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Upturn AI SWOT - About
MFA 
MFA Financial Inc (MFA)
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Upturn Advisory Summary
08/28/2025: MFA (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
7 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $14.33
1 Year Target Price $14.33
| 1 | Strong Buy |
| 2 | Buy |
| 4 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 2.16% | Avg. Invested days 37 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.03B USD | Price to earnings Ratio 11.44 | 1Y Target Price 14.33 |
Price to earnings Ratio 11.44 | 1Y Target Price 14.33 | ||
Volume (30-day avg) 7 | Beta 1.7 | 52 Weeks Range 7.56 - 11.75 | Updated Date 08/28/2025 |
52 Weeks Range 7.56 - 11.75 | Updated Date 08/28/2025 | ||
Dividends yield (FY) 14.16% | Basic EPS (TTM) 0.88 |
Earnings Date
Report Date 2025-08-06 | When - | Estimate 0.29 | Actual 0.24 |
Profitability
Profit Margin 45.15% | Operating Margin (TTM) 46.33% |
Management Effectiveness
Return on Assets (TTM) 1.13% | Return on Equity (TTM) 6.93% |
Valuation
Trailing PE 11.44 | Forward PE 7.69 | Enterprise Value 10316315648 | Price to Sales(TTM) 3.63 |
Enterprise Value 10316315648 | Price to Sales(TTM) 3.63 | ||
Enterprise Value to Revenue 28.16 | Enterprise Value to EBITDA - | Shares Outstanding 102669000 | Shares Floating 101208753 |
Shares Outstanding 102669000 | Shares Floating 101208753 | ||
Percent Insiders 0.91 | Percent Institutions 59.15 |
Upturn AI SWOT
MFA Financial Inc
Company Overview
History and Background
MFA Financial, Inc. was founded in 1997 and is a real estate investment trust (REIT). The company focuses on investing in residential mortgage-backed securities (MBS) and other mortgage-related assets.
Core Business Areas
- Residential Whole Loans: Invests in residential whole loans, including purchased performing, non-performing, and re-performing loans.
- Mortgage-Backed Securities (MBS): Invests in agency and non-agency MBS.
- Credit Risk Transfers: Invests in Credit Risk Transfers (CRTs)
Leadership and Structure
MFA Financial Inc. is led by its Chief Executive Officer, Craig Knutson. The company operates as a REIT with a board of directors overseeing its operations.
Top Products and Market Share
Key Offerings
- Residential Whole Loans: MFA invests in a diverse portfolio of residential whole loans. Market share data is difficult to obtain due to the fragmented nature of the loan market. Competitors include other REITs and private equity firms specializing in distressed debt and loan portfolios. Specific market share unavailable.
- Mortgage-Backed Securities (MBS): MFA invests in a variety of agency and non-agency MBS. Specific market share unavailable; the MBS market is vast and highly competitive. Competitors are large asset managers, pension funds, and other REITs.
Market Dynamics
Industry Overview
The mortgage REIT industry is sensitive to interest rate fluctuations, credit spreads, and prepayment speeds. Regulatory changes and economic conditions significantly impact performance.
Positioning
MFA Financial focuses on a mix of agency and non-agency MBS and whole loans. They are positioned as a yield-focused investment option, attractive to investors seeking income. Competitive advantages include experienced management and a diversified portfolio.
Total Addressable Market (TAM)
The TAM for mortgage-backed securities and residential loans is in the trillions of dollars. MFA is positioned to capture a small but significant share of this market through its investment strategies.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Diversified investment portfolio
- Established track record in mortgage markets
- Access to capital markets
Weaknesses
- Sensitivity to interest rate changes
- Exposure to credit risk in non-agency MBS and whole loans
- Reliance on leverage
- Complexity of investment portfolio
Opportunities
- Expanding into new mortgage-related asset classes
- Increasing investment in high-yielding whole loans
- Benefiting from market dislocations
- Capitalizing on government initiatives related to housing finance
Threats
- Rising interest rates
- Economic recession
- Increased competition
- Changes in government regulations
Competitors and Market Share
Key Competitors
- AGNC
- NLY
- IVR
Competitive Landscape
MFA competes with other mortgage REITs for capital and investment opportunities. Key factors for success include risk management, access to capital, and investment expertise. MFA is generally smaller than AGNC and NLY.
Growth Trajectory and Initiatives
Historical Growth: MFA's growth has been driven by strategic investments in mortgage-related assets and favorable market conditions. Historical financial data is required.
Future Projections: Analyst projections vary based on interest rate expectations and the housing market outlook. Data is needed
Recent Initiatives: Recent initiatives may include portfolio optimization, capital raising, and risk management strategies. To be gathered
Summary
MFA Financial is a mortgage REIT that focuses on residential mortgage-backed securities and whole loans. Its performance is heavily influenced by interest rate movements and credit market conditions. The company's diversified portfolio and experienced management are strengths, but it faces risks related to interest rates and credit quality. Overall, MFA is a moderate-risk investment suitable for income-seeking investors willing to accept interest rate risk.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Analyst Reports
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Investment decisions should be based on thorough research and consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About MFA Financial Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 1998-04-13 | CEO & Director Mr. Craig L. Knutson | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 348 | Website https://www.mfafinancial.com |
Full time employees 348 | Website https://www.mfafinancial.com | ||
MFA Financial, Inc., together with its subsidiaries, operates as a real estate investment trust in the United States. It invests in residential mortgage securities, including non-agency mortgage-backed securities, agency MBS, and credit risk transfer securities; residential whole loans, including purchased performing loans, purchased credit deteriorated, and non-performing loans; and mortgage servicing rights related assets. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. MFA Financial, Inc. was incorporated in 1997 and is based in New York, New York.
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