Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
How It Works 
News - Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI Summary - About
Siriuspoint Ltd(SPNT)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for SPNT
11/02/2026: SPNT (3-star) is a STRONG-BUY. BUY for 34 days. Simulated Profits (6.29%). Updated daily EoD!
SiriusPoint is a mid-sized global insurer and reinsurer that has transitioned from a specialized investment-linked model to a diversified underwriting platform. Its strengths lie in a refreshed management team, a growing fee-based MGA service business, and a focus on profitable risk selection. The primary investment story centers on the potential for margin expansion through disciplined underwriting. However, the company faces significant risks from catastrophic events, competition from larger industry players, and potential volatility from its legacy portfolio. This stock is better suited for investors comfortable with the inherent volatility of the insurance sector who are looking for a turnaround opportunity rather than consistent dividend income.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Mixed fit | The company is in a turnaround/restructuring phase rather than aggressive high-growth mode. |
| Momentum investor | Strong fit while signal remains positive | Momentum investors may find interest if the stock breaks out on positive underwriting results. |
| Value investor | Strong fit | Shares may be attractively valued relative to book value if underwriting improvements sustain. |
| Dividend investor | Weak fit | The company does not currently provide a meaningful dividend yield. |
| Low-risk investor | Weak fit | Insurance underwriting and legacy portfolio risks introduce volatility unsuitable for risk-averse investors. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | High | The stock can react sharply to quarterly earnings releases or significant catastrophe events. |
| Valuation risk | Medium | Valuations are highly dependent on book value growth, which remains sensitive to market cycles. |
| Competition risk (reinsurance industry) | High | Intense competition from larger players limits pricing power. |
| Business quality | Medium | Quality is improving through restructuring, but still faces legacy portfolio drag. |
| Dividend income | Low / none | Income investors will not find the desired yields here. |
| Execution risk | Medium / high | The success of the long-term plan depends on maintaining underwriting discipline. |
Price Behavior
Strong Uptrend
The stock has maintained a strong upward price trend across the last three quarters.
Smooth
The stock has moved along a generally orderly path with only modest fluctuations.
Analysis of Past Performance
Type Stock | Historic Profit 27.79% | Avg. Invested days 44 | Today’s Advisory Strong Buy |
Upturn Advisory Rating  | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 11/02/2026 |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals
Financial Health Rating
Growth Momentum Score
Ownership
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue)
Economic Dimensions
Quantitative Style Profile
Style Classification
Quality Focused
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 3.01B USD | Price to earnings Ratio 6.37 | 1Y Target Price 28.75 |
Price to earnings Ratio 6.37 | 1Y Target Price 28.75 | ||
Volume (30-day avg) 847.2K shares | Beta 0.59 | 52 Weeks Range 18.66 - 26.50 | Updated Date 11/01/2026 |
52 Weeks Range 18.66 - 26.50 | Updated Date 11/01/2026 | ||
Dividends yield (FY) - | Basic EPS (TTM) 4.06 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Global Reinsurance | Property and casualty treaty business. | The company collects premiums in exchange for covering potential catastrophic and large-scale insurance losses. |
| Insurance & Services | Primary insurance and MGA partnerships. | Revenue is earned through direct insurance sales and fees from managing other insurers' programs. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2026-11-05 | When After Market | Estimate 0.61 | Actual - |
Profitability
Profit Margin 16.85% | Operating Margin (TTM) 13.6% |
Management Effectiveness
Return on Assets (TTM) 2.18% | Return on Equity (TTM) 23.07% |
Valuation
Trailing PE 6.37 | Forward PE 9.35 | Enterprise Value 3.07B | Price to Sales(TTM) 1 |
Enterprise Value 3.07B | Price to Sales(TTM) 1 | ||
Enterprise Value to Revenue 0.95 | Enterprise Value to EBITDA - | Shares Outstanding 116.17M | Shares Floating 101.86M |
Shares Outstanding 116.17M | Shares Floating 101.86M | ||
Percent Insiders 11.72 | Percent Institutions 87.22 |
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.
All company names, trademarks, logos, and brands are the property of their respective owners and are used for identification and informational purposes only. Use of these names, trademarks, and logos does not imply endorsement by their respective owners.