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Upturn AI SWOT - About
OLB Group Inc (OLB)
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Upturn Advisory Summary
08/28/2025: OLB (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
1 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $30
1 Year Target Price $30
| 1 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -39.32% | Avg. Invested days 28 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 9.91M USD | Price to earnings Ratio - | 1Y Target Price 30 |
Price to earnings Ratio - | 1Y Target Price 30 | ||
Volume (30-day avg) 1 | Beta 1.85 | 52 Weeks Range 0.95 - 3.27 | Updated Date 08/29/2025 |
52 Weeks Range 0.95 - 3.27 | Updated Date 08/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -6.9 |
Earnings Date
Report Date 2025-08-19 | When - | Estimate - | Actual -0.66 |
Profitability
Profit Margin -90.2% | Operating Margin (TTM) -74.84% |
Management Effectiveness
Return on Assets (TTM) -24.83% | Return on Equity (TTM) -127.98% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 10051261 | Price to Sales(TTM) 0.95 |
Enterprise Value 10051261 | Price to Sales(TTM) 0.95 | ||
Enterprise Value to Revenue 0.97 | Enterprise Value to EBITDA -25.04 | Shares Outstanding 8768130 | Shares Floating 2238125 |
Shares Outstanding 8768130 | Shares Floating 2238125 | ||
Percent Insiders 16.1 | Percent Institutions 3.92 |
Upturn AI SWOT
OLB Group Inc
Company Overview
History and Background
OLB Group Inc. (formerly known as Old Line Bancshares, Inc.) was founded in 1989. Initially focused on community banking, it transitioned into a technology-focused company offering e-commerce and payment processing solutions. Significant milestones include acquiring companies in the e-commerce and payment space, expanding its service offerings, and growing its merchant base.
Core Business Areas
- Omnisoft: Provides e-commerce and payment processing solutions for merchants, including point-of-sale (POS) systems, online payment gateways, and mobile payment solutions.
- Dharma: Offers payment solutions and merchant services, including credit card processing and other related services.
- SecurePay: Develops and supports secure payment gateway solutions.
Leadership and Structure
Ronny Yakov is the Chairman and CEO. The organizational structure includes departments for technology, sales, marketing, finance, and operations, reporting to executive leadership.
Top Products and Market Share
Key Offerings
- Payment Gateway Services: Provides secure online payment processing solutions. Market share information specific to OLB Group's payment gateway is difficult to ascertain as the market is highly fragmented. Competitors include PayPal (PYPL), Square (SQ), Stripe, and Adyen (ADYEY).
- Point-of-Sale (POS) Systems: Offers POS systems for retail and hospitality businesses. Specific market share data is unavailable. Competitors include Square (SQ), Shopify (SHOP), Toast (TOST), and NCR (NCR).
- E-commerce Solutions: Provides e-commerce solutions to build and manage online stores. Market share information is difficult to ascertain. Competitors include Shopify (SHOP), BigCommerce (BIGC), and WooCommerce.
Market Dynamics
Industry Overview
The e-commerce and payment processing industry is experiencing rapid growth driven by the increasing adoption of online shopping and digital payments. The industry is competitive, with many established players and emerging startups vying for market share.
Positioning
OLB Group Inc. is positioned as a provider of integrated e-commerce and payment solutions for small and medium-sized businesses. Its competitive advantage lies in its comprehensive suite of services, including payment processing, POS systems, and e-commerce solutions.
Total Addressable Market (TAM)
The global e-commerce market is estimated to be in the trillions of dollars. The payments market size is in the billions. OLB Group is a small player in a large and growing market, indicating significant potential for growth but also intense competition.
Upturn SWOT Analysis
Strengths
- Integrated e-commerce and payment solutions
- Focus on small and medium-sized businesses
- Experienced leadership team
- Acquisition and partnerships for technology enhancement
Weaknesses
- Relatively small market share compared to larger competitors
- Limited brand recognition
- Dependence on acquisitions for growth
- Exposure to technology shifts
Opportunities
- Growing demand for e-commerce and digital payments
- Expansion into new markets and geographies
- Development of innovative payment solutions
- Partnerships with other technology companies
Threats
- Intense competition from larger players
- Rapid technological changes
- Economic downturns
- Regulatory changes in the payment industry
Competitors and Market Share
Key Competitors
- PYPL
- SQ
- SHOP
- ADYEY
Competitive Landscape
OLB Group Inc. faces intense competition from larger, more established players in the e-commerce and payment processing industry. Its competitive advantages lie in its integrated suite of services and its focus on small and medium-sized businesses. Its disadvantages include its relatively small market share and limited brand recognition.
Major Acquisitions
SecurePay
- Year: 2021
- Acquisition Price (USD millions):
- Strategic Rationale: Expanded payment processing capabilities.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been driven by acquisitions and organic growth in its e-commerce and payment processing services.
Future Projections: Future growth projections are dependent on the company's ability to continue acquiring and integrating new technologies and expanding its customer base.
Recent Initiatives: Recent initiatives include expanding its payment processing capabilities, developing new e-commerce solutions, and forming strategic partnerships.
Summary
OLB Group Inc. provides e-commerce and payment solutions, primarily targeting small and medium-sized businesses, and has grown through acquisitions. The company faces intense competition and has relatively low market share. Future growth depends on innovation and customer acquisition. The company needs to be cognizant of larger players in this space and any regulatory challenges.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Third-party market research reports
- Financial News Sources
Disclaimers:
This analysis is based on available data and analyst estimates and is not financial advice. Market conditions can change rapidly, and investors should conduct their own due diligence before making investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About OLB Group Inc
Exchange NASDAQ | Headquaters New York, NY, United States | ||
IPO Launch date 2007-07-13 | Chairman, President, CEO & Secretary Mr. Ronny Yakov | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 15 | Website https://www.olb.com |
Full time employees 15 | Website https://www.olb.com | ||
The OLB Group, Inc. provides integrated financial and transaction processing services for small and mid-sized merchants in the United States. It operates through two segments: Fintech Services and Bitcoin Mining Business segments. The company operates CrowdPay, a crowdfunding platform used to facilitate a capital raise of various types of securities; and cloud-based business management platform that provides turnkey solutions for merchants to enable them to build and manage their retail businesses. It also operates eVance, which provides payment processing solutions to merchants, which enable merchants to process credit and debit card-based internet payments for sales of their products; and SecurePay, a payment gateway and virtual terminal with proprietary business management tools. Further, it is involved in the cryptocurrency mining activities; cryptocurrency-related services; and provision of ecommerce development and consulting services. The OLB Group, Inc. was founded in 1993 and is headquartered in New York, New York.
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