Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI SWOT - About
SIGI 
Selective Insurance Group Inc (SIGI)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
07/10/2025: SIGI (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
7 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $94.67
1 Year Target Price $94.67
| 1 | Strong Buy |
| 1 | Buy |
| 5 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -32.26% | Avg. Invested days 35 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 07/10/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 5.24B USD | Price to earnings Ratio 23.44 | 1Y Target Price 94.67 |
Price to earnings Ratio 23.44 | 1Y Target Price 94.67 | ||
Volume (30-day avg) 7 | Beta 0.49 | 52 Weeks Range 77.79 - 102.63 | Updated Date 07/11/2025 |
52 Weeks Range 77.79 - 102.63 | Updated Date 07/11/2025 | ||
Dividends yield (FY) 1.75% | Basic EPS (TTM) 3.68 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-07-16 | When After Market | Estimate 1.5 | Actual - |
Profitability
Profit Margin 4.71% | Operating Margin (TTM) 11.55% |
Management Effectiveness
Return on Assets (TTM) 1.71% | Return on Equity (TTM) 7.48% |
Valuation
Trailing PE 23.44 | Forward PE 11.55 | Enterprise Value 6354627706 | Price to Sales(TTM) 1.05 |
Enterprise Value 6354627706 | Price to Sales(TTM) 1.05 | ||
Enterprise Value to Revenue 1.28 | Enterprise Value to EBITDA - | Shares Outstanding 60774400 | Shares Floating 60163053 |
Shares Outstanding 60774400 | Shares Floating 60163053 | ||
Percent Insiders 1.19 | Percent Institutions 86.33 |
Upturn AI SWOT
Selective Insurance Group Inc
Company Overview
History and Background
Selective Insurance Group, Inc. was founded in 1926 in Branchville, NJ, as a single-state workers' compensation carrier. Over the years, it has expanded its geographic footprint and product offerings to become a diversified regional property and casualty insurance company.
Core Business Areas
- Standard Commercial Lines: Offers property, casualty, and workers' compensation insurance to businesses.
- Specialty Lines: Provides coverage for risks that require specialized underwriting expertise, such as environmental, professional liability and surety risks.
- Personal Lines: Includes homeowners, auto, and umbrella insurance for individuals and families.
Leadership and Structure
The company is led by its CEO and President, John J. Marchioni. The organizational structure includes various departments overseeing underwriting, claims, finance, and technology, reporting to the executive leadership team.
Top Products and Market Share
Key Offerings
- Commercial Auto Insurance: Covers businesses for liabilities and damages to vehicles. Market share is estimated at <1% nationally. Competitors include Progressive (PGR), Travelers (TRV), and Liberty Mutual.
- Workers' Compensation Insurance: Provides coverage for employee injuries and illnesses. Market share is estimated at <1% nationally. Competitors include Travelers (TRV), Hartford (HIG), and AmTrust Financial (AFSI).
- Commercial Property Insurance: Protects businesses from financial loss due to property damage. Market share is estimated at <1% nationally. Competitors include Chubb (CB), AIG (AIG) and FM Global
Market Dynamics
Industry Overview
The property and casualty insurance industry is highly competitive and cyclical, influenced by factors such as economic conditions, interest rates, and catastrophe losses.
Positioning
Selective Insurance Group Inc. focuses on regional markets and specialized products, differentiating itself through strong relationships with independent agents and expertise in specific industries.
Total Addressable Market (TAM)
The US P&C insurance market is estimated at over $800 billion annually. Selective is positioned to capture a niche within its geographic footprint.
Upturn SWOT Analysis
Strengths
- Strong independent agent network
- Regional focus
- Specialized underwriting expertise
- Solid financial stability
- Diversified product line.
Weaknesses
- Smaller market share compared to national carriers
- Geographic concentration in select regions
- Limited international presence
- Dependent on independent agents
Opportunities
- Expansion into new geographic markets
- Development of new products and services
- Technological innovation to improve efficiency
- Strategic acquisitions to grow market share
Threats
- Increased competition from larger national carriers
- Catastrophic events leading to significant losses
- Changes in regulatory environment
- Economic downturn impacting demand for insurance
Competitors and Market Share
Key Competitors
- TRV
- HIG
- CB
- WRB
- ACGL
Competitive Landscape
Selective Insurance Group Inc. faces competition from larger national carriers with greater resources. It differentiates itself through its regional focus, strong relationships with independent agents, and specialized expertise. Being smaller allows faster action and decision-making.
Major Acquisitions
Mountain Valley Indemnity Company
- Year: 2021
- Acquisition Price (USD millions): 165
- Strategic Rationale: Strengthened its presence in the excess and surplus (E&S) lines market.
Growth Trajectory and Initiatives
Historical Growth: Selective Insurance Group Inc.'s historical growth has been steady, driven by expansion into new markets and product lines, as well as strategic acquisitions.
Future Projections: Future growth is projected to be moderate, based on analyst estimates, dependent on market conditions and the company's ability to execute its strategic initiatives.
Recent Initiatives: Recent initiatives may include digital transformation efforts, new product launches, and expansion into underserved markets. Requires updated company data to know specifics.
Summary
Selective Insurance Group Inc. is a regional property and casualty insurer with a solid history and strong relationships with independent agents. While its market share is smaller compared to national carriers, its specialization and regional focus provide competitive advantages. Catastrophic events and increased competition pose ongoing challenges, but strategic initiatives and expansion efforts can drive future growth. Overall, the company's financial stability and strategic focus support a positive outlook.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Industry Reports
- Analyst Reports
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It should not be considered investment advice. Market share estimates are approximate.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Selective Insurance Group Inc
Exchange NASDAQ | Headquaters Branchville, NJ, United States | ||
IPO Launch date 1990-03-26 | CEO, President & Chairman Mr. John Joseph Marchioni CPCU | ||
Sector Financial Services | Industry Insurance - Property & Casualty | Full time employees 2800 | Website https://www.selective.com |
Full time employees 2800 | Website https://www.selective.com | ||
Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. It offers casualty insurance products that covers the financial consequences of employee injuries in the course of employment and bodily injury and/or property damage to a third party; property insurance products, which covers the accidental loss of an insured's real property, personal property, and/or earnings due to the property's loss; and flood insurance products. The company also invests in fixed income investments and commercial mortgage loans, as well as equity securities, short-term investments, and alternative investments, and other investments. It offers its insurance products and services to businesses, non-profit organizations, local government agencies, and individuals through independent retail agents and wholesale general agents. Selective Insurance Group, Inc. was founded in 1926 and is headquartered in Branchville, New Jersey.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.