
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Valuation
- About
Redwood Trust, Inc. (RWTP)



- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)


(see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
08/14/2025: RWTP (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Analysis of Past Performance
Type Stock | Historic Profit -1.21% | Avg. Invested days 36 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() ![]() | Upturn Advisory Performance ![]() | Stock Returns Performance ![]() |
![]() ![]() | ![]() ![]() |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta - | 52 Weeks Range 21.93 - 25.13 | Updated Date 06/28/2025 |
52 Weeks Range 21.93 - 25.13 | Updated Date 06/28/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) - |
Management Effectiveness
Return on Assets (TTM) - | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE - | Enterprise Value - | Price to Sales(TTM) - |
Enterprise Value - | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating - |
Shares Outstanding - | Shares Floating - | ||
Percent Insiders - | Percent Institutions - |
Upturn AI SWOT
Redwood Trust, Inc.
Company Overview
History and Background
Redwood Trust, Inc. was founded in 1994. It focuses on investing in mortgage-related assets and has played a role in mortgage securitization and real estate lending.
Core Business Areas
- Residential Lending: Invests in and originates residential mortgage loans, including jumbo loans and other non-agency mortgages.
- Business Purpose Lending: Provides financing solutions for investors and builders in the single-family rental and residential construction sectors.
- Third-Party Capital Management: Manages capital for third-party investors through its Redwood CoreVest platform, focusing on business purpose lending.
Leadership and Structure
Christopher Abate serves as Chief Executive Officer. The organizational structure includes departments for investments, lending, capital markets, and operations.
Top Products and Market Share
Key Offerings
- Jumbo Residential Loans: These loans are larger than conforming loan limits and are often used by high-net-worth individuals. Competitors include large banks like Wells Fargo and JPMorgan Chase, as well as other non-bank lenders.
- Bridge Loans: Short-term loans used by real estate investors for quick property acquisitions or renovations. Competitors include companies like RCN Capital and Lima One Capital. Redwood Trust had a strong start in 2024 in this space
- Single-Family Rental (SFR) Loans: Financing options for investors acquiring or refinancing single-family rental properties. Competitors include many local real estate lenders and larger firms like Blackstone.
Market Dynamics
Industry Overview
The mortgage REIT industry is influenced by interest rates, housing market conditions, and government regulations. There's a lot of volatality in the industry currently
Positioning
Redwood Trust is positioned as a specialty finance company focused on mortgage-related assets, differentiating itself through its emphasis on non-agency mortgages and its active capital management business.
Total Addressable Market (TAM)
The TAM for non-agency mortgages and business purpose lending is estimated to be in the hundreds of billions of dollars annually. Redwood Trust captures a small percentage but aims to increase its market share through strategic partnerships and product innovation.
Upturn SWOT Analysis
Strengths
- Expertise in mortgage credit analysis
- Diversified business model
- Strong capital management platform
- Experienced management team
Weaknesses
- Sensitivity to interest rate fluctuations
- Reliance on capital market access
- Exposure to housing market risks
- Complexity of business model
Opportunities
- Expansion into new mortgage-related asset classes
- Growth in the single-family rental market
- Increased demand for private capital in real estate lending
- Strategic acquisitions of complementary businesses
Threats
- Rising interest rates
- Economic downturn
- Increased competition
- Regulatory changes
Competitors and Market Share
Key Competitors
- AGNC
- NLY
- IVR
Competitive Landscape
Redwood Trust differentiates itself through its focus on non-agency mortgages and its capital management business. Competitors like AGNC and NLY are larger and more diversified mortgage REITs.
Major Acquisitions
CoreVest American Finance Lender
- Year: 2019
- Acquisition Price (USD millions): 476
- Strategic Rationale: Diversified Redwood's business and provided a platform for growth in the business purpose lending market.
Growth Trajectory and Initiatives
Historical Growth: Redwood Trust's growth has been driven by its expansion into new lending segments and its capital management activities.
Future Projections: Analyst estimates suggest moderate growth in the coming years, dependent on housing market stability and interest rate trends.
Recent Initiatives: Recent initiatives include expanding its business purpose lending platform and increasing its focus on capital management.
Summary
Redwood Trust is a specialty finance company focused on mortgage-related assets. It benefits from expertise in credit analysis and a diversified business model, but it is sensitive to interest rate fluctuations and housing market risks. Recent initiatives include expanding its business purpose lending platform and increasing its focus on capital management. Redwood has been a volatile stock over the past 12 months. Its strengths lie in expertise and diversification.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (10-K, 10-Q), Investor Presentations, Analyst Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered investment advice. Investment decisions should be based on your own due diligence and consultation with a financial professional.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Redwood Trust, Inc.
Exchange NYSE | Headquaters Mill Valley, CA, United States | ||
IPO Launch date 2025-01-30 | CEO & Director Mr. Christopher J. Abate CPA | ||
Sector - | Industry - | Full time employees 283 | Website https://www.redwoodtrust.com |
Full time employees 283 | Website https://www.redwoodtrust.com |
Redwood Trust, Inc., together with its subsidiaries, operates as a specialty finance company in the United States. It operates through three segments: Sequoia Mortgage Banking, CoreVest Mortgage Banking, and Redwood Investments. The Residential Consumer Mortgage Banking segment operates a mortgage loan conduit that acquires residential loans from third-party originators for subsequent sale, securitization, or transfer to its investment portfolio. This segment also offers derivative financial instruments to manage risks associated with residential loans. Its CoreVest Mortgage Banking segment operates a platform that originates business purpose loans to investors in single-family and multifamily residential properties and bridge loans for subsequent securitization, sale, or transfer into its investment portfolio. The Redwood Investments segment invests in securities retained from residential consumer and investor securitization activities, and business purpose lending bridge loans, as well as residential mortgage-backed securities issued by third parties, Freddie Mac K-Series multifamily loan securitizations and reperforming loan securitizations, servicer advance investments, home equity investments, and other housing-related investments. The company is elected to be taxed as a real estate investment trust (REIT) for federal income tax purposes. Redwood Trust, Inc. was incorporated in 1994 and is headquartered in Mill Valley, California.

Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.