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Upturn AI SWOT - About
Dream Finders Homes Inc (DFH)
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Upturn Advisory Summary
08/13/2025: DFH (2-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
3 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $26.5
1 Year Target Price $26.5
| 0 | Strong Buy |
| 0 | Buy |
| 3 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 53.6% | Avg. Invested days 33 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/13/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.41B USD | Price to earnings Ratio 8.4 | 1Y Target Price 26.5 |
Price to earnings Ratio 8.4 | 1Y Target Price 26.5 | ||
Volume (30-day avg) 3 | Beta 1.9 | 52 Weeks Range 19.65 - 39.15 | Updated Date 08/13/2025 |
52 Weeks Range 19.65 - 39.15 | Updated Date 08/13/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 3.09 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-07-31 | When - | Estimate 0.66 | Actual 0.56 |
Profitability
Profit Margin 6.61% | Operating Margin (TTM) 5.76% |
Management Effectiveness
Return on Assets (TTM) 7.7% | Return on Equity (TTM) 22.94% |
Valuation
Trailing PE 8.4 | Forward PE 11.55 | Enterprise Value 3930669333 | Price to Sales(TTM) 0.51 |
Enterprise Value 3930669333 | Price to Sales(TTM) 0.51 | ||
Enterprise Value to Revenue 0.83 | Enterprise Value to EBITDA 9.36 | Shares Outstanding 35155500 | Shares Floating 28812827 |
Shares Outstanding 35155500 | Shares Floating 28812827 | ||
Percent Insiders 18.34 | Percent Institutions 90.45 |
Upturn AI SWOT
Dream Finders Homes Inc
Company Overview
History and Background
Dream Finders Homes was founded in 2008 by Patrick Zalupski in Jacksonville, Florida. The company focuses on building single-family homes in high-growth markets primarily in the Southeast, Southwest, and Mid-Atlantic regions of the United States. It went public in January 2021.
Core Business Areas
- Homebuilding: Construction and sale of single-family homes catering to first-time homebuyers, move-up buyers, and active adult communities.
- Financial Services: Provides mortgage and title services through its affiliated companies, enhancing the home buying experience.
Leadership and Structure
Patrick Zalupski serves as Chairman and CEO. The company has a typical corporate structure with a board of directors and various executive leadership positions overseeing different aspects of the business, including operations, finance, sales, and marketing.
Top Products and Market Share
Key Offerings
- Single-Family Homes: Dream Finders Homes offers a wide range of single-family homes in various communities. Market share varies by region, but they are a significant player in their active markets. Competitors include D.R. Horton (DHI), Lennar (LEN), and PulteGroup (PHM).
- Active Adult Communities: Develops and sells homes in communities designed for active adults. Market share is growing in this segment. Competitors include Lennar (LEN) with its 'Next Gen' homes and smaller regional builders.
Market Dynamics
Industry Overview
The homebuilding industry is cyclical and heavily influenced by economic factors like interest rates, employment rates, and consumer confidence. Demand is currently impacted by elevated interest rates and affordability challenges, but long-term demographics support continued growth.
Positioning
Dream Finders Homes positions itself as a value-oriented builder focusing on high-growth markets. Their land-light strategy and operational efficiencies give them a competitive advantage.
Total Addressable Market (TAM)
The U.S. new home construction market is estimated at over $200 billion annually. Dream Finders Homes captures a small but growing portion of this TAM, focusing on specific geographic areas and buyer segments.
Upturn SWOT Analysis
Strengths
- Land-light strategy
- Focus on high-growth markets
- Strong operational efficiencies
- Value-oriented pricing
- Experienced management team
Weaknesses
- Geographic concentration
- Sensitivity to economic cycles
- Reliance on external land developers
- Smaller size compared to larger national builders
Opportunities
- Expansion into new markets
- Increased demand from millennials and first-time homebuyers
- Growth in the active adult segment
- Strategic acquisitions
Threats
- Rising interest rates
- Increased competition
- Fluctuations in material costs
- Economic downturns
- Supply chain disruptions
Competitors and Market Share
Key Competitors
- D.R. Horton (DHI)
- Lennar (LEN)
- PulteGroup (PHM)
- NVR, Inc. (NVR)
- KB Home (KBH)
Competitive Landscape
Dream Finders Homes is smaller than its national competitors but has a strong presence in its target markets. Its land-light strategy and focus on efficiency give it a competitive advantage.
Major Acquisitions
Flaherty Construction
- Year: 2021
- Acquisition Price (USD millions): 22.5
- Strategic Rationale: Expanded operations into the Carolinas and added experienced construction personnel.
Growth Trajectory and Initiatives
Historical Growth: Dream Finders Homes has experienced significant growth in revenue and home closings since its founding. Growth has been driven by expansion into new markets and increased market share.
Future Projections: Analysts project continued growth for Dream Finders Homes, driven by demand in their target markets and the company's efficient operations. Growth rate to slow down due to market slowdown.
Recent Initiatives: Recent initiatives include strategic acquisitions, expansion into new markets (e.g., Texas, Carolinas), and investments in technology to improve operational efficiency.
Summary
Dream Finders Homes is a growing homebuilder with a land-light strategy and focus on high-growth markets. While its smaller size compared to national competitors poses challenges, its operational efficiencies and value-oriented pricing provide a competitive edge. Rising interest rates and economic downturns are potential threats, but strategic acquisitions and market expansion offer opportunities. Overall, DFH is a company with a lot of potential if they can continue to execute their business strategy.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (SEC)
- Analyst Reports
- Industry Publications
- Company Website
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market conditions and company performance can change rapidly. Conduct your own due diligence before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Dream Finders Homes Inc
Exchange NYSE | Headquaters Jacksonville, FL, United States | ||
IPO Launch date 2021-01-21 | Founder, President, CEO & Chairman of the Board of Directors Mr. Patrick O. Zalupski | ||
Sector Consumer Cyclical | Industry Residential Construction | Full time employees 1686 | |
Full time employees 1686 | |||
Dream Finders Homes, Inc., through its subsidiary, Dream Finders Homes LLC, engages in the homebuilding business in the United States. The company operates through four segments: Southeast, Mid-Atlantic, Midwest, and Financial Services. It designs, builds, constructs, and sells single-family homes, such as entry-level, first and second time move-up, and active adult and custom homes. The company markets its homes under various brands, including Dream Finders Homes, DF Luxury, Craft Homes, and Coventry Homes. It also provides insurance agency services, including closing, escrow, and title insurance, as well as mortgage banking solutions. The company sells its homes through its sales representatives and independent real estate brokers. The company was founded in 2008 and is headquartered in Jacksonville, Florida.
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