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Upturn AI SWOT - About
Senmiao Technology Ltd (AIHS)
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Upturn Advisory Summary
08/28/2025: AIHS (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -50.64% | Avg. Invested days 35 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 3.15M USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.8 | 52 Weeks Range 0.26 - 1.70 | Updated Date 06/29/2025 |
52 Weeks Range 0.26 - 1.70 | Updated Date 06/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.35 |
Earnings Date
Report Date 2025-06-23 | When After Market | Estimate - | Actual - |
Profitability
Profit Margin -56.67% | Operating Margin (TTM) -76.78% |
Management Effectiveness
Return on Assets (TTM) -24.86% | Return on Equity (TTM) -84.93% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 2674399 | Price to Sales(TTM) 0.54 |
Enterprise Value 2674399 | Price to Sales(TTM) 0.54 | ||
Enterprise Value to Revenue 0.45 | Enterprise Value to EBITDA -2.66 | Shares Outstanding 10518000 | Shares Floating 9348224 |
Shares Outstanding 10518000 | Shares Floating 9348224 | ||
Percent Insiders 11.12 | Percent Institutions 0.24 |
Upturn AI SWOT
Senmiao Technology Ltd
Company Overview
History and Background
Senmiao Technology Ltd. was founded in 2001 in China. Initially, it focused on connecting consumers to automotive loan products and services. Over time, it has evolved its business model and diversified its offerings within the automotive transaction sector.
Core Business Areas
- Automotive Transaction Services: Connecting consumers to financial institutions and facilitating automotive loan transactions and other related services, including sales of vehicles.
- Other Services: Other services may include business consulting. Details can change based on the company's strategic direction.
Leadership and Structure
Specific details regarding the leadership team and organizational structure are subject to change. Please consult the company's investor relations page and SEC filings for the most accurate information.
Top Products and Market Share
Key Offerings
- Automotive Loan Facilitation: Connects consumers with financial institutions for automotive loans. Market share data for this specific service is not readily available. Competitors include other automotive loan brokers and online lending platforms.
- Vehicle Sales: Direct sales of vehicles. Market share for this is also unavailable. Competitors include traditional car dealerships and online vehicle marketplaces.
Market Dynamics
Industry Overview
The automotive finance industry is highly competitive. Economic conditions and consumer spending habits significantly impact growth. Recent shifts include increased online lending and electric vehicle adoption.
Positioning
Senmiao positions itself as a facilitator, connecting consumers to financial products and services. They lack the scale and brand recognition of larger competitors.
Total Addressable Market (TAM)
The TAM for automotive finance is in the trillions of dollars globally. Senmiao, given its size and geographic focus, captures a minuscule fraction of this TAM.
Upturn SWOT Analysis
Strengths
- Established presence in specific regional markets in China
- Experience in connecting consumers to automotive finance
- Diversified revenue streams (loan facilitation and vehicle sales)
Weaknesses
- Limited brand recognition
- Small market share
- Reliance on economic conditions in China
- Volatility in financial performance
Opportunities
- Expansion into new geographic markets
- Partnerships with larger automotive finance companies
- Leveraging technology to improve service offerings
- Growth in the electric vehicle market
Threats
- Increased competition from larger players
- Changes in government regulations
- Economic downturn in China
- Disruptions in the automotive industry
Competitors and Market Share
Key Competitors
Competitive Landscape
Senmiao faces competition from larger automotive finance companies and online lending platforms. Its competitive advantage may lie in its established presence in specific regional markets in China. Larger competitors have the advantage of scale and brand recognition.
Growth Trajectory and Initiatives
Historical Growth: Senmiao's historical growth has been subject to market dynamics in China. Refer to company filings for detailed historical growth rates. Financial reports will need to be extracted directly.
Future Projections: Analyst estimates for Senmiao's future growth are not widely available due to the company's size and coverage. Projections will depend on strategic initiatives and market conditions.
Recent Initiatives: Check recent press releases and SEC filings for details on recent strategic initiatives undertaken by Senmiao Technology Ltd.
Summary
Senmiao Technology Ltd is a small player in a competitive automotive finance market. While it has experience connecting consumers to loan products, its growth is constrained by limited brand recognition and reliance on economic conditions in China. Future success depends on strategic initiatives to expand its market presence and leverage technology.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Senmiao Technology Ltd.'s SEC filings (10-K, 10-Q, 8-K)
- Company website
- Industry reports and news articles
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It is not financial advice and should not be considered a recommendation to buy or sell Senmiao Technology Ltd. stock. Investors should conduct their own due diligence before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Senmiao Technology Ltd
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 2018-03-16 | Chairman, CEO, President & Secretary Mr. Xi Wen | ||
Sector Financial Services | Industry Credit Services | Full time employees 55 | Website https://www.senmiaotech.com |
Full time employees 55 | Website https://www.senmiaotech.com | ||
Senmiao Technology Limited engages in the automobile transaction and related services business in the People's Republic of China. The company operates through Automobile Transaction and Related Services, and Online Ride-Hailing Platform Services segments. It also offers car rental services to individual customers; and auto finance solutions through financing leases. In addition, the company engages in automobile sales comprising sale of new purchased or used cars; and the provision of supporting services, as well as auto management and guarantee services provided to online ride-hailing drivers. Further, it provides new energy vehicles leasing, automobile purchase, and management services, such as ride-hailing driver training, assisting with a series of administrative procedures, and other consulting services, as well as credit assessment, installation of GPS devices, ride-hailing driver qualification, and other administrative procedures. Additionally, the company operates Xixingtianxia, an online ride-hailing platform that enables qualified ride-hailing drivers to provide transportation services mainly in Chengdu, Changsha, Guangzhou, and other cities in China. Senmiao Technology Limited was founded in 2014 and is based in Chengdu, the People's Republic of China.
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