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Upturn AI SWOT - About
Paysafe Ltd (PSFE)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
06/30/2025: PSFE (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
7 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $15.88
1 Year Target Price $15.88
| 1 | Strong Buy |
| 0 | Buy |
| 5 | Hold |
| 0 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -49.4% | Avg. Invested days 30 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 06/30/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 745.82M USD | Price to earnings Ratio - | 1Y Target Price 15.88 |
Price to earnings Ratio - | 1Y Target Price 15.88 | ||
Volume (30-day avg) 7 | Beta 1.8 | 52 Weeks Range 11.60 - 26.25 | Updated Date 06/30/2025 |
52 Weeks Range 11.60 - 26.25 | Updated Date 06/30/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.02 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -0.02% | Operating Margin (TTM) 4.59% |
Management Effectiveness
Return on Assets (TTM) 1.56% | Return on Equity (TTM) -0.04% |
Valuation
Trailing PE - | Forward PE 5.32 | Enterprise Value 2938989360 | Price to Sales(TTM) 0.44 |
Enterprise Value 2938989360 | Price to Sales(TTM) 0.44 | ||
Enterprise Value to Revenue 1.74 | Enterprise Value to EBITDA 7.43 | Shares Outstanding 59333400 | Shares Floating 33364336 |
Shares Outstanding 59333400 | Shares Floating 33364336 | ||
Percent Insiders 24.67 | Percent Institutions 62.98 |
Analyst Ratings
Rating 3 | Target Price 15.88 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold 5 | Sell - | Strong Sell 1 | |
Strong Sell 1 |
Upturn AI SWOT
Paysafe Ltd
Company Overview
History and Background
Paysafe Ltd., founded in 1996 as Optimal Payments, has evolved into a global integrated payments platform. Key milestones include acquisitions and expansions across various payment solutions.
Core Business Areas
- Merchant Solutions: Enables businesses to accept payments online and in-store, including payment processing, gateway services, and fraud management.
- Digital Wallets: Provides digital wallet solutions under the Skrill and NETELLER brands, allowing users to store, send, and receive funds.
- eCash Solutions: Offers prepaid and alternative payment methods like paysafecard and paysafecash.
Leadership and Structure
Paysafe operates under a board of directors and a management team led by the CEO. Organizational structure is segmented by business line and geography.
Top Products and Market Share
Key Offerings
- paysafecard: A prepaid online payment method, widely used in Europe. While specific market share data fluctuates, it's a leading prepaid solution in several European countries. Competitors include Neosurf, Cash App, and other prepaid card solutions. Revenue isn't publicly broken down by product.
- Skrill: A digital wallet facilitating online payments and money transfers. Competitors include PayPal, Neteller (also Paysafe), and Wise. Market share varies regionally, with significant presence in online gaming and gambling. Revenue isn't publicly broken down by product.
- NETELLER: Similar to Skrill, NETELLER offers digital wallet services, particularly within the online gaming and gambling sector. Primary competitors are PayPal and Skrill (Paysafe). Market Share is less than Skrill.
Market Dynamics
Industry Overview
The payments industry is characterized by rapid growth, driven by e-commerce, mobile payments, and increasing globalization. Competition is intense, with established players and emerging fintech companies vying for market share.
Positioning
Paysafe is positioned as a specialized payments provider with a focus on niche markets like online gaming, gambling and digital goods. Its competitive advantages include a diverse range of payment solutions and a strong presence in specific verticals.
Total Addressable Market (TAM)
The global digital payments market is expected to reach trillions of USD. Paysafe is positioned to capture a share of this TAM through its specialized solutions and focus on specific verticals.
Upturn SWOT Analysis
Strengths
- Diversified Payment Solutions
- Strong Presence in Niche Markets
- Established Brand Recognition
- Global Reach
Weaknesses
- High Debt Levels
- Intense Competition
- Exposure to Regulatory Changes
- Revenue Concentration in Certain Verticals
Opportunities
- Expansion into New Geographies
- Growth in E-commerce and Mobile Payments
- Acquisition of Complementary Businesses
- Partnerships with Technology Providers
Threats
- Increased Competition from Fintech Companies
- Changing Regulatory Landscape
- Economic Downturn
- Cybersecurity Risks
Competitors and Market Share
Key Competitors
- PayPal (PYPL)
- Block (SQ)
- Global Payments (GPN)
Competitive Landscape
Paysafe faces intense competition from larger and more established players like PayPal and emerging fintech companies. Its advantages include its focus on niche markets and its diversified payment solutions.
Major Acquisitions
SafetyPay
- Year: 2021
- Acquisition Price (USD millions): 441
- Strategic Rationale: Expanded Paysafe's presence in Latin America and broadened its alternative payment method offerings.
Growth Trajectory and Initiatives
Historical Growth: Discuss historical revenue growth, profitability trends, and key growth drivers.
Future Projections: Provide analyst estimates for future revenue growth, EPS, and profitability.
Recent Initiatives: Highlight recent acquisitions, partnerships, and product launches.
Summary
Paysafe is a payment company which operates in a challenging landscape with competitors like PayPal and Block. It has acquired some firms that will expand its business and its presence in Latin America. Its advantage is that it focuses on niche markets and its diversified payment solutions. Paysafe must manage its debt levels and handle the changing regulatory landscape as its business expands. Paysafe must focus on organic growth rather than relying on acquisitions.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Paysafe Investor Relations
- Company Filings
- Market Research Reports
- Analyst Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market share data is approximate and may vary depending on the source. Financial data should be verified with official company filings.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Paysafe Ltd
Exchange NYSE | Headquaters - | ||
IPO Launch date 2020-10-09 | CEO & Executive Director Mr. Bruce F. Lowthers CPA | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 3300 | Website https://www.paysafe.com |
Full time employees 3300 | Website https://www.paysafe.com | ||
Paysafe Limited provides end-to-end payment solutions in the United States, Germany, the United Kingdom, and internationally. The company operates through two segments, Merchant Solutions and Digital Wallets. Its payments platform offers a range of payment solutions comprising credit and debit card processing, digital wallet, eCash, and real-time banking solutions for entertainment verticals, such as iGaming, including online betting related to sports, e-sports, fantasy sports, poker, and other casino games, as well as travel, streaming/video gaming, retail/hospitality, and digital assets. The Merchant Solutions segment offers PCI-compliant payment acceptance and transaction processing solutions for merchants and integrated service providers, including merchant acquiring, transaction processing, gateway solutions, fraud and risk management tools, data and analytics, point of sale systems, and merchant financing solutions, as well as comprehensive support services under the Paysafe and Petroleum Card Services brands. The Digital Wallets segment offers digital wallet solutions under the Skrill, NETELLER, paysafecard, and Paysafecash brands; and pay-by-bank solutions under the Rapid Transfer brand. It provides eCash solutions under the paysafecard and Paysafecash brands; paysafecard prepaid Mastercard that can be linked to a digital paysafecard account and used to make purchases; Safetypay, a platform that enables eCommerce transactions; and PagoEfectivo, an alternative payment platform. The company is based in London, the United Kingdom.
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