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Upturn AI SWOT - About
ACGL 
Arch Capital Group Ltd (ACGL)
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Upturn Advisory Summary
09/16/2025: ACGL (2-star) is a SELL. SELL since 1 days. Simulated Profits (-5.88%). Updated daily EoD!
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
14 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $108.31
1 Year Target Price $108.31
| 6 | Strong Buy |
| 4 | Buy |
| 4 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 1.36% | Avg. Invested days 32 | Today’s Advisory SELL |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/16/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 34.43B USD | Price to earnings Ratio 9.54 | 1Y Target Price 108.31 |
Price to earnings Ratio 9.54 | 1Y Target Price 108.31 | ||
Volume (30-day avg) 14 | Beta 0.49 | 52 Weeks Range 82.49 - 110.75 | Updated Date 09/16/2025 |
52 Weeks Range 82.49 - 110.75 | Updated Date 09/16/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 9.42 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 19.49% | Operating Margin (TTM) 29.83% |
Management Effectiveness
Return on Assets (TTM) 3.79% | Return on Equity (TTM) 17.09% |
Valuation
Trailing PE 9.54 | Forward PE 9.71 | Enterprise Value 37346304416 | Price to Sales(TTM) 1.8 |
Enterprise Value 37346304416 | Price to Sales(TTM) 1.8 | ||
Enterprise Value to Revenue 2.01 | Enterprise Value to EBITDA - | Shares Outstanding 373220000 | Shares Floating 358652807 |
Shares Outstanding 373220000 | Shares Floating 358652807 | ||
Percent Insiders 3.1 | Percent Institutions 92.07 |
Upturn AI SWOT
Arch Capital Group Ltd
Company Overview
History and Background
Arch Capital Group Ltd. was founded in 2001 in Bermuda. It was created to provide specialty insurance and reinsurance products. It has grown organically and through acquisitions to become a global player in the risk management industry.
Core Business Areas
- Insurance: Provides a range of specialty insurance products, including property, casualty, and financial lines coverage.
- Reinsurance: Offers reinsurance solutions to insurance companies globally, covering various lines of business.
- Mortgage Insurance: Provides mortgage insurance products, primarily in the United States, to protect lenders against losses from borrower defaults.
Leadership and Structure
The company is led by Nicolas Papadopoulo, CEO. The organizational structure includes various business segments and functional departments, overseen by a board of directors.
Top Products and Market Share
Key Offerings
- Market Share (%): 19
- Mortgage Insurance: Provides credit risk protection to mortgage lenders. Arch MI's market share is significant within the US mortgage insurance market. Competitors include MGIC, Radian, and Essent.
- Specialty Insurance: Offers tailored insurance solutions for specific industries and risks. Market share varies by line of business, facing competition from insurers like Chubb, AIG, and Travelers.
- Reinsurance Solutions: Provides reinsurance to insurance companies globally. Competing with companies like Swiss Re, Munich Re, and Hannover Re.
Market Dynamics
Industry Overview
The insurance and reinsurance industry is characterized by cyclical pricing, regulatory changes, and increasing competition. Growth is driven by global economic activity and increasing risk awareness.
Positioning
Arch Capital is positioned as a specialty insurer and reinsurer known for its underwriting expertise and disciplined approach to risk management. It has a strong capital base and a global presence.
Total Addressable Market (TAM)
The total addressable market for global insurance and reinsurance is estimated to be in the trillions of dollars. Arch Capital's positioning allows it to capture a portion of this TAM through specialized products and services.
Upturn SWOT Analysis
Strengths
- Strong underwriting expertise
- Disciplined risk management
- Diversified business segments
- Strong capital position
- Global presence
Weaknesses
- Exposure to catastrophic events
- Sensitivity to interest rate changes
- Dependence on key personnel
- Potential for adverse reserve development
Opportunities
- Expansion into new geographic markets
- Development of new insurance and reinsurance products
- Increased demand for specialty insurance
- Technological innovation in underwriting and risk management
- M&A opportunities
Threats
- Increased competition
- Regulatory changes
- Economic downturn
- Catastrophic events
- Climate change
Competitors and Market Share
Key Competitors
- MGIC (MTG)
- Radian (RDN)
- Essent Group (ESNT)
Competitive Landscape
Arch Capital competes effectively on underwriting expertise, product innovation, and customer service. Competition is intense, requiring continual adaptation and efficiency improvements.
Major Acquisitions
Watford Holdings Ltd.
- Year: 2021
- Acquisition Price (USD millions): 622
- Strategic Rationale: Increased scale and diversification, enhanced access to reinsurance business.
Growth Trajectory and Initiatives
Historical Growth: Arch Capital has demonstrated consistent growth through both organic expansion and strategic acquisitions.
Future Projections: Analyst estimates project continued growth in revenue and earnings, driven by favorable market conditions and the company's underwriting expertise.
Recent Initiatives: Recent initiatives include expanding its mortgage insurance business, growing its specialty insurance lines, and investing in technology to improve efficiency.
Summary
Arch Capital Group is a strong player in the specialty insurance and reinsurance markets, characterized by its underwriting expertise and disciplined risk management. Its diversified business segments and strong capital position contribute to its stability and growth potential. The company needs to closely monitor competition and manage exposure to catastrophic events and regulatory changes. Continued expansion and strategic initiatives are key to future success.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings, financial news sources, industry reports, analyst estimates.
Disclaimers:
The information provided is for informational purposes only and should not be construed as financial advice. Market conditions and company performance are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Arch Capital Group Ltd
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 1995-09-13 | CEO & Director Mr. Nicolas Alain Emmanuel Papadopoulo | ||
Sector Financial Services | Industry Insurance - Diversified | Full time employees 7200 | Website https://www.archgroup.com |
Full time employees 7200 | Website https://www.archgroup.com | ||
Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; casualty; marine and aviation; excess and surplus casualty; construction and national accounts; alternative market risks and employer's liability; travel, accident, and health; contract and commercial surety coverage; and other insurance products, as well as Lloyd's syndicates; programs; and warranty and lenders solutions. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specialty products. The Mortgage segment offers U.S. primary mortgage insurance business written predominantly on loans sold to the Federal National Mortgage Association and Federal Home Loan Mortgage Corporation; reinsurance and underwriting services related to the U.S. credit-risk transfer business and other U.S. mortgage reinsurance transactions; and international mortgage insurance and reinsurance business covering loans. It markets its products through a group of licensed independent retail and wholesale brokers. The company was formerly known as Risk Capital Holdings, Inc. Arch Capital Group Ltd. was founded in 1995 and is headquartered in Pembroke, Bermuda.
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