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Upturn AI SWOT - About
ACGL 
Arch Capital Group Ltd (ACGL)
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Upturn Advisory Summary
07/17/2025: ACGL (2-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
14 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $111.79
1 Year Target Price $111.79
| 6 | Strong Buy |
| 4 | Buy |
| 4 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 7.69% | Avg. Invested days 34 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 07/17/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 33.38B USD | Price to earnings Ratio 9.14 | 1Y Target Price 111.79 |
Price to earnings Ratio 9.14 | 1Y Target Price 111.79 | ||
Volume (30-day avg) 14 | Beta 0.52 | 52 Weeks Range 82.49 - 110.75 | Updated Date 07/17/2025 |
52 Weeks Range 82.49 - 110.75 | Updated Date 07/17/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 9.75 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 20.72% | Operating Margin (TTM) 16.05% |
Management Effectiveness
Return on Assets (TTM) 3.8% | Return on Equity (TTM) 18.42% |
Valuation
Trailing PE 9.14 | Forward PE 11.99 | Enterprise Value 36574012419 | Price to Sales(TTM) 1.84 |
Enterprise Value 36574012419 | Price to Sales(TTM) 1.84 | ||
Enterprise Value to Revenue 2.07 | Enterprise Value to EBITDA - | Shares Outstanding 374755008 | Shares Floating 360353420 |
Shares Outstanding 374755008 | Shares Floating 360353420 | ||
Percent Insiders 3.09 | Percent Institutions 91.36 |
Upturn AI SWOT
Arch Capital Group Ltd
Company Overview
History and Background
Arch Capital Group Ltd. was founded in 2001 and quickly established itself as a global leader in the insurance, reinsurance, and mortgage insurance industries. It has grown through strategic acquisitions and organic expansion.
Core Business Areas
- Insurance: Provides a range of specialty property, casualty, and financial lines insurance products to businesses and individuals worldwide.
- Reinsurance: Offers reinsurance coverage to insurance companies, protecting them against large losses and volatility in their portfolios.
- Mortgage: Provides mortgage insurance and reinsurance products, helping lenders manage risk and expand access to homeownership.
Leadership and Structure
Arch Capital is led by Nicolas Papadopoulo (Chairman & CEO) and has a hierarchical organizational structure with various business segment leaders reporting to the executive team.
Top Products and Market Share
Key Offerings
- Property Catastrophe Reinsurance: Protects insurance companies from losses caused by major natural disasters. Market share data is proprietary, but Arch is a major player in this market. Competitors include RenaissanceRe, Everest Re, and PartnerRe.
- Casualty Insurance: Provides liability coverage for businesses. Market share data is proprietary. Competitors include Chubb, AIG, and Travelers.
- Mortgage Insurance: Protects lenders from losses due to borrower default. Arch MI is a significant player in the US market. Competitors include MGIC, Radian, and National MI.
Market Dynamics
Industry Overview
The insurance and reinsurance industries are characterized by cyclicality, competition, and exposure to catastrophic events. Factors such as interest rates, economic growth, and regulatory changes influence market conditions.
Positioning
Arch Capital is known for its underwriting expertise, disciplined risk management, and diversified business model, giving it a strong competitive position. Their focus is more on the specialty lines segment of the industry.
Total Addressable Market (TAM)
The global property and casualty insurance market is estimated at trillions of dollars. Arch Capital is well-positioned to capture a significant share of this market given its diverse offerings and global presence.
Upturn SWOT Analysis
Strengths
- Strong underwriting expertise
- Diversified business model
- Solid capital position
- Experienced management team
- Global presence
Weaknesses
- Exposure to catastrophic events
- Sensitivity to interest rate fluctuations
- Dependence on key personnel
- Potential for reserve deficiencies
Opportunities
- Expanding into new markets
- Developing innovative products
- Leveraging technology
- Acquiring complementary businesses
Threats
- Increased competition
- Economic downturn
- Regulatory changes
- Climate change
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- CB
- AIG
- TRV
- WRB
Competitive Landscape
Arch Capital distinguishes itself through its underwriting expertise and focus on specialty lines, while competitors like Chubb and AIG have broader product offerings. WR Berkley operates in a similar specialty lines market segment.
Major Acquisitions
Watford Holdings Ltd.
- Year: 2021
- Acquisition Price (USD millions): 622
- Strategic Rationale: Enhanced presence in the casualty reinsurance market and expanded access to alternative capital.
Growth Trajectory and Initiatives
Historical Growth: Arch Capital has experienced significant growth in revenue and profitability over the past decade, driven by organic expansion and strategic acquisitions.
Future Projections: Analysts project continued growth in revenue and earnings over the next few years, driven by favorable market conditions and the company's strong competitive position.
Recent Initiatives: Recent initiatives include expanding its presence in emerging markets, investing in technology, and developing new products to meet evolving customer needs.
Summary
Arch Capital is a strong player in the insurance and reinsurance industry, known for its underwriting expertise and diversified business model. The company's disciplined risk management and solid capital position enable it to navigate market cycles effectively. The absence of a dividend may deter some investors. The company should be mindful of emerging risks such as climate change and cybersecurity threats.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC filings
- Analyst reports
- Industry publications
- Market research reports
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Investment decisions should be made based on individual circumstances and after consulting with a qualified financial advisor. Market share estimates are approximations.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Arch Capital Group Ltd
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 1995-09-13 | CEO & Director Mr. Nicolas Alain Emmanuel Papadopoulo | ||
Sector Financial Services | Industry Insurance - Diversified | Full time employees 7200 | Website https://www.archgroup.com |
Full time employees 7200 | Website https://www.archgroup.com | ||
Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; casualty; marine and aviation; excess and surplus casualty; construction and national accounts; alternative market risks and employer's liability; travel, accident, and health; contract and commercial surety coverage; and other insurance products, as well as Lloyd's syndicates; programs; and warranty and lenders solutions. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specialty products. The Mortgage segment offers U.S. primary mortgage insurance business written predominantly on loans sold to the Federal National Mortgage Association and Federal Home Loan Mortgage Corporation; reinsurance and underwriting services related to the U.S. credit-risk transfer business and other U.S. mortgage reinsurance transactions; and international mortgage insurance and reinsurance business covering loans. It markets its products through a group of licensed independent retail and wholesale brokers. The company was formerly known as Risk Capital Holdings, Inc. Arch Capital Group Ltd. was founded in 1995 and is headquartered in Pembroke, Bermuda.
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