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RWTP
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Redwood Trust, Inc. (RWTP)

Upturn stock ratingUpturn stock rating
$24.72
Last Close (24-hour delay)
Profit since last BUY2.57%
upturn advisory
Consider higher Upturn Star rating
BUY since 68 days
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Upturn Advisory Summary

08/14/2025: RWTP (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

0 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

Analysis of Past Performance

Type Stock
Historic Profit -1.21%
Avg. Invested days 36
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 3.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 08/14/2025

Key Highlights

Company Size ETF
Market Capitalization 0 USD
Price to earnings Ratio -
1Y Target Price -
Price to earnings Ratio -
1Y Target Price -
Volume (30-day avg) -
Beta -
52 Weeks Range 21.93 - 25.13
Updated Date 06/28/2025
52 Weeks Range 21.93 - 25.13
Updated Date 06/28/2025
Dividends yield (FY) -
Basic EPS (TTM) -

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin -
Operating Margin (TTM) -

Management Effectiveness

Return on Assets (TTM) -
Return on Equity (TTM) -

Valuation

Trailing PE -
Forward PE -
Enterprise Value -
Price to Sales(TTM) -
Enterprise Value -
Price to Sales(TTM) -
Enterprise Value to Revenue -
Enterprise Value to EBITDA -
Shares Outstanding -
Shares Floating -
Shares Outstanding -
Shares Floating -
Percent Insiders -
Percent Institutions -

ai summary icon Upturn AI SWOT

Redwood Trust, Inc.

stock logo

Company Overview

overview logo History and Background

Redwood Trust, Inc. was founded in 1994. It focuses on investing in mortgage-related assets and has played a role in mortgage securitization and real estate lending.

business area logo Core Business Areas

  • Residential Lending: Invests in and originates residential mortgage loans, including jumbo loans and other non-agency mortgages.
  • Business Purpose Lending: Provides financing solutions for investors and builders in the single-family rental and residential construction sectors.
  • Third-Party Capital Management: Manages capital for third-party investors through its Redwood CoreVest platform, focusing on business purpose lending.

leadership logo Leadership and Structure

Christopher Abate serves as Chief Executive Officer. The organizational structure includes departments for investments, lending, capital markets, and operations.

Top Products and Market Share

overview logo Key Offerings

  • Jumbo Residential Loans: These loans are larger than conforming loan limits and are often used by high-net-worth individuals. Competitors include large banks like Wells Fargo and JPMorgan Chase, as well as other non-bank lenders.
  • Bridge Loans: Short-term loans used by real estate investors for quick property acquisitions or renovations. Competitors include companies like RCN Capital and Lima One Capital. Redwood Trust had a strong start in 2024 in this space
  • Single-Family Rental (SFR) Loans: Financing options for investors acquiring or refinancing single-family rental properties. Competitors include many local real estate lenders and larger firms like Blackstone.

Market Dynamics

industry overview logo Industry Overview

The mortgage REIT industry is influenced by interest rates, housing market conditions, and government regulations. There's a lot of volatality in the industry currently

Positioning

Redwood Trust is positioned as a specialty finance company focused on mortgage-related assets, differentiating itself through its emphasis on non-agency mortgages and its active capital management business.

Total Addressable Market (TAM)

The TAM for non-agency mortgages and business purpose lending is estimated to be in the hundreds of billions of dollars annually. Redwood Trust captures a small percentage but aims to increase its market share through strategic partnerships and product innovation.

Upturn SWOT Analysis

Strengths

  • Expertise in mortgage credit analysis
  • Diversified business model
  • Strong capital management platform
  • Experienced management team

Weaknesses

  • Sensitivity to interest rate fluctuations
  • Reliance on capital market access
  • Exposure to housing market risks
  • Complexity of business model

Opportunities

  • Expansion into new mortgage-related asset classes
  • Growth in the single-family rental market
  • Increased demand for private capital in real estate lending
  • Strategic acquisitions of complementary businesses

Threats

  • Rising interest rates
  • Economic downturn
  • Increased competition
  • Regulatory changes

Competitors and Market Share

competitor logo Key Competitors

  • AGNC
  • NLY
  • IVR

Competitive Landscape

Redwood Trust differentiates itself through its focus on non-agency mortgages and its capital management business. Competitors like AGNC and NLY are larger and more diversified mortgage REITs.

Major Acquisitions

CoreVest American Finance Lender

  • Year: 2019
  • Acquisition Price (USD millions): 476
  • Strategic Rationale: Diversified Redwood's business and provided a platform for growth in the business purpose lending market.

Growth Trajectory and Initiatives

Historical Growth: Redwood Trust's growth has been driven by its expansion into new lending segments and its capital management activities.

Future Projections: Analyst estimates suggest moderate growth in the coming years, dependent on housing market stability and interest rate trends.

Recent Initiatives: Recent initiatives include expanding its business purpose lending platform and increasing its focus on capital management.

Summary

Redwood Trust is a specialty finance company focused on mortgage-related assets. It benefits from expertise in credit analysis and a diversified business model, but it is sensitive to interest rate fluctuations and housing market risks. Recent initiatives include expanding its business purpose lending platform and increasing its focus on capital management. Redwood has been a volatile stock over the past 12 months. Its strengths lie in expertise and diversification.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Filings (10-K, 10-Q), Investor Presentations, Analyst Reports

Disclaimers:

The information provided is for informational purposes only and should not be considered investment advice. Investment decisions should be based on your own due diligence and consultation with a financial professional.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Redwood Trust, Inc.

Exchange NYSE
Headquaters Mill Valley, CA, United States
IPO Launch date 2025-01-30
CEO & Director Mr. Christopher J. Abate CPA
Sector -
Industry -
Full time employees 283
Full time employees 283

Redwood Trust, Inc., together with its subsidiaries, operates as a specialty finance company in the United States. It operates through three segments: Sequoia Mortgage Banking, CoreVest Mortgage Banking, and Redwood Investments. The Residential Consumer Mortgage Banking segment operates a mortgage loan conduit that acquires residential loans from third-party originators for subsequent sale, securitization, or transfer to its investment portfolio. This segment also offers derivative financial instruments to manage risks associated with residential loans. Its CoreVest Mortgage Banking segment operates a platform that originates business purpose loans to investors in single-family and multifamily residential properties and bridge loans for subsequent securitization, sale, or transfer into its investment portfolio. The Redwood Investments segment invests in securities retained from residential consumer and investor securitization activities, and business purpose lending bridge loans, as well as residential mortgage-backed securities issued by third parties, Freddie Mac K-Series multifamily loan securitizations and reperforming loan securitizations, servicer advance investments, home equity investments, and other housing-related investments. The company is elected to be taxed as a real estate investment trust (REIT) for federal income tax purposes. Redwood Trust, Inc. was incorporated in 1994 and is headquartered in Mill Valley, California.