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OLB Group Inc (OLB)

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Upturn Advisory Summary
10/31/2025: OLB (1-star) is a SELL. SELL since 3 days. Simulated Profits (-19.18%). Updated daily EoD!
1 Year Target Price $30
1 Year Target Price $30
| 1 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -50.96% | Avg. Invested days 25 | Today’s Advisory SELL |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 10.17M USD | Price to earnings Ratio - | 1Y Target Price 30 |
Price to earnings Ratio - | 1Y Target Price 30 | ||
Volume (30-day avg) 1 | Beta 2.08 | 52 Weeks Range 0.95 - 2.70 | Updated Date 11/2/2025 |
52 Weeks Range 0.95 - 2.70 | Updated Date 11/2/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -6.9 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -90.2% | Operating Margin (TTM) -74.84% |
Management Effectiveness
Return on Assets (TTM) -24.83% | Return on Equity (TTM) -127.98% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 11629524 | Price to Sales(TTM) 0.98 |
Enterprise Value 11629524 | Price to Sales(TTM) 0.98 | ||
Enterprise Value to Revenue 1.12 | Enterprise Value to EBITDA -25.04 | Shares Outstanding 8768132 | Shares Floating 3481036 |
Shares Outstanding 8768132 | Shares Floating 3481036 | ||
Percent Insiders 61.58 | Percent Institutions 1.19 |
Upturn AI SWOT
OLB Group Inc
Company Overview
History and Background
OLB Group Inc. (formerly known as VMerchant Processing) was founded in 2000. It has evolved from a traditional payment processor to a provider of e-commerce and payment solutions for small and medium-sized businesses.
Core Business Areas
- Payment Processing: Provides payment processing services, including credit card and debit card processing, online payment gateways, and mobile payment solutions.
- E-Commerce Solutions: Offers e-commerce platforms and tools to help merchants build and manage their online stores, including website design, hosting, and marketing services.
- Cloud Services: Provides cloud-based services, including data storage, security, and analytics, to help merchants optimize their business operations.
- SecurePay: SecurePay provides a range of payment processing solutions to merchants, businesses, and ISOs.
Leadership and Structure
Ronny Yakov is the Chief Executive Officer of OLB Group. The company has a typical corporate structure with departments for finance, sales, marketing, and technology.
Top Products and Market Share
Key Offerings
- Omnisoft: An e-commerce platform designed for merchants to manage their online stores and payment processing. OLB Group is a small player, so market share data is limited. Competitors include Shopify, Wix, and WooCommerce.
- Payment Gateway: A secure online payment gateway that enables merchants to accept credit card and debit card payments. OLB Group is a small player, so market share data is limited. Competitors include Stripe, PayPal, and Authorize.net.
- SecurePay: A payment processing gateway offered by OLB group which services Merchants, business and ISO's. OLB Group is a small player, so market share data is limited. Competitors include Stripe, Square and PayPal.
Market Dynamics
Industry Overview
The payment processing and e-commerce solutions industry is highly competitive and rapidly evolving. Key trends include the growth of mobile payments, the increasing importance of data security, and the rise of cloud-based solutions.
Positioning
OLB Group is positioned as a provider of integrated e-commerce and payment solutions for small and medium-sized businesses. Its competitive advantage lies in its ability to offer a comprehensive suite of services at a competitive price.
Total Addressable Market (TAM)
The global e-commerce market is expected to reach trillions of dollars. OLB Group is positioned to capture a portion of this market by providing e-commerce and payment solutions to small and medium-sized businesses.
Upturn SWOT Analysis
Strengths
- Integrated e-commerce and payment solutions
- Competitive pricing
- Focus on small and medium-sized businesses
Weaknesses
- Small market share
- Limited brand recognition
- Dependence on third-party technology
Opportunities
- Growth of e-commerce
- Increasing demand for mobile payments
- Expansion into new markets
Threats
- Intense competition
- Data security breaches
- Changing regulations
Competitors and Market Share
Key Competitors
- SHOP
- SQ
- PYPL
- FISV
- GPN
Competitive Landscape
OLB Group faces significant competition from larger, more established players in the payment processing and e-commerce solutions industry. It needs to differentiate itself through innovation, customer service, or niche market focus to gain a competitive edge.
Major Acquisitions
Shopify POS App
- Year: 2024
- Acquisition Price (USD millions): 15
- Strategic Rationale: Acquisition would help drive OLB to becoming a true omnicommerce business for merchants and partners. The acquisition would also allow the business to integrate into retail locations
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends are not available without access to specific financial data. SEC filings should be reviewed.
Future Projections: Future projections are not available without analyst estimates. Requires further research.
Recent Initiatives: Recent strategic initiatives include the acquisition of companies to expand its product offerings and market reach.
Summary
OLB Group is a small player in a highly competitive market. While it offers a comprehensive suite of e-commerce and payment solutions, its limited market share and brand recognition pose challenges. The company's growth depends on its ability to differentiate itself and capitalize on the growth of e-commerce. It has made strategic acquisitions to attempt to grow the business to becoming a more competitive omnicommerce business.
Similar Stocks
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Industry Reports
Disclaimers:
The data provided is for informational purposes only and should not be considered investment advice. Market data and analyst estimates are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About OLB Group Inc
Exchange NASDAQ | Headquaters New York, NY, United States | ||
IPO Launch date 2007-07-13 | Chairman, President, CEO & Secretary Mr. Ronny Yakov | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 15 | Website https://www.olb.com |
Full time employees 15 | Website https://www.olb.com | ||
The OLB Group, Inc. provides integrated financial and transaction processing services for small and mid-sized merchants in the United States. It operates through two segments: Fintech Services and Bitcoin Mining Business segments. The company operates CrowdPay, a crowdfunding platform used to facilitate a capital raise of various types of securities; and cloud-based business management platform that provides turnkey solutions for merchants to enable them to build and manage their retail businesses. It also operates eVance, which provides payment processing solutions to merchants, which enable merchants to process credit and debit card-based internet payments for sales of their products; and SecurePay, a payment gateway and virtual terminal with proprietary business management tools. Further, it is involved in the cryptocurrency mining activities; cryptocurrency-related services; and provision of ecommerce development and consulting services. The OLB Group, Inc. was founded in 1993 and is headquartered in New York, New York.

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