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Upturn AI SWOT - About
Roadzen Inc (RDZNW)
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Upturn Advisory Summary
10/17/2025: RDZNW (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -70.83% | Avg. Invested days 15 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/17/2025 |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.34 | 52 Weeks Range 0.03 - 0.29 | Updated Date 06/28/2025 |
52 Weeks Range 0.03 - 0.29 | Updated Date 06/28/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -164.51% | Operating Margin (TTM) -32.52% |
Management Effectiveness
Return on Assets (TTM) -83.8% | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE - | Enterprise Value - | Price to Sales(TTM) - |
Enterprise Value - | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating 31246789 |
Shares Outstanding - | Shares Floating 31246789 | ||
Percent Insiders - | Percent Institutions - |
Upturn AI SWOT
Roadzen Inc
Company Overview
History and Background
Roadzen Inc. was founded in 2015. It initially focused on providing AI-powered solutions for the insurance and automotive industries. Over time, it evolved to offer a broader range of services including risk mitigation, claims management, and digital insurance infrastructure.
Core Business Areas
- Risk Mitigation: Utilizes AI and machine learning to assess and mitigate risks associated with vehicles and drivers. Includes driver scoring, real-time risk monitoring, and predictive analytics.
- Claims Management: Offers a platform for automating and streamlining insurance claims processing, reducing costs and improving efficiency.
- Digital Insurance Infrastructure: Provides a suite of tools and APIs that enable insurers to build and manage digital insurance products and services.
- Automotive Solutions: Offers solutions for automotive manufacturers and mobility providers, including connected car services, safety features, and data analytics.
Leadership and Structure
Roadzen Inc. is led by a team of executives with experience in insurance, technology, and automotive industries. The company has a hierarchical organizational structure with departments focused on product development, sales, marketing, and operations.
Top Products and Market Share
Key Offerings
- AI-Powered Risk Assessment Platform: This platform uses AI to analyze driving behavior and vehicle data to assess risk. Competitors include Cambridge Mobile Telematics (CMT), Arity (Allstate). Revenue is not publicly available.
- Claims Automation Solution: This solution automates claims processing using AI and machine learning. Competitors include Tractable, Snapsheet. Revenue is not publicly available.
- Drivebuddy AI: Drivebuddy AI is a SaaS platform that enables driver behaviour analysis to improve safety and reduce costs for fleets and automotive businesses. Drivebuddy competes with Lytx, Samsara and other video telematics firms. Revenue is not publicly available.
Market Dynamics
Industry Overview
The insurance technology (Insurtech) industry is experiencing rapid growth, driven by increasing demand for digital insurance solutions and the adoption of AI and data analytics. This includes both Personal and Commercial Auto Insurance.
Positioning
Roadzen Inc. positions itself as a leading provider of AI-powered solutions for the insurance and automotive industries. Its competitive advantages include its proprietary AI technology, its focus on innovation, and its partnerships with leading insurance companies and automotive manufacturers.
Total Addressable Market (TAM)
The global Insurtech market is expected to reach several hundred billion USD by the end of the decade. Roadzen is positioning itself to benefit through its technology.
Upturn SWOT Analysis
Strengths
- Proprietary AI technology
- Strong partnerships with insurance companies and automotive manufacturers
- Innovative product offerings
- Experienced leadership team
Weaknesses
- Limited brand recognition
- High dependence on key partnerships
- Relatively small market share
- History of losses
Opportunities
- Expanding into new markets
- Developing new AI-powered solutions
- Acquiring complementary businesses
- Increasing adoption of digital insurance solutions
Threats
- Increasing competition
- Rapid technological change
- Regulatory challenges
- Economic downturn
Competitors and Market Share
Key Competitors
- CMT
- TRAC
- LYTX
- SAMS
Competitive Landscape
Roadzen Inc. competes with a mix of established insurance technology companies and emerging startups. Its competitive advantages include its proprietary AI technology and its focus on innovation. Its disadvantages include its limited brand recognition and its relatively small market share.
Major Acquisitions
Aruvian R&D
- Year: 2024
- Acquisition Price (USD millions): 6
- Strategic Rationale: Accelerates AI product roadmap for automotive mobility & insurance.
Growth Trajectory and Initiatives
Historical Growth: The company has experienced rapid revenue growth in recent years, driven by increasing demand for its AI-powered solutions.
Future Projections: Analysts project continued revenue growth for Roadzen Inc. in the coming years, driven by the expansion of the Insurtech market and the company's innovative product offerings.
Recent Initiatives: Recent initiatives include the launch of new AI-powered solutions, expansion into new markets, and partnerships with leading insurance companies and automotive manufacturers.
Summary
Roadzen Inc. is a growing company with a strong focus on AI-powered solutions for the insurance and automotive industries. Its proprietary technology and strategic partnerships provide a competitive edge, but it faces challenges from larger competitors and the need to scale its operations. The recent acquisition strengthens their AI capabilities, which is positive. Investors should monitor the company's financial performance and its ability to execute its growth strategy.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings, industry reports, analyst estimates, and publicly available information.
Disclaimers:
This analysis is based on available information and is not financial advice. Investment decisions should be based on individual research and consultation with a financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Roadzen Inc
Exchange NASDAQ | Headquaters Burlingame, CA, United States | ||
IPO Launch date 2022-01-13 | Founder, CEO & Director Mr. Rohan Malhotra | ||
Sector Technology | Industry Software - Application | Full time employees 294 | Website https://www.roadzen.ai |
Full time employees 294 | Website https://www.roadzen.ai | ||
Roadzen, Inc. operates an Insurtech company in India, the United States, the United Kingdom, and Europe. It offers underwriting solutions for cars, drivers and fleets, road safety using app-based, and computer vision-based telematics, such as accident prevention, distraction alerts, and driver coaching, as well as claims management comprising accident scene management, first notice of loss (FNOL), touchless video loss adjustment, and roadside assistance (RSA). The company's Insurance as a Service (IaaS) platform products, including Via that is used to inspect a vehicle using computer vision; Global Distribution Network that enables the configuration, customer quote, payment , and administration of any insurance policy with any insurance carrier as the underwriter; and xClaim which enables digital, touchless and real-time resolution of claims from FNOL through payment. It also provides StrandD for digital, real-time dispatch, and tracking for RSA and FNOL during accident claims; DrivebuddyAI, that enables any vehicle to get advanced driver-assistance capabilities; MixtapeAI, a platform to power AI agents and transform customer interactions; and Good Driving which insurers and fleets to recognize and train drivers and build usage-based insurance programs. In addition, the company acts as an insurance brokers to sell insurance policies from any insurer and offer these products through multiple distribution channels. It serves insurers, automotive, insurance companies, reinsurers, agents, brokers, carmakers, dealerships, online-to-offline car sales platforms, fleets, taxicab companies, ridesharing platforms, and other distribution channels. The company was founded in 2015 and is based in Burlingame, California.
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