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Paysafe Ltd (PSFE)



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Upturn Advisory Summary
08/14/2025: PSFE (1-star) is currently NOT-A-BUY. Pass it for now.
1 Year Target Price $15.55
1 Year Target Price $15.55
1 | Strong Buy |
0 | Buy |
5 | Hold |
0 | Sell |
1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -57.95% | Avg. Invested days 27 | Today’s Advisory PASS |
Upturn Star Rating ![]() ![]() | Upturn Advisory Performance ![]() | Stock Returns Performance ![]() |
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Key Highlights
Company Size Small-Cap Stock | Market Capitalization 818.80M USD | Price to earnings Ratio - | 1Y Target Price 15.55 |
Price to earnings Ratio - | 1Y Target Price 15.55 | ||
Volume (30-day avg) 7 | Beta 1.79 | 52 Weeks Range 10.63 - 26.25 | Updated Date 08/15/2025 |
52 Weeks Range 10.63 - 26.25 | Updated Date 08/15/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.84 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-08-12 | When - | Estimate 0.45 | Actual 0.46 |
Profitability
Profit Margin -2.93% | Operating Margin (TTM) 6.22% |
Management Effectiveness
Return on Assets (TTM) 1.42% | Return on Equity (TTM) -5.88% |
Valuation
Trailing PE - | Forward PE 5.77 | Enterprise Value 3148123395 | Price to Sales(TTM) 0.49 |
Enterprise Value 3148123395 | Price to Sales(TTM) 0.49 | ||
Enterprise Value to Revenue 1.88 | Enterprise Value to EBITDA 8.56 | Shares Outstanding 59333400 | Shares Floating 33345576 |
Shares Outstanding 59333400 | Shares Floating 33345576 | ||
Percent Insiders 24.67 | Percent Institutions 63.89 |
Upturn AI SWOT
Paysafe Ltd
Company Overview
History and Background
Paysafe Ltd. was founded in 1996. Initially known as Optimal Payments, the company rebranded to Paysafe Group in 2015. It has grown through acquisitions and organic expansion, becoming a major player in online payments.
Core Business Areas
- Integrated Processing: Provides payment processing services for merchants through a range of channels, including online, mobile, and point-of-sale.
- Digital Wallet: Operates digital wallets, Skrill and NETELLER, facilitating online money transfers and payments.
- eCash Solutions: Offers prepaid card solutions (paysafecard) and other alternative payment methods.
Leadership and Structure
The company has a CEO, CFO, and a board of directors. Operates with regional structures focusing on North America, Europe and Latin America. The organizational structure emphasizes business line ownership for Integrated Processing, Digital Wallets and eCash.
Top Products and Market Share
Key Offerings
- Skrill: A digital wallet enabling online money transfers and payments. Competitors include PayPal (PYPL), Wise, and other digital wallet providers. Market share estimated to be approximately 5% in the digital wallet market.
- NETELLER: Another digital wallet service primarily used for online gaming and forex trading. Competitors include PayPal, ecoPayz, and other specialized payment solutions. Market share estimated to be around 3% in its focused segments.
- paysafecard: A prepaid online payment method allowing users to make online purchases without a bank account or credit card. Competitors include Neosurf and other prepaid solutions. Market share is significant in Europe within its niche market.
Market Dynamics
Industry Overview
The payment processing industry is experiencing rapid growth driven by e-commerce and digital transactions. Key trends include mobile payments, contactless payments, and the rise of alternative payment methods.
Positioning
Paysafe holds a strong position in specific niches like digital wallets for gaming and prepaid online payments. However, it faces competition from larger, more diversified players like PayPal and Adyen.
Total Addressable Market (TAM)
The global digital payments market is expected to reach trillions of dollars. Paysafe aims to increase its share by expanding geographically and diversifying its product offerings. Expected market value is $8 trillion USD by 2030. Paysafe is actively developing products to capture a larger slice of the market.
Upturn SWOT Analysis
Strengths
- Strong presence in niche markets (gaming, forex)
- Established digital wallet brands (Skrill, NETELLER)
- Global reach with operations in multiple countries
- eCash solutions provide access to unbanked consumers
Weaknesses
- Relatively smaller scale compared to major competitors
- Dependence on specific industries, exposing to regulatory changes
- Past incidents of financial mismanagement affecting reputation
- Complexity of regulatory landscape
Opportunities
- Expansion into new geographic markets
- Growth in e-commerce and online gaming sectors
- Strategic partnerships with other companies
- Acquisition of complementary businesses
Threats
- Intense competition from larger payment processors
- Regulatory changes affecting the payment industry
- Cybersecurity risks and data breaches
- Economic downturn impacting consumer spending
Competitors and Market Share
Key Competitors
- PYPL
- ADYEY
- GPN
Competitive Landscape
Paysafe competes with larger players like PayPal and Adyen. Its competitive advantages lie in its niche market focus and its established brands, while its disadvantages include smaller scale and a less diversified product portfolio.
Major Acquisitions
SafetyPay
- Year: 2021
- Acquisition Price (USD millions): 441
- Strategic Rationale: Expanded Paysafe's presence in Latin America by adding a popular alternative payment method.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been driven by acquisitions and organic expansion in the digital payments market.
Future Projections: Analyst projections vary, depending on the company's ability to execute its strategic initiatives. Please refer to analyst reports from reputable financial institutions
Recent Initiatives: Recent initiatives include expansion into new geographic markets and partnerships to integrate its payment solutions with other platforms.
Summary
Paysafe is a niche payment company with a strong presence in specific sectors, such as online gaming and forex trading. While its digital wallets offer established brands, it faces fierce competition from larger and more diversified players. Paysafe's recent initiatives and acquisitions are aimed at expanding its geographic reach and diversifying its product offerings. However, it needs to overcome its challenges in the regulated landscape to continue to grow. The company's future success depends on its ability to execute its strategic initiatives and adapt to the evolving payment landscape.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- Analyst Reports
- Industry Publications
Disclaimers:
The data provided is for informational purposes only and should not be considered financial advice. Market conditions and company performance can change rapidly.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Paysafe Ltd
Exchange NYSE | Headquaters - | ||
IPO Launch date 2020-10-09 | Chief of Staff to the CEO Mr. Amish Chhita | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 3000 | Website https://www.paysafe.com |
Full time employees 3000 | Website https://www.paysafe.com |
Paysafe Limited provides end-to-end payment solutions in the United States, Germany, the United Kingdom, and internationally. The company operates through two segments, Merchant Solutions and Digital Wallets. Its payments platform offers a range of payment solutions comprising credit and debit card processing, digital wallet, eCash, and real-time banking solutions for entertainment verticals, such as iGaming, including online betting related to sports, e-sports, fantasy sports, poker, and other casino games, as well as travel, streaming/video gaming, retail/hospitality, and digital assets. The Merchant Solutions segment offers PCI-compliant payment acceptance and transaction processing solutions for merchants and integrated service providers, including merchant acquiring, transaction processing, gateway solutions, fraud and risk management tools, data and analytics, point of sale systems, and merchant financing solutions, as well as comprehensive support services under the Paysafe and Petroleum Card Services brands. The Digital Wallets segment offers digital wallet solutions under the Skrill, NETELLER, paysafecard, and Paysafecash brands; and pay-by-bank solutions under the Rapid Transfer brand. It provides eCash solutions under the paysafecard and Paysafecash brands; paysafecard prepaid Mastercard that can be linked to a digital paysafecard account and used to make purchases; Safetypay, a platform that enables eCommerce transactions; and PagoEfectivo, an alternative payment platform. The company is based in London, the United Kingdom.

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