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Jumia Technologies AG(JMIA)

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ADVISORIES YOU CAN VERIFY
QUALITY SIGNAL RECENCY
3-STAR RATING
SELL
SELL for 1 day
PROFIT SINCE LAST BUY
-5.23% ▼
LAST CLOSE
$6.7
09/28/2026
(24-hour delay)

Advisory History & Simulated Performance *

*as per simulation (see disclosures)
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Upturn Stock price based on last close iconStock price based on last close

Advisory Performance History (Simulated)Advisory Performance History info

Upturn Advisory & Investor View for JMIA

09/28/2026: JMIA (3-star) is a SELL. SELL for 1 day. Simulated Profits (-5.23%). Updated daily EoD!

How to Read the Upturn Advisory

The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.

Company fundamentals, valuation, risks, and news provide supporting context about the business.

Price Behavior

Steep Decline
PRICE PATH

Steep Decline

The stock price has dropped sharply with strong downward pressure.

Choppy
PRICE STABILITY

Choppy

The stock has experienced frequent reversals and pronounced short-term price swings.

Analysis of Past Performance

Type Stock
Historic Profit 190.69%
Avg. Invested days 49
Today’s Advisory SELL
Upturn Advisory Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 3.0
Stock Returns Performance Upturn Returns Performance icon 5.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 09/28/2026

Upturn Scorecard

Upturn Star Rating

★★★★★
JMIA receives a 2-star rating, reflecting soft or weak scores across the available pillars. The rating is constrained by weak unit economics, soft quantitative characteristics, and soft analyst coverage.

Company Fundamentals

★★★★★
JMIA has moderate overall fundamentals (3 stars), with soft financial health, solid growth momentum, and solid ownership. In FY2025 versus FY2024, strong earnings growth (+37.9%) and solid revenue growth (+12.8%) are partially offset by weak cash generation (FCF margin -27.8%), weak profitability (net margin -32.6%).

Financial Health Rating

★★★★★
JMIA's financial health is soft, with the relatively strongest area being moderate liquidity, including working-capital and asset support (WC/assets 10.3%). Profitability is soft (2 stars), which helps explain the 2-star overall score.

Growth Momentum Score

★★★★★
Earnings growth is JMIA's strongest growth driver at +37.9% FY2025 versus FY2024 (strong, 5 stars). Revenue growth (+12.8%, solid) and free-cash-flow growth (+13.6%, solid) are also constructive, though not equally high across every growth measure.

Ownership

★★★★★
Institutional ownership is 26.4% and approximately 70.1% of outstanding shares are publicly tradable, supporting liquidity and institutional participation. Insider ownership of 11.04% supports management-shareholder alignment.

Top 5 Institutional Investors

Fund 1 Investments LLC 6.93%
Parsifal Capital Management, LP 3.52%
D. E. Shaw & Co LP 1.05%
Tudor Investment Corp Et AL 0.93%
General Equity Holdings LP 0.87%

Unit Economics (Per $1K Revenue)

★★★★★
JMIA generates approximately $528 of gross profit, $-339 of operating income, and $-278 of free cash flow for every $1,000 of revenue. Based on FY2025 results. Operating losses and cash burn explain the 1-star rating, with weak cash conversion and weak capital efficiency.

Economic Dimensions

★★★★★
Effective Tax Rate: -2.35% (Tax Credit)

Quantitative Style Profile

★★★★★
JMIA has a liquid profile. Weak momentum is the primary drawback, while elevated volatility.

Style Classification

Quality Focused

Value-OrientedHigh VolatilitySmall / Mid Cap RiskHighly Liquid / Institution-Friendly

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 919.35M USD
Price to earnings Ratio -
1Y Target Price 12.21
Price to earnings Ratio -
1Y Target Price 12.21
Volume (30-day avg) 1.6M shares
Beta 2.5
52 Weeks Range 5.69 - 14.72
Updated Date 09/27/2026
52 Weeks Range 5.69 - 14.72
Updated Date 09/27/2026
Dividends yield (FY) -
Basic EPS (TTM) -0.46

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Revenue by Geography

Geography revenue - Year on Year

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Valuation

Trailing PE -
Forward PE -
Enterprise Value 893.01M
Price to Sales(TTM) 4.39
Enterprise Value 893.01M
Price to Sales(TTM) 4.39
Enterprise Value to Revenue 4.26
Enterprise Value to EBITDA -4.62
Shares Outstanding 133.63M
Shares Floating 93.71M
Shares Outstanding 133.63M
Shares Floating 93.71M
Percent Insiders 11.04
Percent Institutions 26.41

Financial Metrics

🧭 Investment Snapshot

Total Revenue (Scale)

Information icon Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.

Net Income (Profit)

Information icon Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.

Free Cash Flow (Cash Strength)

Information icon Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.

📈 Growth & Strength

Operating Income (Core Profit)

Information icon Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.

EBITDA (Cash Earnings)

Information icon Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.

Gross Profit (Unit Profitability)

Information icon Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.

🛡️ Financial Safety

Cash (Liquidity Buffer)

Information icon Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.

Total Debt (Leverage Risk)

Information icon Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.

Net Working Capital (Short-Term Health)

Information icon Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.

🧱 Balance Sheet Strength

Stockholder Equity (Net Worth)

Information icon Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.

Total Assets (Asset Base)

Information icon The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.

Income Before Tax (Pre-Tax Earnings)

Information icon Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.

⚙️ Cost & Drag Factors

Cost of Revenue (Production Cost)

Information icon Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.

Total Operating Expenses (Operating Cost)

Information icon Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.

Income Tax Expense (Tax Drag)

Information icon Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.

About Jumia Technologies AG

Exchange NYSE
Headquarters -
IPO Launch date 2019-04-12
CEO & Member of Management Board Mr. Francis Dufay
Sector Consumer Cyclical
Industry Internet Retail
Full time employees 1770
Full time employees 1770

Jumia Technologies AG operates an e-commerce platform in West Africa, North Africa, East and South Africa, Europe, the United Arab Emirates, and internationally. The company's platform consists of marketplace that connects sellers with customers; logistics service, which enables the shipment and delivery of packages from sellers to consumers; and payment service with its network of licensed payment service providers and other partners, which facilitates transactions to participants active on the company's platform in selected markets under the Jumia name. Its marketplace offers various products in a range of categories, including phones, electronics, home and living, fashion, beauty, and fast-moving consumer goods. In addition, the company provides logistics and payment gateway services. It serves through consumers, retailers, distributors, and other corporate buyers. The company was formerly known as Africa Internet Holding GmbH and changed its name to Jumia Technologies AG in January 2019. Jumia Technologies AG was incorporated in 2012 and is headquartered in Berlin, Germany.