BRT Apartments Corp(BRT)

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EXPLORE ADVISORIES AND THEIR HISTORY
QUALITY SIGNAL
1-STAR RATING
PASS
LAST CLOSE
$12.56
11/06/2026
(24-hour delay)

Advisory History & Simulated Performance *

*as per simulation (see disclosures)
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  • BUY Advisory
  • SELL Advisory (Profit)
  • SELL Advisory (Loss)
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Upturn Stock price based on last close iconStock price based on last close
Simulated performance—not actual client returns. Excludes advisory subscription fees, trading commissions, and taxes, which would reduce returns. Results depend on calculation assumptions and do not guarantee future outcomes. See Disclosures for full methodology, assumptions, and limitations.

Advisory Performance History (Simulated)Advisory Performance History info

Simulated performance—not actual client returns. Excludes advisory subscription fees, trading commissions, and taxes, which would reduce returns. Results depend on calculation assumptions and do not guarantee future outcomes. See Disclosures for full methodology, assumptions, and limitations.

Upturn Advisory & Investor View for BRT

11/06/2026: BRT (1-star) is currently NOT-A-BUY. Pass it for now.

BRT Apartments Corp is an internally managed REIT focusing on the ownership and operation of multi-family residential properties in the Southeastern United States. The company has successfully pivoted from a historical mortgage lending business to a specialized multi-family operator, leveraging joint venture structures to expand its portfolio in high-growth markets. Its primary growth opportunity lies in capitalizing on persistent demand for rental housing in the Sunbelt. However, investors must consider risks such as interest rate sensitivity, regional economic concentration, and potential supply-side pressures. The stock may best suit dividend-oriented and value-focused investors who monitor the company's progress in property management and portfolio modernization.

How to Read the Upturn Advisory

The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.

Company fundamentals, valuation, risks, and news provide supporting context about the business.

Investor Fit

Investor styleFitWhy
Growth investorMixed fitThe company offers moderate growth potential through property acquisition but is limited by the nature of the mature REIT sector.
Momentum investorWeak fitThe stock typically exhibits lower volatility and trend-following characteristics compared to high-growth technology sectors.
Value investorStrong fitThe company often trades based on the net asset value of its property holdings, which may appeal to value-oriented investors.
Dividend investorStrong fitAs a REIT, the company is designed to generate consistent income through dividend distributions.
Low-risk investorMixed fitWhile REITs provide income, they are still exposed to interest rate risk and real estate market cycles.

Risk Profile

Risk factorLevelWhy it matters
Price volatilityMediumReal estate equities can fluctuate based on interest rate outlooks and economic health.
Valuation riskMediumPricing is sensitive to the cap rates of the underlying multi-family assets.
Competition risk (Market Consolidation)MediumLarge REITs with lower cost of capital can outbid smaller players for quality assets.
Business qualityMediumThe reliance on joint venture partners adds complexity to asset management.
Dividend incomeMediumDividends are dependent on rental income stability and the ability to refinance debt.
Execution riskMediumSuccessfully managing and improving property operations is essential for growth.

Price Behavior

Rolling Over
PRICE PATH

Rolling Over

The price momentum is slowing down and beginning to turn downward.

Smooth
PRICE STABILITY

Smooth

The stock has moved along a generally orderly path with only modest fluctuations.

Analysis of Past Performance

Type Stock
Historic Profit -31.68%
Avg. Invested days 32
Today’s Advisory PASS
Upturn Advisory Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 2.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 11/06/2026

Upturn Scorecard

Upturn Star Rating

★★★★★
BRT receives a 3-star rating based on the available scored pillars. The rating is constrained by weak unit economics, and weak price momentum.

Company Fundamentals

★★★★★
BRT has moderate overall fundamentals (3 stars), with moderate financial health, soft growth momentum, and solid ownership. In FY2025 versus FY2024, solid cash generation (FCF margin 6.8%) is partially offset by negative earnings growth (-22.0%), moderate revenue growth (+1.5%), weak profitability (net margin -12.3%).

Financial Health Rating

★★★★★
BRT's financial health is supported by moderate cash strength, including free-cash-flow generation (6.8% of revenue). Profitability is soft (2 stars), which helps explain the 3-star overall score.

Growth Momentum Score

★★★★★
Revenue growth is BRT's strongest growth driver at +1.5% FY2025 versus FY2024 (moderate, 3 stars). By comparison, while earnings growth (-22.0%, negative) and free-cash-flow growth (-63.1%, negative) hold the profile back, so recent growth is not broad-based across the business.

Ownership

★★★★★
Institutional ownership is 51.4% and approximately 56.8% of outstanding shares are publicly tradable, supporting liquidity and institutional participation. Insider ownership of 25.21% supports management-shareholder alignment.

Top 5 Institutional Investors

BlackRock Inc 5.65%
Curated Wealth Partners LLC 2.66%
Vanguard Capital Management, LLC 2.49%
Oppenheimer & Close Inc 2.14%
Renaissance Technologies Corp 1.66%

Unit Economics (Per $1K Revenue)

★★★★★
BRT generates approximately $2 of gross profit, $114 of operating income, and $68 of free cash flow for every $1,000 of revenue. Based on FY2025 results. Soft margins explain the 1-star rating, with weak cash conversion and weak capital efficiency.

Economic Dimensions

★★★★★
Effective Tax Rate: -1.50% (Tax Credit)

Quantitative Style Profile

★★★★★
BRT has a liquid profile. Weak momentum is the primary drawback, while valuation that is moderately attractive rather than deeply discounted.

Style Classification

Quality Focused

Small / Mid Cap RiskHighly Liquid / Institution-Friendly

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 236.04M USD
Price to earnings Ratio -
1Y Target Price 18
Price to earnings Ratio -
1Y Target Price 18
Volume (30-day avg) 59.6K shares
Beta 0.89
52 Weeks Range 12.51 - 15.35
Updated Date 11/08/2026
52 Weeks Range 12.51 - 15.35
Updated Date 11/08/2026
Dividends yield (FY) 7.84%
Basic EPS (TTM) -0.81

How Company Makes Money

Business areaWhat it includesRetail investor read
Multi-family Residential LeasingRental income from apartment units.The company collects rent from tenants living in their properties.
Joint Venture InvestmentsShare of income from co-invested properties.The company earns money by partnering with others to own and develop apartment buildings.

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Revenue by Geography

Geography revenue - Year on Year

Earnings Date

Report Date 2026-11-05
When After Market
Estimate 0.35
Actual 0.31

Profitability

Profit Margin -14.69%
Operating Margin (TTM) 10.08%

Management Effectiveness

Return on Assets (TTM) 0.93%
Return on Equity (TTM) -8.33%

Valuation

Trailing PE -
Forward PE 13.72
Enterprise Value 730.95M
Price to Sales(TTM) 2.45
Enterprise Value 730.95M
Price to Sales(TTM) 2.45
Enterprise Value to Revenue 7.35
Enterprise Value to EBITDA 18.87
Shares Outstanding 18.79M
Shares Floating 10.67M
Shares Outstanding 18.79M
Shares Floating 10.67M
Percent Insiders 25.21
Percent Institutions 51.37

Financial Metrics

🧭 Investment Snapshot

Total Revenue (Scale)

Information icon Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.

Net Income (Profit)

Information icon Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.

Free Cash Flow (Cash Strength)

Information icon Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.

📈 Growth & Strength

Operating Income (Core Profit)

Information icon Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.

EBITDA (Cash Earnings)

Information icon Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.

Gross Profit (Unit Profitability)

Information icon Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.

🛡️ Financial Safety

Cash (Liquidity Buffer)

Information icon Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.

Total Debt (Leverage Risk)

Information icon Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.

Net Working Capital (Short-Term Health)

Information icon Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.

🧱 Balance Sheet Strength

Stockholder Equity (Net Worth)

Information icon Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.

Total Assets (Asset Base)

Information icon The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.

Income Before Tax (Pre-Tax Earnings)

Information icon Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.

⚙️ Cost & Drag Factors

Cost of Revenue (Production Cost)

Information icon Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.

Total Operating Expenses (Operating Cost)

Information icon Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.

Income Tax Expense (Tax Drag)

Information icon Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.

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