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Upturn AI Summary - About
Hovnanian Enterprises Inc(HOV)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for HOV
10/02/2026: HOV (1-star) is currently NOT-A-BUY. Pass it for now.
Hovnanian Enterprises is a long-standing U.S. homebuilder that constructs a variety of housing types for different buyer demographics. While the company benefits from broad geographic reach and deep industry experience, it frequently faces challenges related to its significant debt load and the cyclical nature of the housing market. Its primary growth opportunity lies in capitalizing on the chronic under-supply of homes in its core regional markets. However, investors must consider risks like interest rate volatility and stiff competition from larger peers. The stock may suit growth-oriented investors with a high tolerance for volatility, though it is currently not a source of dividend income.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Mixed fit | The stock offers exposure to the cyclical housing market but growth is tempered by capital constraints. |
| Momentum investor | Mixed fit | Momentum depends on favorable interest rate environments and housing market sentiment. |
| Value investor | Mixed fit | The company often trades at low valuation multiples due to its debt profile. |
| Dividend investor | Weak fit | Hovnanian does not pay a dividend, making it unsuitable for income-focused portfolios. |
| Low-risk investor | Weak fit | High financial leverage and sector volatility make this unsuitable for risk-averse investors. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | High | The stock price is highly sensitive to interest rate news and economic data. |
| Valuation risk | Medium | Market perception of debt levels often drives valuation discounts. |
| Competition risk (Major National Builders) | High | Large scale competitors can outbid on land and offer more aggressive financing. |
| Business quality | Medium | The business model is solid but constrained by historical debt levels. |
| Dividend income | Low / none | Investors receive no cash return from dividends. |
| Execution risk | Medium | Success depends on managing construction costs and land inventory effectively. |
Price Behavior
Rolling Over
The price momentum is slowing down and beginning to turn downward.
Choppy
The stock has experienced frequent reversals and pronounced short-term price swings.
Analysis of Past Performance
Type Stock | Historic Profit -21.52% | Avg. Invested days 25 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/02/2026 |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals
Financial Health Rating
Growth Momentum Score
Ownership
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue)
Economic Dimensions
Quantitative Style Profile
Style Classification
Quality Focused
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 673.91M USD | Price to earnings Ratio 106.49 | 1Y Target Price 74 |
Price to earnings Ratio 106.49 | 1Y Target Price 74 | ||
Volume (30-day avg) 118.2K shares | Beta 1.82 | 52 Weeks Range 91.52 - 148.48 | Updated Date 10/02/2026 |
52 Weeks Range 91.52 - 148.48 | Updated Date 10/02/2026 | ||
Dividends yield (FY) - | Basic EPS (TTM) 1.08 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Homebuilding | Building and selling single-family homes and townhomes. | Revenue comes primarily from selling completed houses to individual buyers. |
| Financial Services | Mortgage originations and title services. | A small portion of income comes from helping buyers finance their home purchase. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Valuation
Trailing PE 106.49 | Forward PE 13.5 | Enterprise Value 1.51B | Price to Sales(TTM) 0.24 |
Enterprise Value 1.51B | Price to Sales(TTM) 0.24 | ||
Enterprise Value to Revenue 0.53 | Enterprise Value to EBITDA 18.02 | Shares Outstanding 5.07M | Shares Floating 4.41M |
Shares Outstanding 5.07M | Shares Floating 4.41M | ||
Percent Insiders 10.17 | Percent Institutions 65.83 |
Upturn AI Summary
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
About Hovnanian Enterprises Inc
Exchange NYSE | Headquarters Matawan, NJ, United States | ||
IPO Launch date 1992-03-17 | CEO & Chairman of the Board Mr. Ara K. Hovnanian | ||
Sector Consumer Cyclical | Industry Residential Construction | Full time employees 1891 | Website https://www.khov.com |
Full time employees 1891 | Website https://www.khov.com | ||
Hovnanian Enterprises, Inc., through its subsidiaries, designs, constructs, markets, and sells residential homes in the United States. It offers single-family detached homes, attached townhomes and condominiums, urban infill, and active lifestyle homes with amenities, such as clubhouses, swimming pools, tennis courts, tot lots, and open areas. The company markets and builds homes for first-time buyers, move-up buyers, luxury buyers, active lifestyle buyers, and empty nesters. It also provides mortgage loans and title services. Hovnanian Enterprises, Inc. was founded in 1959 and is based in Matawan, New Jersey.
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