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Upturn AI SWOT - About
ACGL 
Arch Capital Group Ltd (ACGL)
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Upturn Advisory Summary
04/22/2025: ACGL (3-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 35.44% | Avg. Invested days 41 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 04/22/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 34.92B USD | Price to earnings Ratio 8.27 | 1Y Target Price 111.57 |
Price to earnings Ratio 8.27 | 1Y Target Price 111.57 | ||
Volume (30-day avg) 1778890 | Beta 0.34 | 52 Weeks Range 82.49 - 110.75 | Updated Date 04/23/2025 |
52 Weeks Range 82.49 - 110.75 | Updated Date 04/23/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 11.19 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-04-28 | When Before Market | Estimate - | Actual - |
Profitability
Profit Margin 24.73% | Operating Margin (TTM) 19.66% |
Management Effectiveness
Return on Assets (TTM) 4.45% | Return on Equity (TTM) 22.01% |
Valuation
Trailing PE 8.27 | Forward PE 11.96 | Enterprise Value 37467489380 | Price to Sales(TTM) 2 |
Enterprise Value 37467489380 | Price to Sales(TTM) 2 | ||
Enterprise Value to Revenue 2.21 | Enterprise Value to EBITDA - | Shares Outstanding 375716000 | Shares Floating 360841886 |
Shares Outstanding 375716000 | Shares Floating 360841886 | ||
Percent Insiders 3.07 | Percent Institutions 91.87 |
Analyst Ratings
Rating 4.14 | Target Price 111.57 | Buy 4 | Strong Buy 6 |
Buy 4 | Strong Buy 6 | ||
Hold 4 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Arch Capital Group Ltd
Company Overview
History and Background
Arch Capital Group Ltd. was founded in 2001 in Bermuda. It quickly grew through acquisitions and organic expansion, establishing itself as a leading provider of insurance, reinsurance, and mortgage insurance solutions. Key milestones include strategic acquisitions and a focus on underwriting excellence.
Core Business Areas
- Insurance: Provides a wide range of specialty and commercial insurance products to businesses and individuals, including casualty, property, and other specialty lines.
- Reinsurance: Offers reinsurance solutions to insurance companies globally, covering property, casualty, and specialty lines.
- Mortgage Insurance: Provides mortgage insurance products that protect lenders against losses from borrower defaults.
Leadership and Structure
Arch Capital Group Ltd. is led by Nicolas Papadopoulo as Chairman and CEO. The company has a typical corporate structure with various executive vice presidents heading different business segments.
Top Products and Market Share
Key Offerings
- Casualty Insurance: Offers casualty insurance products for businesses, protecting against liability claims. Competitors include Chubb, Travelers, and AIG. Market share information is variable depending on the sub-segment but Arch is a leading player in multiple areas.
- Property Insurance: Provides property insurance coverage against damage or loss. Competitors include Chubb, Hartford Financial Services, and Travelers. Market share information is variable.
- Mortgage Insurance: Offers mortgage insurance, protecting lenders. Competitors include MGIC Investment Corp, Radian Group, and National MI Holdings. Market share is significant, with Arch MI being a major player.
Market Dynamics
Industry Overview
The insurance and reinsurance industry is characterized by cyclical trends, impacted by factors like natural disasters, economic conditions, and regulatory changes. Competition is intense, with companies vying for market share through product innovation and pricing strategies.
Positioning
Arch Capital Group Ltd. is positioned as a specialty insurer and reinsurer with a focus on underwriting discipline and risk management. Its competitive advantages include expertise in niche markets and a strong capital base.
Total Addressable Market (TAM)
The global insurance market is estimated at trillions of dollars. Arch Capital Group Ltd. targets specific segments within this TAM, positioning itself to capture a share of the specialty and reinsurance markets. TAM for Mortgage Insurance alone is >$100 billion
Upturn SWOT Analysis
Strengths
- Strong underwriting discipline
- Diversified business segments
- Experienced management team
- Solid capital position
- Global presence
Weaknesses
- Exposure to catastrophic events
- Reliance on reinsurance market conditions
- Susceptible to interest rate fluctuations
- Dependence on key personnel
Opportunities
- Expansion into emerging markets
- Growth in specialty insurance lines
- Increased demand for reinsurance
- Technological innovation in underwriting
- Strategic acquisitions
Threats
- Increased competition
- Regulatory changes
- Economic downturns
- Natural disasters
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- CB
- TRV
- WRB
- HIG
Competitive Landscape
Arch Capital Group Ltd. benefits from its deep expertise and underwriting discipline but faces intense competition from larger, more diversified insurers and reinsurers. It excels in specialized niche markets
Major Acquisitions
Watford Holdings Ltd.
- Year: 2021
- Acquisition Price (USD millions): 622
- Strategic Rationale: Enhanced Arch's scale and capabilities in the reinsurance and alternative asset management sectors.
Growth Trajectory and Initiatives
Historical Growth: Arch Capital Group Ltd. has experienced strong growth in recent years, driven by organic expansion and strategic acquisitions.
Future Projections: Analyst estimates predict continued growth for Arch Capital Group Ltd., driven by favorable market conditions and its strong competitive position.
Recent Initiatives: Recent initiatives include expanding into new geographic markets, developing new insurance products, and investing in technology.
Summary
Arch Capital Group Ltd. is a strong player in the insurance and reinsurance market, boasting strong underwriting and strategic acquisitions. However, it is exposed to catastrophic events and market volatility. The company's diversified segments, and continued strategic initiatives support future growth. It needs to carefully monitor market trends and manage its risks to ensure long-term sustainability.
Similar Companies
CB
Chubb Ltd
CB
Chubb Ltd
HIG
Hartford Financial Services Group
HIG
Hartford Financial Services Group
MKL
Markel Corporation
MKL
Markel Corporation
TRV
The Travelers Companies Inc
TRV
The Travelers Companies Inc
WRB
W. R. Berkley Corp
WRB
W. R. Berkley Corp
Sources and Disclaimers
Data Sources:
- Company filings
- Analyst reports
- Industry publications
Disclaimers:
The information provided is for informational purposes only and does not constitute financial advice. Market share data is approximate and may vary depending on the source.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Arch Capital Group Ltd
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 1995-09-13 | CEO & Director Mr. Nicolas Alain Emmanuel Papadopoulo | ||
Sector Financial Services | Industry Insurance - Diversified | Full time employees 7200 | Website https://www.archgroup.com |
Full time employees 7200 | Website https://www.archgroup.com | ||
Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; casualty; marine and aviation; excess and surplus casualty; construction and national accounts; alternative market risks and employer's liability; travel, accident, and health; contract and commercial surety coverage; and other insurance products, as well as Lloyd's syndicates; programs; and warranty and lenders solutions. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specialty products. The Mortgage segment offers U.S. primary mortgage insurance business written predominantly on loans sold to the Federal National Mortgage Association and Federal Home Loan Mortgage Corporation; reinsurance and underwriting services related to the U.S. credit-risk transfer business and other U.S. mortgage reinsurance transactions; and international mortgage insurance and reinsurance business covering loans. It markets its products through a group of licensed independent retail and wholesale brokers. The company was formerly known as Risk Capital Holdings, Inc. Arch Capital Group Ltd. was founded in 1995 and is headquartered in Pembroke, Bermuda.
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