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Skyward Specialty Insurance Group, Inc. Common Stock (SKWD)

Upturn stock ratingUpturn stock rating
$46.07
Last Close (24-hour delay)
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PASS
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Upturn Stock infoUpturn Stock info Stock price based on last close
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Upturn Advisory Summary

09/12/2025: SKWD (3-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

rating

Moderate Performance

These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.

Number of Analysts

rating

12 Analysts rated it

Moderately tracked stock, growing coverage, gaining market and investor attention.

1 Year Target Price $61

1 Year Target Price $61

Analysts Price Target For last 52 week
$61 Target price
52w Low $39.29
Current$46.07
52w High $65.05

Analysis of Past Performance

Type Stock
Historic Profit 54.43%
Avg. Invested days 61
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 4.0
Stock Returns Performance Upturn Returns Performance 3.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 09/12/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 1.87B USD
Price to earnings Ratio 14.58
1Y Target Price 61
Price to earnings Ratio 14.58
1Y Target Price 61
Volume (30-day avg) 12
Beta 0.6
52 Weeks Range 39.29 - 65.05
Updated Date 09/14/2025
52 Weeks Range 39.29 - 65.05
Updated Date 09/14/2025
Dividends yield (FY) -
Basic EPS (TTM) 3.16

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 10.53%
Operating Margin (TTM) 16.15%

Management Effectiveness

Return on Assets (TTM) 2.81%
Return on Equity (TTM) 16.26%

Valuation

Trailing PE 14.58
Forward PE 11.57
Enterprise Value 1848156241
Price to Sales(TTM) 1.49
Enterprise Value 1848156241
Price to Sales(TTM) 1.49
Enterprise Value to Revenue 1.47
Enterprise Value to EBITDA -
Shares Outstanding 40486700
Shares Floating 37426675
Shares Outstanding 40486700
Shares Floating 37426675
Percent Insiders 12.53
Percent Institutions 93.61

ai summary icon Upturn AI SWOT

Skyward Specialty Insurance Group, Inc. Common Stock

stock logo

Company Overview

overview logo History and Background

Skyward Specialty Insurance Group, Inc. was founded in 2007 as Houston International Insurance Group (HIIG). It rebranded as Skyward Specialty in 2021. The company focuses on specialty insurance lines.

business area logo Core Business Areas

  • Accident & Health: Provides accident and health insurance products, including medical stop-loss and employer-sponsored benefits.
  • Commercial Property: Offers property insurance coverage for businesses.
  • Construction: Provides surety bonds and insurance for construction projects.
  • Financial Lines: Includes directors and officers liability, professional liability, and other financial risk solutions.
  • Global Property & Casualty: Offers global property and casualty insurance products.
  • Surety: Provides surety bonds across a diverse set of industries.
  • Transactional E&S: Provides specialized insurance for transactional risks, such as mergers and acquisitions.

leadership logo Leadership and Structure

Andrew Robinson serves as the Chief Executive Officer. The company has a traditional corporate structure with a board of directors and executive leadership team.

Top Products and Market Share

overview logo Key Offerings

  • Competitors: Berkshire Hathaway Specialty Insurance, Tokio Marine HCC, HM Insurance Group
  • Medical Stop-Loss: Protects self-funded employers from catastrophic medical claims. Specific market share data is difficult to ascertain precisely for Skyward, but the overall medical stop-loss market is competitive, with major players like Berkshire Hathaway Specialty Insurance, Tokio Marine HCC, and HM Insurance Group. Revenue is not publicly broken down for individual products, but this is a core segment.
  • Competitors: Travelers (TRV), The Hartford (HIG), CNA Surety (CNA)
  • Surety Bonds: Provides surety bonds for construction, commercial, and other sectors. The surety market is dominated by Travelers, The Hartford, and CNA Surety. Skyward competes in this space with a diversified portfolio. Revenue is not publicly broken down for individual products, but this is a core segment.

Market Dynamics

industry overview logo Industry Overview

The specialty insurance market is characterized by its focus on niche areas and complex risks, offering higher margins but requiring specialized expertise. Growth is driven by increasing complexity of business operations and evolving regulatory environments.

Positioning

Skyward Specialty is positioned as a nimble and specialized underwriter focusing on underserved and complex risks. Its competitive advantage lies in its underwriting expertise and ability to quickly respond to market opportunities.

Total Addressable Market (TAM)

The total addressable market for specialty insurance is estimated to be in the hundreds of billions of dollars. Skyward Specialty is positioned to capture a portion of this TAM by focusing on specific niches and underwriting expertise.

Upturn SWOT Analysis

Strengths

  • Specialized Underwriting Expertise
  • Nimble and Agile Operations
  • Strong Relationships with Brokers
  • Diversified Product Portfolio
  • Experienced Management Team

Weaknesses

  • Smaller Size Compared to Major Competitors
  • Limited Brand Recognition
  • Dependence on Broker Networks
  • Susceptible to Market Volatility
  • Relatively short operating history under current brand and structure.

Opportunities

  • Expansion into New Geographies
  • Development of New Specialty Products
  • Leveraging Technology for Efficiency
  • Strategic Acquisitions
  • Increasing Demand for Specialty Insurance Coverage

Threats

  • Increased Competition
  • Adverse Regulatory Changes
  • Economic Downturn
  • Natural Disasters
  • Cybersecurity Risks

Competitors and Market Share

competitor logo Key Competitors

  • TRV
  • HIG
  • CNA
  • WRB

Competitive Landscape

Skyward Specialty faces competition from larger, well-established insurers. Its advantage lies in its specialization, agility, and strong broker relationships, enabling it to compete effectively in niche markets.

Growth Trajectory and Initiatives

Historical Growth: Skyward Specialty has demonstrated growth through organic expansion and strategic acquisitions. Its growth is in the specialty insurance area.

Future Projections: Future growth projections depend on market conditions, underwriting performance, and expansion strategies. Analyst estimates vary, but generally reflect continued growth in specialty lines.

Recent Initiatives: Recent initiatives include expanding product offerings, entering new geographies, and investing in technology to enhance underwriting and operational efficiency.

Summary

Skyward Specialty is a smaller, nimble player in the specialty insurance market. Their focus on niche areas and underwriting expertise are key strengths. However, they face challenges due to their size relative to larger competitors and market volatility. Successful execution of their growth strategy and careful risk management are crucial for future success.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company SEC Filings
  • Industry Reports
  • Analyst Reports
  • Company Website

Disclaimers:

The data and analysis provided are for informational purposes only and should not be considered financial advice. Investment decisions should be based on individual research and consultation with a qualified financial advisor. Market share data is estimated based on available information and may not be precise. All financial figures are subject to change.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Skyward Specialty Insurance Group, Inc. Common Stock

Exchange NASDAQ
Headquaters Houston, TX, United States
IPO Launch date 2023-01-13
CEO & Chairperson of the Board Mr. Andrew Scott Robinson
Sector Financial Services
Industry Insurance - Property & Casualty
Full time employees 580
Full time employees 580

Skyward Specialty Insurance Group, Inc., an insurance holding company, underwrites commercial property and casualty insurance products in the United States. It offers general liability, excess liability, professional liability, commercial auto, group accident and health, property, surety, agriculture, credit, and workers' compensation insurance products, as well as cannabis insurance. The company was formerly known as Houston International Insurance Group, Ltd. and changed its name to Skyward Specialty Insurance Group, Inc. in November 2020. Skyward Specialty Insurance Group, Inc. was incorporated in 2006 and is headquartered in Houston, Texas.