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Sun Life Financial Inc. (SLF)

Upturn stock ratingUpturn stock rating
$65.93
Last Close (24-hour delay)
Profit since last BUY12.41%
upturn advisory
Consider higher Upturn Star rating
BUY since 42 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
  • MONTH
  • WEEK

Upturn Advisory Summary

06/27/2025: SLF (2-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

ratingratingratingratingrating

Below Average Performance

These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.

Number of Analysts

rating

13 Analysts rated it

These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.

Year Target Price $51.74

Year Target Price $51.74

Analyst’s Price TargetsFor last 52 week
$51.74Target price
Low$44.53
Current$65.93
high$66.56

Analysis of Past Performance

Type Stock
Historic Profit 19.76%
Avg. Invested days 42
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 3.0
Stock Returns Performance Upturn Returns Performance 2.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/27/2025

Key Highlights

Company Size Large-Cap Stock
Market Capitalization 37.32B USD
Price to earnings Ratio 16.48
1Y Target Price 51.93
Price to earnings Ratio 16.48
1Y Target Price 51.93
Volume (30-day avg) -
Beta 0.88
52 Weeks Range 44.53 - 66.56
Updated Date 06/29/2025
52 Weeks Range 44.53 - 66.56
Updated Date 06/29/2025
Dividends yield (FY) 3.87%
Basic EPS (TTM) 4

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 9.62%
Operating Margin (TTM) 15.2%

Management Effectiveness

Return on Assets (TTM) 0.9%
Return on Equity (TTM) 13.14%

Valuation

Trailing PE 16.48
Forward PE 12.27
Enterprise Value 37847616548
Price to Sales(TTM) 1.11
Enterprise Value 37847616548
Price to Sales(TTM) 1.11
Enterprise Value to Revenue 1.56
Enterprise Value to EBITDA -
Shares Outstanding 563612032
Shares Floating 564948256
Shares Outstanding 563612032
Shares Floating 564948256
Percent Insiders 0.04
Percent Institutions 56.26

Analyst Ratings

Rating 3.92
Target Price 51.74
Buy 5
Strong Buy 4
Buy 5
Strong Buy 4
Hold 3
Sell 1
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Sun Life Financial Inc.

stock logo

Company Overview

overview logo History and Background

Sun Life Financial Inc. was founded in 1865 in Montreal, Canada. Originally named The Sun Insurance Company of Montreal, it became Sun Life Assurance Company of Canada in 1882. It demutualized in 2000 and is now a publicly traded company.

business area logo Core Business Areas

  • Sun Life Canada: Offers a range of insurance, wealth, and asset management solutions to individuals, families, and businesses across Canada.
  • Sun Life U.S.: Provides group benefits, including dental, vision, and absence management, as well as life insurance and stop-loss insurance in the United States.
  • Sun Life Asia: Focuses on insurance and wealth management solutions in various Asian markets, including the Philippines, Hong Kong, Indonesia, Vietnam, Malaysia, India, Singapore, and China. Also includes asset management.
  • SLC Management: The company's global institutional asset management business that provides investment solutions to institutional investors.

leadership logo Leadership and Structure

Sun Life Financial Inc. is led by Kevin Strain (President and CEO). The company has a board of directors and operates with a matrix structure, with regional and functional leadership teams.

Top Products and Market Share

overview logo Key Offerings

  • Group Benefits (U.S.): Offers dental, vision, life, disability, and absence management solutions to employers. Competitors include MetLife, Prudential, and Unum. Specific U.S. market share data varies across product lines, but Sun Life is a significant player in the absence management space.
  • Wealth and Asset Management (Canada): Provides mutual funds, segregated funds, and other investment products. Competitors include RBC Wealth Management, Manulife Wealth Management, and CI Financial. Market share data varies depending on the specific investment product.
  • Life Insurance (Asia): Offers life insurance products in various Asian markets. Competitors vary by country, but include AIA, Prudential, and Manulife. Market share differs across each Asian country where they operate.
  • Pension Risk Transfer (PRT): Provides PRT solutions to defined benefit pension plans in Canada and the U.S. to help de-risk the pension plans of corporations. Competitors are Athene, Prudential and Legal and General.

Market Dynamics

industry overview logo Industry Overview

The financial services industry is characterized by increasing competition, evolving customer expectations, regulatory changes, and technological advancements. The industry is facing challenges such as low interest rates and economic uncertainty, but also opportunities such as aging populations and growing demand for wealth management services.

Positioning

Sun Life Financial Inc. is positioned as a leading international financial services organization. Its competitive advantages include its diversified business model, strong brand reputation, and focus on client relationships.

Total Addressable Market (TAM)

The total addressable market for life insurance, wealth management, and asset management is estimated to be in the trillions of dollars globally. Sun Life Financial Inc. is positioned to capture a portion of this TAM through its diversified product offerings and global presence.

Upturn SWOT Analysis

Strengths

  • Strong brand recognition
  • Diversified business operations
  • Strong capital position
  • Established distribution network
  • Growing presence in Asia

Weaknesses

  • Exposure to market volatility
  • Dependence on interest rates
  • High operating expenses
  • Complex regulatory environment

Opportunities

  • Growing demand for wealth management services
  • Expansion in emerging markets
  • Technological innovation
  • Strategic acquisitions
  • Aging population

Threats

  • Increased competition
  • Regulatory changes
  • Economic downturn
  • Low interest rates
  • Cybersecurity risks

Competitors and Market Share

competitor logo Key Competitors

  • Prudential Financial (PRU)
  • Manulife Financial Corporation (MFC)
  • MetLife (MET)
  • Athene (ATH)

Competitive Landscape

Sun Life Financial Inc. competes with other large insurance and financial services companies. Its advantages include its diversified business model and strong presence in Asia. Its disadvantages include its exposure to market volatility and regulatory changes.

Major Acquisitions

DentaQuest

  • Year: 2021
  • Acquisition Price (USD millions): 2475
  • Strategic Rationale: Expanded Sun Life's U.S. dental benefits business significantly.

Growth Trajectory and Initiatives

Historical Growth: Sun Life Financial Inc.'s historical growth has been driven by its expansion in Asia, its focus on wealth management, and its strategic acquisitions.

Future Projections: Future growth projections depend on analyst estimates and Sun Life's strategic plans. Analysts typically provide revenue and earnings growth forecasts.

Recent Initiatives: Recent strategic initiatives include acquisitions, partnerships, and investments in technology.

Summary

Sun Life Financial Inc. is a strong, diversified financial services company with a growing presence in Asia. It benefits from a strong brand, and diversified product offerings. However, it faces threats of increased competition and is dependent on economic conditions. The company's future growth relies on its ability to capitalize on opportunities in emerging markets and adapt to changing regulatory environments.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Filings
  • Financial News Outlets
  • Industry Reports
  • Analyst Reports

Disclaimers:

This analysis is for informational purposes only and should not be considered financial advice. Market data is subject to change. Consult with a financial advisor before making investment decisions.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Sun Life Financial Inc.

Exchange NYSE
Headquaters Toronto, ON, Canada
IPO Launch date 2000-03-23
President, CEO & Director Mr. Kevin David Strain C.A., CPA
Sector Financial Services
Industry Insurance - Diversified
Full time employees 31768
Full time employees 31768

Sun Life Financial Inc., a financial services company, provides asset management, wealth, insurance and health solutions to individual and institutional customers in Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia, and Bermuda. It offers various insurance products, such as term and permanent life; personal health, which includes prescription drugs, dental, and vision care; critical illness; long-term care; and disability. The company also provides investments products, such as mutual funds, segregated funds, annuities, and guaranteed investment products; financial planning and retirement planning services; and asset management products, including pooled funds, institutional portfolios and pension funds. The company was formerly known as Sun Life Financial Services of Canada Inc. and changed its name to Sun Life Financial Inc. in July 2003. Sun Life Financial Inc. was founded in 1871 and is headquartered in Toronto, Canada.