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Upturn AI SWOT - About
Senmiao Technology Ltd (AIHS)
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Upturn Advisory Summary
09/16/2025: AIHS (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -50.64% | Avg. Invested days 35 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/16/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 3.15M USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.8 | 52 Weeks Range 0.26 - 1.70 | Updated Date 06/29/2025 |
52 Weeks Range 0.26 - 1.70 | Updated Date 06/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.35 |
Earnings Date
Report Date 2025-06-23 | When After Market | Estimate - | Actual - |
Profitability
Profit Margin -56.67% | Operating Margin (TTM) -76.78% |
Management Effectiveness
Return on Assets (TTM) -24.86% | Return on Equity (TTM) -84.93% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 2674399 | Price to Sales(TTM) 0.54 |
Enterprise Value 2674399 | Price to Sales(TTM) 0.54 | ||
Enterprise Value to Revenue 0.45 | Enterprise Value to EBITDA -2.66 | Shares Outstanding 10518000 | Shares Floating 9348224 |
Shares Outstanding 10518000 | Shares Floating 9348224 | ||
Percent Insiders 11.12 | Percent Institutions 0.24 |
Upturn AI SWOT
Senmiao Technology Ltd
Company Overview
History and Background
Senmiao Technology Ltd. was founded to provide online and offline automobile transaction and related services. The company has focused on serving the underserved auto finance market in China.
Core Business Areas
- Automobile Transaction and Related Services: This segment connects consumers, auto dealers, and financing providers through its platform. Senmiao facilitates auto sales, financing, insurance, and other related services.
Leadership and Structure
Leadership includes the CEO and CFO. The company has a board of directors responsible for corporate governance and strategic oversight.
Top Products and Market Share
Key Offerings
- Automobile Financing Facilitation: Senmiao connects borrowers with lenders, streamlining the financing process. Market share data is not readily available. Competitors include other online lending platforms and traditional banks offering auto loans in China.
Market Dynamics
Industry Overview
The industry involves auto sales and financing in China, which is highly competitive and regulated. There is a growing demand for auto financing among consumers.
Positioning
Senmiao focuses on underserved markets, particularly in lower-tier cities in China. Their competitive advantage lies in their platform connecting various parties.
Total Addressable Market (TAM)
The TAM for auto financing in China is substantial, estimated in the hundreds of billions of USD. Senmiao's position is as a facilitator within this vast market.
Upturn SWOT Analysis
Strengths
- Platform connecting borrowers and lenders
- Focus on underserved markets
- Experience in auto finance
Weaknesses
- Limited market share data
- Dependence on regulatory environment in China
- Relatively small company size compared to competitors
Opportunities
- Expansion into new geographic areas within China
- Development of new products and services
- Partnerships with larger financial institutions
Threats
- Increased competition from other platforms
- Changes in government regulations
- Economic downturn in China
Competitors and Market Share
Key Competitors
- None readily available in the US stock market since they primarily compete within China
Competitive Landscape
Senmiao Technology Ltd competes with other companies within China. Their advantage lies in their niche target market in lower tiered cities in China.
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends are difficult to assess without detailed financial data.
Future Projections: Future projections would require detailed analyst estimates which are not readily available.
Recent Initiatives: Recent strategic initiatives undertaken by the company are not readily available.
Summary
Senmiao Technology Ltd. operates in a competitive Chinese auto finance market, focusing on connecting borrowers and lenders. The company's strength is its platform. However, it faces challenges due to regulation and competition. Future growth hinges on expanding market reach and managing risks effectively.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- Public Filings
Disclaimers:
The data and analysis provided are based on limited publicly available information and should not be considered investment advice. Market share data and financial performance is not readily available in the US market, thus approximated based on similar companies that operate in the same industry. Consult with a qualified financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Senmiao Technology Ltd
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 2018-03-16 | Chairman, CEO, President & Secretary Mr. Xi Wen | ||
Sector Financial Services | Industry Credit Services | Full time employees 55 | Website https://www.senmiaotech.com |
Full time employees 55 | Website https://www.senmiaotech.com | ||
Senmiao Technology Limited engages in the automobile transaction and related services business in the People's Republic of China. The company operates through Automobile Transaction and Related Services, and Online Ride-Hailing Platform Services segments. It also offers car rental services to individual customers; and auto finance solutions through financing leases. In addition, the company engages in automobile sales comprising sale of new purchased or used cars; and the provision of supporting services, as well as auto management and guarantee services provided to online ride-hailing drivers. Further, it provides new energy vehicles leasing, automobile purchase, and management services, such as ride-hailing driver training, assisting with a series of administrative procedures, and other consulting services, as well as credit assessment, installation of GPS devices, ride-hailing driver qualification, and other administrative procedures. Additionally, the company operates Xixingtianxia, an online ride-hailing platform that enables qualified ride-hailing drivers to provide transportation services mainly in Chengdu, Changsha, Guangzhou, and other cities in China. Senmiao Technology Limited was founded in 2014 and is based in Chengdu, the People's Republic of China.
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