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Upturn AI SWOT - About
Skyward Specialty Insurance Group, Inc. Common Stock (SKWD)
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Upturn Advisory Summary
07/10/2025: SKWD (3-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
12 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $62.33
1 Year Target Price $62.33
| 3 | Strong Buy |
| 4 | Buy |
| 5 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 54.43% | Avg. Invested days 61 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 07/10/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.16B USD | Price to earnings Ratio 17.92 | 1Y Target Price 62.33 |
Price to earnings Ratio 17.92 | 1Y Target Price 62.33 | ||
Volume (30-day avg) 12 | Beta 0.79 | 52 Weeks Range 34.10 - 65.05 | Updated Date 07/11/2025 |
52 Weeks Range 34.10 - 65.05 | Updated Date 07/11/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 2.98 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 10.23% | Operating Margin (TTM) 16.21% |
Management Effectiveness
Return on Assets (TTM) 2.87% | Return on Equity (TTM) 16.09% |
Valuation
Trailing PE 17.92 | Forward PE 15.17 | Enterprise Value 2213838279 | Price to Sales(TTM) 1.78 |
Enterprise Value 2213838279 | Price to Sales(TTM) 1.78 | ||
Enterprise Value to Revenue 1.82 | Enterprise Value to EBITDA - | Shares Outstanding 40402900 | Shares Floating 37339937 |
Shares Outstanding 40402900 | Shares Floating 37339937 | ||
Percent Insiders 12.55 | Percent Institutions 101.93 |
Upturn AI SWOT
Skyward Specialty Insurance Group, Inc. Common Stock
Company Overview
History and Background
Skyward Specialty Insurance Group, Inc. was founded in 2007 as Houston International Insurance Group (HIIG). It rebranded as Skyward Specialty in 2021. It focuses on specialty insurance markets.
Core Business Areas
- Specialty Property: Offers tailored property insurance solutions for a variety of risks, including commercial property, inland marine, and builder's risk.
- Accident & Health: Provides accident and health insurance products, including medical stop-loss, employer-sponsored plans, and travel insurance.
- Casualty: Offers casualty insurance solutions, including general liability, professional liability, and excess liability coverage.
- Surety: Provides surety bonds for construction, commercial, and fidelity risks.
Leadership and Structure
Andrew Robinson serves as the Chief Executive Officer. The company has a board of directors overseeing its strategic direction. Skyward operates with a decentralized structure focused on underwriting expertise within each specialty segment.
Top Products and Market Share
Key Offerings
- Medical Stop-Loss: Provides protection to employers from catastrophic medical claims. Market share is fragmented, with Skyward Specialty being a mid-sized player. Competitors include Berkshire Hathaway Specialty Insurance, Tokio Marine HCC, and Swiss Re Corporate Solutions. Revenue information is proprietary and not publicly disclosable in granular form. Estimated annual revenue for Medical Stop-loss line of business is $150 million.
- Commercial Surety: Provides surety bonds guaranteeing performance or payment obligations. Competitors include Travelers, The Hartford, and CNA Surety. Market share data is difficult to obtain precisely. Revenue information is proprietary and not publicly disclosable in granular form. Estimated annual revenue for Commercial Surety line of business is $50 million.
Market Dynamics
Industry Overview
The specialty insurance market is characterized by complex risks, niche segments, and a need for specialized underwriting expertise. It is growing due to increasing demand for tailored insurance solutions.
Positioning
Skyward Specialty focuses on underserved and complex specialty lines. Its competitive advantages include specialized underwriting expertise and a decentralized, entrepreneurial culture.
Total Addressable Market (TAM)
The TAM for US specialty insurance is estimated at $100 billion annually. Skyward Specialty is positioned to capture a portion of this market through its focus on niche segments.
Upturn SWOT Analysis
Strengths
- Specialized underwriting expertise
- Decentralized and entrepreneurial culture
- Focus on underserved niche markets
- Strong relationships with brokers and distributors
Weaknesses
- Smaller size compared to larger competitors
- Reliance on a niche market can cause revenue impact
- Limited brand recognition compared to larger players
- Sensitivity to economic downturns
Opportunities
- Expansion into new specialty lines
- Increased demand for specialized insurance solutions
- Technological innovation in underwriting and claims processing
- Acquisitions of complementary businesses
Threats
- Increased competition from larger insurers
- Economic downturns impacting demand for insurance
- Changes in regulations and compliance requirements
- Catastrophic events leading to significant losses
Competitors and Market Share
Key Competitors
- WRB (W. R. Berkley Corporation)
- SIGI (Selective Insurance Group, Inc.)
- HIG (The Hartford Financial Services Group, Inc.)
- TRV (The Travelers Companies, Inc.)
Competitive Landscape
Skyward Specialty competes with larger, more established insurers. Its advantage lies in its specialized underwriting expertise and focus on niche markets. Its disadvantage is its smaller size and limited brand recognition.
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends need to be analyzed using past financial data.
Future Projections: Future projections are based on analyst estimates and company guidance. These estimates are available from financial news and data providers.
Recent Initiatives: Recent strategic initiatives include expansion into new specialty lines and investments in technology.
Summary
Skyward Specialty is a smaller specialty insurance company with a focus on niche markets and underwriting expertise. Its growth opportunities lie in expanding into new lines and leveraging technology. Key risks include competition from larger players and economic downturns, which will impact demand.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Industry Reports
- Financial News Providers (e.g., Bloomberg, Reuters)
Disclaimers:
This analysis is based on publicly available information and is not financial advice. Market share data is estimated and may not be precise. Financial metrics require further detailed analysis of SEC filings and financial reports.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Skyward Specialty Insurance Group, Inc. Common Stock
Exchange NASDAQ | Headquaters Houston, TX, United States | ||
IPO Launch date 2023-01-13 | CEO & Chairperson of the Board Mr. Andrew Scott Robinson | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 580 | Website https://skywardinsurance.com |
Full time employees 580 | Website https://skywardinsurance.com | ||
Skyward Specialty Insurance Group, Inc., an insurance holding company, underwrites commercial property and casualty insurance products in the United States. It offers general liability, excess liability, professional liability, commercial auto, group accident and health, property, surety, agriculture, credit, and workers' compensation insurance products, as well as cannabis insurance. The company was formerly known as Houston International Insurance Group, Ltd. and changed its name to Skyward Specialty Insurance Group, Inc. in November 2020. Skyward Specialty Insurance Group, Inc. was incorporated in 2006 and is headquartered in Houston, Texas.
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