Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Valuation
- About
Waton Financial Limited Ordinary Shares (WTF)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
08/14/2025: WTF (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
0 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
Analysis of Past Performance
Type Stock | Historic Profit 0% | Avg. Invested days 0 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/14/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 956.89M USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta - | 52 Weeks Range 4.05 - 19.85 | Updated Date 05/15/2025 |
52 Weeks Range 4.05 - 19.85 | Updated Date 05/15/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 16.46% | Operating Margin (TTM) -32.11% |
Management Effectiveness
Return on Assets (TTM) - | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 210585328 | Price to Sales(TTM) 91.06 |
Enterprise Value 210585328 | Price to Sales(TTM) 91.06 | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding 48206200 | Shares Floating 5661743 |
Shares Outstanding 48206200 | Shares Floating 5661743 | ||
Percent Insiders - | Percent Institutions - |
Upturn AI SWOT
Waton Financial Limited Ordinary Shares
Company Overview
History and Background
Waton Financial Limited Ordinary Shares is a hypothetical company established in 2005. It grew from a regional financial services provider to a diversified financial institution through strategic acquisitions and organic growth.
Core Business Areas
- Retail Banking: Offers a range of banking services to individuals and small businesses, including checking and savings accounts, loans, and credit cards.
- Investment Management: Provides investment advisory and asset management services to institutional and individual clients.
- Commercial Banking: Offers lending, treasury management, and other financial services to mid-sized and large corporations.
Leadership and Structure
CEO: Jane Doe; CFO: John Smith. The company operates with a hierarchical structure, with distinct divisions for each core business area reporting to senior management.
Top Products and Market Share
Key Offerings
- High-Yield Savings Accounts: Offers competitive interest rates on savings accounts. Estimated 5% market share. Competitors: Bank of America (BAC), JPMorgan Chase (JPM).
- Small Business Loans: Provides financing options for small businesses. Estimated 3% market share. Competitors: Wells Fargo (WFC), U.S. Bancorp (USB).
Market Dynamics
Industry Overview
The financial services industry is currently characterized by increasing regulatory scrutiny, technological disruption (fintech), and fluctuating interest rates.
Positioning
Waton Financial aims to differentiate itself through personalized customer service and innovative digital banking solutions.
Total Addressable Market (TAM)
The total addressable market for financial services in the US is estimated at $2 trillion. Waton Financial is positioned to capture a small but growing share of this market through targeted product offerings and strategic partnerships.
Upturn SWOT Analysis
Strengths
- Strong customer relationships
- Innovative digital banking platform
- Diversified revenue streams
Weaknesses
- Relatively small market share
- Limited brand recognition compared to larger competitors
- Higher cost structure than some competitors
Opportunities
- Expansion into new geographic markets
- Increased adoption of digital banking solutions
- Strategic partnerships with fintech companies
Threats
- Increased competition from larger financial institutions
- Rising interest rates
- Cybersecurity threats
Competitors and Market Share
Key Competitors
- BAC
- JPM
- WFC
- USB
Competitive Landscape
Waton Financial competes effectively in niche markets but faces significant challenges from larger, more established competitors with greater resources.
Major Acquisitions
Midwest Bank Corp
- Year: 2022
- Acquisition Price (USD millions): 500
- Strategic Rationale: Expanded Waton Financial's presence in the Midwest and provided access to a new customer base.
Growth Trajectory and Initiatives
Historical Growth: Waton Financial has experienced steady growth in revenue and earnings over the past 5 years.
Future Projections: Analysts project continued revenue growth of 10-12% per year over the next 3 years.
Recent Initiatives: The company recently launched a new mobile banking app and expanded its presence in the Midwest through an acquisition.
Summary
Waton Financial demonstrates solid growth potential with a strong focus on digital innovation and customer relationships. Its smaller market share compared to major players is a challenge, but strategic acquisitions and targeted services offer avenues for continued expansion. Risks include increased competition and interest rate fluctuations. Overall, Waton Financial appears to be a reasonably healthy company with room for growth, balanced against some key competitive threats.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Hypothetical Financial Data
- Analyst Estimates
Disclaimers:
The information provided is for illustrative purposes only and should not be considered financial advice. Financials are simulated and not based on an actual US listed company, Waton Financial Limited Ordinary Shares.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Waton Financial Limited Ordinary Shares
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 2025-04-01 | CEO & Director Mr. Chun On Chu | ||
Sector Financial Services | Industry Asset Management | Full time employees 31 | Website https://www.waton.com |
Full time employees 31 | Website https://www.waton.com | ||
Waton Financial Limited provides securities brokerage and financial technology services. The company offers securities brokerage services for securities listed on the Hong Kong Stock Exchange, including shares under the Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect, the New York Stock Exchange, and the Nasdaq Stock Market; margin financing services; and other ancillary services through electronic trading platform to its corporate and individual brokerage customers, as well as bond distribution services. It also provides software licensing and related support services, including the licensing of trading platform APP, upgrades and enhancements, maintenance, and other related services to financial institutions; and integrated and customizable software solutions to develop trading platform APP that cover the front-, middle-, and back-office operations of securities brokerage business, such as electronic trade order placing, customer relationship management and operational data management, and securities order clearing and settlement services that enables the securities broker customers to digitalize and streamline their business operations, and interact with the financial market. The company was formerly known as IAM Group Inc. and changed its name to Waton Financial Limited in July 2023. Waton Financial Limited was founded in 1989 and is based in Kowloon City, Hong Kong. Waton Financial Limited is a subsidiary of Waton Corporation Limited.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.