Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
How It Works 
News - Chart
- Upturn Summary
- Highlights
- Valuation
Upturn AI Summary - About
Orchid Island Capital Inc.(ORC)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for ORC
11/06/2026: ORC (1-star) is currently NOT-A-BUY. Pass it for now.
Orchid Island Capital is a specialty finance company that invests in residential mortgage-backed securities using a leveraged model. The firm offers a monthly dividend that appeals to income-focused investors, though this comes with high sensitivity to interest rate volatility and mortgage market fluctuations. While the company utilizes active hedging to protect its portfolio, it faces constant pressure from borrowing costs and the need for frequent equity raises, which can dilute shareholder value. Key risks include rising interest rates and sector-wide liquidity shocks. Investors should monitor the company's net interest spread and book value per share closely, as these are critical drivers of long-term total returns.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Weak fit | The company focuses on income generation rather than capital appreciation. |
| Momentum investor | Mixed fit | Fit is conditional on positive trends in interest rate spreads and mortgage market performance. |
| Value investor | Mixed fit | While assets may trade at discounts, persistent book value erosion limits the value proposition. |
| Dividend investor | Strong fit while signal remains positive | The stock is designed to provide high monthly income, though the dividend is subject to significant variability. |
| Low-risk investor | Weak fit | High leverage and interest rate sensitivity make this an unsuitable choice for risk-averse investors. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | High | The stock price is subject to large swings based on interest rate sentiment and book value performance. |
| Valuation risk | Medium / high | Trading at a significant discount or premium to book value can lead to rapid price corrections. |
| Competition risk (mREIT leverage/scale) | High | Larger peers have structural cost advantages that can put pressure on margins. |
| Business quality | Medium | As an externally managed REIT, shareholder interests must be aligned with the external manager. |
| Dividend income | High | The high yield is often offset by the risk of dividend cuts and share dilution. |
| Execution risk | Medium / high | Successful management of interest rate hedges is crucial for preserving capital. |
Price Behavior
Downtrend
The stock has experienced a sustained decline in price over recent periods.
Smooth
The stock has moved along a generally orderly path with only modest fluctuations.
Analysis of Past Performance
Type Stock | Historic Profit 4.82% | Avg. Invested days 41 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 11/06/2026 |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals
Financial Health Rating
Growth Momentum Score
Ownership
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue)
Economic Dimensions
Quantitative Style Profile
Style Classification
Quality Focused
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 953.38M USD | Price to earnings Ratio 24.7 | 1Y Target Price 6 |
Price to earnings Ratio 24.7 | 1Y Target Price 6 | ||
Volume (30-day avg) 7.4M shares | Beta 1.64 | 52 Weeks Range 4.66 - 7.24 | Updated Date 11/08/2026 |
52 Weeks Range 4.66 - 7.24 | Updated Date 11/08/2026 | ||
Dividends yield (FY) 26.45% | Basic EPS (TTM) 0.2 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Agency RMBS | Interest income from government-backed mortgage securities. | The company earns money on the interest spread between mortgage assets and borrowing costs. |
Earnings Date
Report Date 2026-10-22 | When After Market | Estimate 0.27 | Actual 0.27 |
Profitability
Profit Margin -31.32% | Operating Margin (TTM) 103.67% |
Management Effectiveness
Return on Assets (TTM) -0.06% | Return on Equity (TTM) -0.56% |
Valuation
Trailing PE 24.7 | Forward PE 4.84 | Enterprise Value 10.37B | Price to Sales(TTM) 47.58 |
Enterprise Value 10.37B | Price to Sales(TTM) 47.58 | ||
Enterprise Value to Revenue 24.6 | Enterprise Value to EBITDA - | Shares Outstanding 192.99M | Shares Floating 192.61M |
Shares Outstanding 192.99M | Shares Floating 192.61M | ||
Percent Insiders 0.22 | Percent Institutions 49.44 |
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.
All company names, trademarks, logos, and brands are the property of their respective owners and are used for identification and informational purposes only. Use of these names, trademarks, and logos does not imply endorsement by their respective owners.