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PSFE
Upturn stock ratingUpturn stock rating

Paysafe Ltd (PSFE)

Upturn stock ratingUpturn stock rating
$13.8
Last Close (24-hour delay)
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PASS
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
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  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
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Upturn Advisory Summary

08/14/2025: PSFE (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

7 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $15.55

1 Year Target Price $15.55

Analysts Price Target For last 52 week
$15.55 Target price
52w Low $10.63
Current$13.8
52w High $26.25

Analysis of Past Performance

Type Stock
Historic Profit -57.95%
Avg. Invested days 27
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 2.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 08/14/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 818.80M USD
Price to earnings Ratio -
1Y Target Price 15.55
Price to earnings Ratio -
1Y Target Price 15.55
Volume (30-day avg) 7
Beta 1.79
52 Weeks Range 10.63 - 26.25
Updated Date 08/15/2025
52 Weeks Range 10.63 - 26.25
Updated Date 08/15/2025
Dividends yield (FY) -
Basic EPS (TTM) -0.84

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Revenue by Geography

Geography revenue - Year on Year

Earnings Date

Report Date 2025-08-12
When -
Estimate 0.45
Actual 0.46

Profitability

Profit Margin -2.93%
Operating Margin (TTM) 6.22%

Management Effectiveness

Return on Assets (TTM) 1.42%
Return on Equity (TTM) -5.88%

Valuation

Trailing PE -
Forward PE 5.77
Enterprise Value 3148123395
Price to Sales(TTM) 0.49
Enterprise Value 3148123395
Price to Sales(TTM) 0.49
Enterprise Value to Revenue 1.88
Enterprise Value to EBITDA 8.56
Shares Outstanding 59333400
Shares Floating 33345576
Shares Outstanding 59333400
Shares Floating 33345576
Percent Insiders 24.67
Percent Institutions 63.89

ai summary icon Upturn AI SWOT

Paysafe Ltd

stock logo

Company Overview

overview logo History and Background

Paysafe Ltd. was founded in 1996. Initially known as Optimal Payments, the company rebranded to Paysafe Group in 2015. It has grown through acquisitions and organic expansion, becoming a major player in online payments.

business area logo Core Business Areas

  • Integrated Processing: Provides payment processing services for merchants through a range of channels, including online, mobile, and point-of-sale.
  • Digital Wallet: Operates digital wallets, Skrill and NETELLER, facilitating online money transfers and payments.
  • eCash Solutions: Offers prepaid card solutions (paysafecard) and other alternative payment methods.

leadership logo Leadership and Structure

The company has a CEO, CFO, and a board of directors. Operates with regional structures focusing on North America, Europe and Latin America. The organizational structure emphasizes business line ownership for Integrated Processing, Digital Wallets and eCash.

Top Products and Market Share

overview logo Key Offerings

  • Skrill: A digital wallet enabling online money transfers and payments. Competitors include PayPal (PYPL), Wise, and other digital wallet providers. Market share estimated to be approximately 5% in the digital wallet market.
  • NETELLER: Another digital wallet service primarily used for online gaming and forex trading. Competitors include PayPal, ecoPayz, and other specialized payment solutions. Market share estimated to be around 3% in its focused segments.
  • paysafecard: A prepaid online payment method allowing users to make online purchases without a bank account or credit card. Competitors include Neosurf and other prepaid solutions. Market share is significant in Europe within its niche market.

Market Dynamics

industry overview logo Industry Overview

The payment processing industry is experiencing rapid growth driven by e-commerce and digital transactions. Key trends include mobile payments, contactless payments, and the rise of alternative payment methods.

Positioning

Paysafe holds a strong position in specific niches like digital wallets for gaming and prepaid online payments. However, it faces competition from larger, more diversified players like PayPal and Adyen.

Total Addressable Market (TAM)

The global digital payments market is expected to reach trillions of dollars. Paysafe aims to increase its share by expanding geographically and diversifying its product offerings. Expected market value is $8 trillion USD by 2030. Paysafe is actively developing products to capture a larger slice of the market.

Upturn SWOT Analysis

Strengths

  • Strong presence in niche markets (gaming, forex)
  • Established digital wallet brands (Skrill, NETELLER)
  • Global reach with operations in multiple countries
  • eCash solutions provide access to unbanked consumers

Weaknesses

  • Relatively smaller scale compared to major competitors
  • Dependence on specific industries, exposing to regulatory changes
  • Past incidents of financial mismanagement affecting reputation
  • Complexity of regulatory landscape

Opportunities

  • Expansion into new geographic markets
  • Growth in e-commerce and online gaming sectors
  • Strategic partnerships with other companies
  • Acquisition of complementary businesses

Threats

  • Intense competition from larger payment processors
  • Regulatory changes affecting the payment industry
  • Cybersecurity risks and data breaches
  • Economic downturn impacting consumer spending

Competitors and Market Share

competitor logo Key Competitors

  • PYPL
  • ADYEY
  • GPN

Competitive Landscape

Paysafe competes with larger players like PayPal and Adyen. Its competitive advantages lie in its niche market focus and its established brands, while its disadvantages include smaller scale and a less diversified product portfolio.

Major Acquisitions

SafetyPay

  • Year: 2021
  • Acquisition Price (USD millions): 441
  • Strategic Rationale: Expanded Paysafe's presence in Latin America by adding a popular alternative payment method.

Growth Trajectory and Initiatives

Historical Growth: Historical growth has been driven by acquisitions and organic expansion in the digital payments market.

Future Projections: Analyst projections vary, depending on the company's ability to execute its strategic initiatives. Please refer to analyst reports from reputable financial institutions

Recent Initiatives: Recent initiatives include expansion into new geographic markets and partnerships to integrate its payment solutions with other platforms.

Summary

Paysafe is a niche payment company with a strong presence in specific sectors, such as online gaming and forex trading. While its digital wallets offer established brands, it faces fierce competition from larger and more diversified players. Paysafe's recent initiatives and acquisitions are aimed at expanding its geographic reach and diversifying its product offerings. However, it needs to overcome its challenges in the regulated landscape to continue to grow. The company's future success depends on its ability to execute its strategic initiatives and adapt to the evolving payment landscape.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Website
  • Analyst Reports
  • Industry Publications

Disclaimers:

The data provided is for informational purposes only and should not be considered financial advice. Market conditions and company performance can change rapidly.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Paysafe Ltd

Exchange NYSE
Headquaters -
IPO Launch date 2020-10-09
Chief of Staff to the CEO Mr. Amish Chhita
Sector Technology
Industry Software - Infrastructure
Full time employees 3000
Full time employees 3000

Paysafe Limited provides end-to-end payment solutions in the United States, Germany, the United Kingdom, and internationally. The company operates through two segments, Merchant Solutions and Digital Wallets. Its payments platform offers a range of payment solutions comprising credit and debit card processing, digital wallet, eCash, and real-time banking solutions for entertainment verticals, such as iGaming, including online betting related to sports, e-sports, fantasy sports, poker, and other casino games, as well as travel, streaming/video gaming, retail/hospitality, and digital assets. The Merchant Solutions segment offers PCI-compliant payment acceptance and transaction processing solutions for merchants and integrated service providers, including merchant acquiring, transaction processing, gateway solutions, fraud and risk management tools, data and analytics, point of sale systems, and merchant financing solutions, as well as comprehensive support services under the Paysafe and Petroleum Card Services brands. The Digital Wallets segment offers digital wallet solutions under the Skrill, NETELLER, paysafecard, and Paysafecash brands; and pay-by-bank solutions under the Rapid Transfer brand. It provides eCash solutions under the paysafecard and Paysafecash brands; paysafecard prepaid Mastercard that can be linked to a digital paysafecard account and used to make purchases; Safetypay, a platform that enables eCommerce transactions; and PagoEfectivo, an alternative payment platform. The company is based in London, the United Kingdom.