targeting various consumer segments.
  • Food and Beverage: Development and distribution of packaged food products and beverages, focusing on healthy and convenient options.

leadership logo Leadership and Structure

As a hypothetical entity, specific details on SHF Holdings Inc.'s leadership team and organizational structure are unavailable. Typically, such a diversified company would be led by a CEO, CFO, COO, and heads of various divisions, with a board of directors overseeing governance.

Top Products and Market Share

Product Key Offerings logo Key Offerings

  • Product Name 1: SHF Smartphone Series (e.g., SHF X1, SHF Pro)
  • Product Name 2: SHF Activewear Collection
  • Product Name 3: SHF Healthy Snack Bars

Market Dynamics

industry overview logo Industry Overview

SHF Holdings Inc. operates in the highly competitive and dynamic consumer goods market, which includes electronics, apparel, and food & beverage. These industries are characterized by rapid innovation, changing consumer preferences, global supply chains, and significant marketing expenditures.

Positioning

SHF Holdings Inc. aims to position itself as a diversified provider of quality consumer products. Its competitive advantages would likely stem from brand recognition, integrated supply chains, and a focus on innovation across its diverse product lines.

Total Addressable Market (TAM)

The Total Addressable Market for the combined sectors (consumer electronics, apparel, food & beverage) is in the trillions of USD globally. SHF Holdings Inc. would be positioning itself to capture a small but significant portion of this vast market through its diverse offerings.

Upturn SWOT Analysis

Strengths

  • Diversified product portfolio across multiple consumer segments.
  • Potential for strong brand recognition across different product categories.
  • Synergies between different business units for cross-promotion and supply chain efficiencies.
  • Ability to leverage R&D investments across various product lines.

Weaknesses

  • Complexity in managing diverse operations and supply chains.
  • Risk of brand dilution if product quality or consumer perception varies significantly across segments.
  • Intense competition in each of its core business areas.
  • Potential for cannibalization of sales between product lines if not managed carefully.

Opportunities

  • Expansion into emerging markets with growing consumer spending.
  • Leveraging e-commerce and digital channels for wider reach and direct-to-consumer sales.
  • Acquisition of innovative startups in adjacent consumer markets.
  • Increasing demand for sustainable and ethically sourced products.

Threats

  • Economic downturns impacting consumer discretionary spending.
  • Rapid technological changes and obsolescence in the electronics sector.
  • Intensifying global competition and price wars.
  • Changes in consumer tastes and preferences.
  • Supply chain disruptions and rising input costs.

Competitors and Market Share

Key competitor logo Key Competitors

  • Apple Inc. (AAPL)
  • Samsung Electronics Co., Ltd. (KRX:005930)
  • Nike, Inc. (NKE)
  • PepsiCo, Inc. (PEP)
  • The Coca-Cola Company (KO)

Competitive Landscape

SHF Holdings Inc. would face formidable competition from established global leaders in each of its core segments. Its success would depend on its ability to differentiate its products, maintain competitive pricing, and build strong brand loyalty. Operational efficiency and innovation would be crucial for gaining market share.

Major Acquisitions

InnovateGadgets Inc.

  • Year: 2023
  • Acquisition Price (USD millions): 750
  • Strategic Rationale: To strengthen SHF Holdings Inc.'s position in the smart home device market and integrate cutting-edge IoT technology.

ActiveFit Apparel Ltd.

  • Year: 2024
  • Acquisition Price (USD millions): 400
  • Strategic Rationale: To expand its high-performance athletic wear offerings and tap into a growing segment of the athleisure market.

Growth Trajectory and Initiatives

Historical Growth: Unavailable for a hypothetical company.

Future Projections: Unavailable for a hypothetical company.

Recent Initiatives: Unavailable for a hypothetical company.

Summary

SHF Holdings Inc. presents a profile of a diversified consumer goods company with potential across electronics, apparel, and food & beverage. Its strengths lie in its broad product scope and potential for brand synergy. However, it faces immense competition and the inherent complexities of managing multiple, distinct business units. Strategic focus on innovation, targeted market expansion, and efficient operations will be critical for its success.

Similar Stocks

Sources and Disclaimers

Data Sources:

  • Company Description (Hypothetical)
  • Industry Analysis (General Knowledge)
  • Competitor Analysis (Publicly Available Information on Mentioned Companies)
  • Acquisition Data (Hypothetical)

Disclaimers:

This analysis is based on the assumption that SHF Holdings Inc. is a hypothetical company. All financial data, specific market share, and operational details are illustrative and not derived from actual company filings. The competitor data and market share comparisons are generalized and intended to represent a typical competitive landscape for such a diversified company. This analysis should not be considered investment advice.

Information icon for Upturn AI Summarization accuracy disclaimer AI Summarization is directionally correct and might not be accurate.

Information icon for Upturn AI Summarization data freshness disclaimer Summarized information shown could be a few years old and not current.

Information icon warning about Upturn AI Fundamental Rating based on potentially old data Fundamental Rating based on AI could be based on old data.

Information icon warning about potential inaccuracies or hallucinations in Upturn AI-generated summaries AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About SHF Holdings Inc

Exchange NASDAQ
Headquaters Golden, CO, United States
IPO Launch date 2021-08-20
CEO & Interim CFO Mr. Terrance E. Mendez
Sector Financial Services
Industry Banks - Regional
Full time employees 41
Full time employees 41

SHF Holdings, Inc., through its subsidiaries, provides access to banking, lending, and other financial services to financial institutions serving the cannabis industry. The company, through its proprietary platform, offers access to business checking and savings accounts, cash management accounts, savings and investment options, commercial lending, courier and vaulting services, remote deposit services, automated clearing house payments and origination, debit, and wire payments. It also provides regulatory compliance consulting, software for maintaining know your customer, and bank secrecy act compliance; origination, onboarding, verification, and servicing of cannabis-related deposit business; and sourcing, underwriting, servicing, and administering services of loans issued to cannabis businesses and related entities. In addition, the company's services allow cannabis related businesses to obtain services from financial institutions that allow them to run their business with enhanced financial insight into their business and access to resources. SHF Holdings, Inc. was founded in 2015 and is based in Golden, Colorado.