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Upturn AI SWOT - About
TRMK 
Trustmark Corporation (TRMK)
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Upturn Advisory Summary
10/17/2025: TRMK (1-star) is a SELL. SELL since 5 days. Simulated Profits (10.56%). Updated daily EoD!
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
6 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $44
1 Year Target Price $44
| 1 | Strong Buy |
| 1 | Buy |
| 4 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 14.71% | Avg. Invested days 45 | Today’s Advisory SELL |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 10/17/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.26B USD | Price to earnings Ratio 10.54 | 1Y Target Price 44 |
Price to earnings Ratio 10.54 | 1Y Target Price 44 | ||
Volume (30-day avg) 6 | Beta 0.66 | 52 Weeks Range 29.39 - 41.34 | Updated Date 10/19/2025 |
52 Weeks Range 29.39 - 41.34 | Updated Date 10/19/2025 | ||
Dividends yield (FY) 2.56% | Basic EPS (TTM) 3.56 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 28.63% | Operating Margin (TTM) 35.5% |
Management Effectiveness
Return on Assets (TTM) 1.17% | Return on Equity (TTM) 10.99% |
Valuation
Trailing PE 10.54 | Forward PE - | Enterprise Value 2868935168 | Price to Sales(TTM) 2.99 |
Enterprise Value 2868935168 | Price to Sales(TTM) 2.99 | ||
Enterprise Value to Revenue 4.67 | Enterprise Value to EBITDA - | Shares Outstanding 60366573 | Shares Floating 59300499 |
Shares Outstanding 60366573 | Shares Floating 59300499 | ||
Percent Insiders 7.57 | Percent Institutions 74.22 |
Upturn AI SWOT
Trustmark Corporation
Company Overview
History and Background
Trustmark Corporation was founded in 1889 as a savings and loan association. It has grown organically and through acquisitions to become a diversified financial services company operating primarily in the Southeastern United States.
Core Business Areas
- Banking: Provides a full range of commercial and retail banking services, including loans, deposits, and treasury management.
- Insurance: Offers risk management solutions, including employee benefits, property and casualty, and life insurance.
- Wealth Management: Provides investment management, trust, and financial planning services to individuals and institutions.
Leadership and Structure
The company is led by its CEO and a senior management team. It operates with a regional banking structure, supported by centralized functional areas. The board of directors oversees overall strategy and governance.
Top Products and Market Share
Key Offerings
- Commercial Loans: Loans to businesses for working capital, equipment financing, and real estate. Market share data is difficult to pinpoint precisely at a granular level, but Trustmark competes in a highly fragmented regional market. Competitors include Regions Financial, Hancock Whitney, and numerous smaller community banks. Trustmark operates in Texas, Florida, Tennessee, Alabama, and Mississippi.
- Residential Mortgages: Home loans for purchase and refinance. Similar to commercial loans, market share data is fragmented. Competitors include national and regional mortgage lenders. Trustmark operates in Texas, Florida, Tennessee, Alabama, and Mississippi.
- Employee Benefits Solutions: Includes administration and consultation on medical, life, disability, dental, and vision coverage.
Market Dynamics
Industry Overview
The financial services industry is undergoing rapid transformation driven by technology, changing customer preferences, and increased regulatory scrutiny. Banks face pressure on net interest margins and the need to invest in digital capabilities.
Positioning
Trustmark is a regional bank focused on building long-term relationships with customers. Its competitive advantages include its strong local presence, experienced bankers, and diversified business model.
Total Addressable Market (TAM)
The TAM for regional banking and financial services in the Southeast is estimated to be in the hundreds of billions of dollars. Trustmark is positioned to capture a portion of this market through organic growth and strategic acquisitions.
Upturn SWOT Analysis
Strengths
- Strong regional presence
- Diversified business model
- Experienced management team
- Sound asset quality
- Reputation for relationship banking
Weaknesses
- Geographic concentration in the Southeast
- Limited national presence
- Smaller scale compared to national banks
- Dependence on net interest income
- IT infrastructure challenges
Opportunities
- Expansion into new markets within the Southeast
- Strategic acquisitions of smaller banks
- Increased adoption of digital banking
- Growth in wealth management business
- Partnerships with fintech companies
Threats
- Increased competition from national banks and fintech companies
- Rising interest rates
- Economic downturn in the Southeast
- Regulatory changes
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- RF
- FITB
- HBAN
- CMA
Competitive Landscape
Trustmark competes with a mix of national, regional, and community banks. Its strengths lie in its local market knowledge and customer relationships, while its weaknesses include its smaller scale and limited national presence.
Major Acquisitions
Sterling Bancorp
- Year: 2008
- Acquisition Price (USD millions): 408
- Strategic Rationale: Expanded Trustmark's presence in the Mobile, Alabama market.
Growth Trajectory and Initiatives
Historical Growth: Trustmark's historical growth has been driven by organic expansion and strategic acquisitions. This growth has been concentrated in the Southeastern United States.
Future Projections: Future growth projections require access to analyst estimates, which can vary. Look to financial news and research reports for current forecasts.
Recent Initiatives: Recent initiatives can include branch expansions, digital banking enhancements, and acquisitions.
Summary
Trustmark is a regional bank with a strong presence in the Southeast. Its diversified business model and experienced management team are strengths. However, its geographic concentration and smaller scale are potential weaknesses. The company must continue to invest in digital capabilities and manage its exposure to economic cycles in the region. Trustmark is positioned to benefit from growth in the Southeast, but it needs to watch out for increased competition from national banks and fintechs.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Investor Relations
- Financial News Sources
- Analyst Reports
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It is not financial advice. Market share data is estimated and may vary by product and geographic area. Real time market conditions are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Trustmark Corporation
Exchange NASDAQ | Headquaters Jackson, MS, United States | ||
IPO Launch date 1987-10-20 | President, CEO & Director Mr. Duane Arthur Dewey CFP, M.A. | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 2510 | Website https://www.trustmark.com |
Full time employees 2510 | Website https://www.trustmark.com | ||
Trustmark Corporation operates as the bank holding company for Trustmark National Bank that provides banking and other financial solutions to individuals and corporate institutions in the United States. It operates in two segments, General Banking and Wealth Management. The company offers checking, savings and money market accounts, and certificates of deposit, as well as certificates of deposit and individual retirement accounts; and treasury management services. It also provides loans comprising financing for commercial and industrial projects, income producing commercial real estate, owner-occupied real estate, and construction and land development; and installment and real estate loans and lines of credit. In addition, the company offers mortgage banking services, including construction financing, production of conventional and government-insured mortgages, and secondary marketing and mortgage servicing; wealth management and trust services, such as administration of personal trusts and estates; management of investment accounts for individuals, employee benefit plans, and charitable foundations; and institutional custody for large governmental entities and foundations, financial and estate planning, and retirement plan services; and provides an intermediary vehicle for the provision of loans or investments in low-income communities. Trustmark Corporation was founded in 1889 and is headquartered in Jackson, Mississippi.
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