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Upturn AI SWOT - About
Roadzen Inc (RDZNW)
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Upturn Advisory Summary
09/11/2025: RDZNW (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -70.83% | Avg. Invested days 18 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/11/2025 |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.34 | 52 Weeks Range 0.03 - 0.29 | Updated Date 06/28/2025 |
52 Weeks Range 0.03 - 0.29 | Updated Date 06/28/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -164.51% | Operating Margin (TTM) -32.52% |
Management Effectiveness
Return on Assets (TTM) -83.8% | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE - | Enterprise Value - | Price to Sales(TTM) - |
Enterprise Value - | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating 31246789 |
Shares Outstanding - | Shares Floating 31246789 | ||
Percent Insiders - | Percent Institutions - |
Upturn AI SWOT
Roadzen Inc
Company Overview
History and Background
Roadzen Inc. is a global insurance technology company that aims to transform the insurance ecosystem using AI-powered risk management and claims solutions. Founded in 2015, the company has focused on building a platform that connects various aspects of insurance, from underwriting to claims processing, enabling greater efficiency and transparency.
Core Business Areas
- AI-Powered Risk Management: Roadzen's risk management solutions utilize AI and machine learning to analyze data and predict risks associated with insurance policies. This includes personalized pricing, fraud detection, and risk assessment.
- Claims Automation: Roadzen offers a claims automation platform that streamlines the claims process, from initial reporting to settlement. This includes automated damage assessment, fraud detection, and claims adjudication.
- Digital Distribution: Roadzen facilitates the digital distribution of insurance products, connecting insurers with consumers through various online channels.
Leadership and Structure
Roadzen Inc's leadership team includes key executives with experience in insurance, technology, and finance. The company is structured to foster innovation and collaboration across its various business segments.
Top Products and Market Share
Key Offerings
- AI-Powered Claims Platform: Roadzen's flagship product is its AI-powered claims platform, which automates various stages of the claims process. Competitors include CCC Intelligent Solutions and Mitchell International. Market share and number of users/revenue figures are not publicly available but are estimated to be growing in the nascent AI-driven claims market.
- Risk Management Solutions: Roadzen offers risk management solutions that leverage AI to assess risk and prevent fraud in insurance policies. Competitors include LexisNexis Risk Solutions. Market share and number of users/revenue figures are not publicly available but growing with increased demand.
Market Dynamics
Industry Overview
The insurance technology (Insurtech) industry is experiencing rapid growth, driven by advancements in AI and data analytics. This growth is fueled by the need for insurers to improve efficiency, reduce costs, and enhance customer experience.
Positioning
Roadzen Inc is positioned as an innovative provider of AI-powered solutions for the insurance industry. Its competitive advantage lies in its ability to combine advanced technology with deep insurance expertise.
Total Addressable Market (TAM)
The total addressable market for Insurtech is estimated to be in the hundreds of billions of dollars. Roadzen Inc is positioned to capture a portion of this market by offering innovative AI-powered solutions.
Upturn SWOT Analysis
Strengths
- Innovative AI Technology
- Strong Insurance Expertise
- Scalable Platform
- Experienced Leadership Team
Weaknesses
- Limited Brand Recognition
- Dependence on Technology Adoption
- Relatively New Company
- Financials are difficult to analyze due to being a newly public company
Opportunities
- Growing Insurtech Market
- Increasing Demand for AI Solutions
- Partnerships with Insurers
- Expansion into New Geographies
Threats
- Competition from Established Players
- Regulatory Changes
- Cybersecurity Risks
- Economic Downturn
Competitors and Market Share
Key Competitors
- CCC Intelligent Solutions (Private)
- LexisNexis Risk Solutions (RELX)
- Mitchell International (Private)
Competitive Landscape
Roadzen Inc. faces competition from both established players and emerging startups in the insurtech space. Its advantages include its focus on AI and its ability to offer end-to-end solutions.
Growth Trajectory and Initiatives
Historical Growth: Historical growth data is limited due to the company's recent public listing.
Future Projections: Future growth projections are based on analyst estimates and industry trends, anticipating growth in the AI-powered insurance technology space.
Recent Initiatives: Recent initiatives include expanding its product offerings, securing new partnerships with insurers, and investing in research and development.
Summary
Roadzen Inc. is a nascent player in the growing Insurtech market with focus on AI-driven solutions. As a relatively new public entity, robust financial analysis is limited by data availability. Key strengths lie in their tech and expertise, while weaknesses involve limited brand recognition and financial transparency. Roadzen shows promise with the growing interest in AI but should focus on scalability and brand visibility.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Industry Reports
- Analyst Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered investment advice. Financial data is limited, and investors should conduct their own due diligence before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Roadzen Inc
Exchange NASDAQ | Headquaters Burlingame, CA, United States | ||
IPO Launch date 2022-01-13 | Founder, CEO & Director Mr. Rohan Malhotra | ||
Sector Technology | Industry Software - Application | Full time employees 294 | Website https://www.roadzen.ai |
Full time employees 294 | Website https://www.roadzen.ai | ||
Roadzen, Inc. operates an Insurtech company in India, the United States, the United Kingdom, and Europe. It offers underwriting solutions for cars, drivers and fleets, road safety using app-based, and computer vision-based telematics, such as accident prevention, distraction alerts, and driver coaching, as well as claims management comprising accident scene management, first notice of loss (FNOL), touchless video loss adjustment, and roadside assistance (RSA). The company's Insurance as a Service (IaaS) platform products, including Via that is used to inspect a vehicle using computer vision; Global Distribution Network that enables the configuration, customer quote, payment , and administration of any insurance policy with any insurance carrier as the underwriter; and xClaim which enables digital, touchless and real-time resolution of claims from FNOL through payment. It also provides StrandD for digital, real-time dispatch, and tracking for RSA and FNOL during accident claims; DrivebuddyAI, that enables any vehicle to get advanced driver-assistance capabilities; MixtapeAI, a platform to power AI agents and transform customer interactions; and Good Driving which insurers and fleets to recognize and train drivers and build usage-based insurance programs. In addition, the company acts as an insurance brokers to sell insurance policies from any insurer and offer these products through multiple distribution channels. It serves insurers, automotive, insurance companies, reinsurers, agents, brokers, carmakers, dealerships, online-to-offline car sales platforms, fleets, taxicab companies, ridesharing platforms, and other distribution channels. The company was founded in 2015 and is based in Burlingame, California.
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