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Upturn AI SWOT - About
PSFE 
Paysafe Ltd (PSFE)
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Upturn Advisory Summary
10/15/2025: PSFE (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
7 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $15.52
1 Year Target Price $15.52
| 1 | Strong Buy |
| 0 | Buy |
| 5 | Hold |
| 0 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -61.52% | Avg. Invested days 27 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/15/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 694.98M USD | Price to earnings Ratio - | 1Y Target Price 15.52 |
Price to earnings Ratio - | 1Y Target Price 15.52 | ||
Volume (30-day avg) 7 | Beta 1.78 | 52 Weeks Range 10.63 - 26.25 | Updated Date 10/17/2025 |
52 Weeks Range 10.63 - 26.25 | Updated Date 10/17/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.84 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -2.93% | Operating Margin (TTM) 6.42% |
Management Effectiveness
Return on Assets (TTM) 1.46% | Return on Equity (TTM) -5.88% |
Valuation
Trailing PE - | Forward PE 4.62 | Enterprise Value 3094330516 | Price to Sales(TTM) 0.41 |
Enterprise Value 3094330516 | Price to Sales(TTM) 0.41 | ||
Enterprise Value to Revenue 1.85 | Enterprise Value to EBITDA 8.42 | Shares Outstanding 58846732 | Shares Floating 32877669 |
Shares Outstanding 58846732 | Shares Floating 32877669 | ||
Percent Insiders 24.87 | Percent Institutions 61.1 |
Upturn AI SWOT
Paysafe Ltd
Company Overview
History and Background
Paysafe Ltd, formerly Optimal Payments, was founded in 1996. It has evolved from an online payment processing provider to a global integrated payments platform, acquiring companies like Skrill and NETELLER along the way. Paysafe was listed on the London Stock Exchange and later acquired by private equity firms CVC Capital Partners and Blackstone in 2017. It re-entered the public market via a SPAC merger in 2021 (NYSE: PSFE).
Core Business Areas
- Integrated Processing: Provides payment processing services, including card processing and alternative payment methods, for merchants.
- Digital Wallet: Offers digital wallet solutions through brands like Skrill and NETELLER, allowing users to make online payments, send money, and trade cryptocurrencies.
- eCash Solutions: Enables secure and convenient online payments without the need for a bank account or credit card through paysafecard and paysafecash.
Leadership and Structure
The leadership team consists of CEO Philip McHugh, and other key executives in finance, technology, and operations. The company operates with a functional organizational structure, divided into business segments and support functions.
Top Products and Market Share
Key Offerings
- Skrill: A digital wallet that allows users to send and receive money, make online payments, and trade cryptocurrencies. Competitors include PayPal, Wise, and Revolut. Market share data is not easily accessible.
- NETELLER: Another digital wallet focused on enabling fast and secure money transfers. Competitors include PayPal, Wise, and Revolut. Market share data is not easily accessible.
- paysafecard: A prepaid online payment method that allows users to make online purchases without a bank account or credit card. Competitors include cash payment solutions offered by banks and other financial institutions. Market share data is not easily accessible.
- Integrated Processing: Payment gateway service to facilitate online transactions. Competitors include Adyen, Stripe, and Block (Square). Market share data is not easily accessible.
Market Dynamics
Industry Overview
The payment processing industry is experiencing significant growth, driven by increasing e-commerce adoption, mobile payments, and the rise of alternative payment methods. The industry is highly competitive, with numerous players offering a wide range of services.
Positioning
Paysafe Ltd is positioned as a global integrated payments platform focused on digital wallets, eCash solutions, and integrated processing. Its competitive advantage lies in its diverse portfolio of payment solutions and its focus on specific verticals, such as online gaming and iGaming.
Total Addressable Market (TAM)
The global payments market is estimated to be several trillion dollars. Paysafe Ltd is targeting specific segments within this market, such as digital wallets and eCash solutions. TAM is estimated to be around $100B, with Paysafe aiming to capture a significant portion.
Upturn SWOT Analysis
Strengths
- Diverse portfolio of payment solutions
- Strong presence in the online gaming and iGaming markets
- Global reach and established network of merchants and partners
- Digital wallet and eCash solutions cater to specific customer needs
Weaknesses
- High debt levels
- Competitive landscape with established players
- Vulnerability to regulatory changes
- Brand recognition compared to larger competitors
Opportunities
- Expansion into new markets and verticals
- Strategic partnerships and acquisitions
- Growing adoption of digital wallets and alternative payment methods
- Increasing e-commerce activity
Threats
- Intense competition and price pressures
- Cybersecurity risks and data breaches
- Economic downturns and reduced consumer spending
- Changes in regulations and compliance requirements
Competitors and Market Share
Key Competitors
- PYPL
- SQ
- ADYEN.AS
Competitive Landscape
Paysafe competes with a variety of players, including large payment processors, digital wallet providers, and fintech companies. Its competitive advantages include its focus on specific verticals and its diverse portfolio of payment solutions.
Major Acquisitions
SafetyPay
- Year: 2021
- Acquisition Price (USD millions): 441
- Strategic Rationale: Expanded Paysafe's eCash and open banking solutions in Latin America.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been driven by acquisitions and organic growth in its core business segments.
Future Projections: Analyst estimates vary, but generally project continued growth in revenue and adjusted EBITDA.
Recent Initiatives: Recent initiatives include expanding its digital wallet offerings and partnerships with merchants in key markets.
Summary
Paysafe is a global integrated payments platform with a diversified product portfolio, particularly strong in digital wallets and eCash solutions. It operates in a highly competitive market and faces risks from debt levels and regulatory changes. Expansion into new markets, strategic partnerships, and leveraging the growth in digital payments offer significant opportunities. Focus on profitable growth and risk management will be crucial for long-term success.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings
- Industry Reports
- Financial News Outlets
- Analyst Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market share data is approximate and may vary by source. Financial data should be verified with official company filings.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Paysafe Ltd
Exchange NYSE | Headquaters - | ||
IPO Launch date 2020-10-09 | CEO & Executive Director Mr. Bruce F. Lowthers CPA | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 3000 | Website https://www.paysafe.com |
Full time employees 3000 | Website https://www.paysafe.com | ||
Paysafe Limited provides end-to-end payment solutions in the United States, Germany, the United Kingdom, and internationally. The company operates through two segments, Merchant Solutions and Digital Wallets. Its payments platform offers a range of payment solutions comprising credit and debit card processing, digital wallet, eCash, and real-time banking solutions for entertainment verticals, such as iGaming, including online betting related to sports, e-sports, fantasy sports, poker, and other casino games, as well as travel, streaming/video gaming, retail/hospitality, and digital assets. The Merchant Solutions segment offers PCI-compliant payment acceptance and transaction processing solutions for merchants and integrated service providers, including merchant acquiring, transaction processing, gateway solutions, fraud and risk management tools, data and analytics, point of sale systems, and merchant financing solutions, as well as comprehensive support services under the Paysafe and Petroleum Card Services brands. The Digital Wallets segment offers digital wallet solutions under the Skrill, NETELLER, paysafecard, and Paysafecash brands; and pay-by-bank solutions under the Rapid Transfer brand. It provides eCash solutions under the paysafecard and Paysafecash brands; paysafecard prepaid Mastercard that can be linked to a digital paysafecard account and used to make purchases; Safetypay, a platform that enables eCommerce transactions; and PagoEfectivo, an alternative payment platform. The company is based in London, the United Kingdom.
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