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Upturn AI SWOT - About
HGTY 
Hagerty Inc (HGTY)
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Upturn Advisory Summary
09/15/2025: HGTY (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
3 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $12
1 Year Target Price $12
| 0 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 28.84% | Avg. Invested days 49 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 09/15/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 4.38B USD | Price to earnings Ratio 62.6 | 1Y Target Price 12 |
Price to earnings Ratio 62.6 | 1Y Target Price 12 | ||
Volume (30-day avg) 3 | Beta 0.92 | 52 Weeks Range 8.03 - 12.96 | Updated Date 09/14/2025 |
52 Weeks Range 8.03 - 12.96 | Updated Date 09/14/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.2 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 1.52% | Operating Margin (TTM) 12.94% |
Management Effectiveness
Return on Assets (TTM) 2.97% | Return on Equity (TTM) 15.79% |
Valuation
Trailing PE 62.6 | Forward PE - | Enterprise Value 1295810031 | Price to Sales(TTM) 3.36 |
Enterprise Value 1295810031 | Price to Sales(TTM) 3.36 | ||
Enterprise Value to Revenue 0.99 | Enterprise Value to EBITDA 24.68 | Shares Outstanding 99187200 | Shares Floating 40768489 |
Shares Outstanding 99187200 | Shares Floating 40768489 | ||
Percent Insiders 7.02 | Percent Institutions 84.18 |
Upturn AI SWOT
Hagerty Inc
Company Overview
History and Background
Hagerty, Inc. was founded in 1984 by Frank and Louise Hagerty as a classic and collector car insurance agency. Over time, it expanded its services beyond insurance to include valuation tools, events, and community-building activities for car enthusiasts.
Core Business Areas
- Insurance: Provides specialized insurance coverage for classic, vintage, and collector vehicles.
- Membership: Offers Hagerty Drivers Club membership with benefits like roadside assistance, valuation tools, and magazine subscriptions.
- Marketplace: A platform for buying and selling classic and collector cars.
- Valuation Tools: Provides data-driven insights on classic car values through Hagerty Valuation Tools.
- Events: Hosts and sponsors automotive events, including the Concours d'Elegance and driving tours.
Leadership and Structure
McKeel Hagerty serves as the CEO. The company operates with a board of directors overseeing strategic direction and management teams responsible for different business units.
Top Products and Market Share
Key Offerings
- Classic Car Insurance: Specialized insurance for collector vehicles, offering agreed value policies and tailored coverage. Hagerty is a leader in this niche market, but specific market share data fluctuates. Competitors include American Collectors Insurance, Condon Skelly, and Chubb.
- Hagerty Drivers Club: Membership program offering benefits such as roadside assistance, subscription to Hagerty Drivers Club magazine, access to valuation tools, and event discounts. The number of members is significant, but specific data isn't always disclosed. Competitors include AAA and other automotive clubs.
- Hagerty Valuation Tools: Provides valuation data and market trends for collector cars. Competitors include Classic.com.
Market Dynamics
Industry Overview
The collector car market is driven by enthusiasts and investors. Factors influencing the market include economic conditions, interest rates, and the availability of collectible vehicles.
Positioning
Hagerty is positioned as a leading brand in the collector car market, offering a range of services beyond insurance. Its competitive advantages include brand recognition, a large customer base, and a diversified business model.
Total Addressable Market (TAM)
The global classic car market is estimated to be in the billions of dollars. Hagerty is positioned to capture a significant portion of this TAM through its insurance, membership, and marketplace offerings.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Large customer base
- Diversified revenue streams
- Specialized expertise in the collector car market
- Data-driven valuation tools
Weaknesses
- Dependence on the collector car market
- Exposure to economic cycles
- Potential for increased competition
- Relatively small compared to other insurance companies
Opportunities
- Expansion into new geographic markets
- Development of new products and services
- Strategic acquisitions
- Partnerships with automotive companies
- Leveraging digital technology for growth
Threats
- Economic downturns
- Increased competition
- Changes in regulations
- Shifting consumer preferences
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- American International Group (AIG)
- Progressive (PGR)
- Chubb (CB)
Competitive Landscape
Hagerty has a niche market with collector car insurance but is a small company compared to larger insurance companies like AIG, Progressive, and Chubb. Its specialized knowledge is a strength.
Major Acquisitions
Broad Arrow Group
- Year: 2022
- Acquisition Price (USD millions):
- Strategic Rationale: Expand into collector car auctions.
Growth Trajectory and Initiatives
Historical Growth: Hagerty has experienced growth through acquisitions and expansion of its service offerings. Past performance does not guarantee future results.
Future Projections: Future growth is dependent on market conditions and execution of strategic initiatives. Analyst estimates are required to provide accurate projections.
Recent Initiatives: Recent initiatives often include expansion of the Hagerty Drivers Club and strategic partnerships.
Summary
Hagerty is a leading brand in the collector car market, leveraging strong brand recognition and specialized expertise in a niche but competitive industry. While it benefits from its diversified revenue streams, potential economic downturns and cybersecurity risks represent significant challenges. Hagerty's growth trajectory depends on its ability to continue capitalizing on opportunities and mitigating threats within the dynamic collector car market, with a focus on customer engagement and technological advancements. The current valuation and lack of dividends will influence future investors.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Hagerty Investor Relations
- SEC Filings
- Industry Reports
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Market conditions are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Hagerty Inc
Exchange NYSE | Headquaters Traverse City, MI, United States | ||
IPO Launch date 2021-06-01 | Chairman & CEO Mr. McKeel O. Hagerty | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 1733 | Website https://www.hagerty.com |
Full time employees 1733 | Website https://www.hagerty.com | ||
Hagerty, Inc. provides insurance services for collector cars and enthusiast vehicles in the United States. The company engages in the underwriting, selling, and servicing collector car and enthusiast vehicle insurance policies. It also provides Hagerty Drivers Club memberships, which are primarily bundled with insurance policies and give subscribers access to an array of products and services, such as emergency roadside assistance, hagerty drivers club magazine, automotive enthusiast events, proprietary vehicle valuation tool, and special vehicle related discounts. In addition, the company offers marketplace to complement insurance and membership offerings. Hagerty, Inc. is headquartered in Traverse City, Michigan. Hagerty, Inc. is a subsidiary of Hagerty Holding Corp.
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