Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Valuation
- Analyst Ratings
Upturn AI SWOT - About
Roadzen Inc. (RDZN)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
06/30/2025: RDZN (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
2 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $5.5
1 Year Target Price $5.5
| 1 | Strong Buy |
| 1 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 37.23% | Avg. Invested days 33 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 06/30/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 80.87M USD | Price to earnings Ratio - | 1Y Target Price 5.5 |
Price to earnings Ratio - | 1Y Target Price 5.5 | ||
Volume (30-day avg) 2 | Beta 0.34 | 52 Weeks Range 0.68 - 3.28 | Updated Date 06/30/2025 |
52 Weeks Range 0.68 - 3.28 | Updated Date 06/30/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -1.04 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -164.51% | Operating Margin (TTM) -32.52% |
Management Effectiveness
Return on Assets (TTM) -83.8% | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 99690978 | Price to Sales(TTM) 1.83 |
Enterprise Value 99690978 | Price to Sales(TTM) 1.83 | ||
Enterprise Value to Revenue 2.25 | Enterprise Value to EBITDA -4.38 | Shares Outstanding 74191000 | Shares Floating 31246789 |
Shares Outstanding 74191000 | Shares Floating 31246789 | ||
Percent Insiders 51.14 | Percent Institutions 19.14 |
Analyst Ratings
Rating 2 | Target Price 5.5 | Buy 1 | Strong Buy 1 |
Buy 1 | Strong Buy 1 | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Roadzen Inc.
Company Overview
History and Background
Roadzen Inc. was founded in 2015. It has evolved into a global insurance technology company focused on AI-powered solutions for the automotive and insurance industries. The company went public via SPAC in late 2023.
Core Business Areas
- AI-Powered Insurance Platform: Offers AI-powered risk assessment, underwriting, and claims processing solutions for insurers.
- Automotive Solutions: Provides AI-driven driver monitoring, safety, and fleet management tools for automotive companies.
- Data Analytics and Insights: Delivers actionable insights to clients through advanced data analytics and machine learning models.
Leadership and Structure
Roadzen is led by Rohan Malhotra (CEO). The organizational structure consists of departments focused on technology, sales, marketing, and operations.
Top Products and Market Share
Key Offerings
- Roadzen AI Platform: AI-driven insurance platform used for risk assessment and claims processing. Competitors include CCC Intelligent Solutions and Mitchell International. Data on market share is limited due to the newness of the company on the exchange.
- Driver Monitoring System: AI-powered driver monitoring for improved safety and fleet management. Competitors include SmartDrive Systems and Lytx. Data on market share is limited due to the newness of the company on the exchange.
- Deep Learning Solutions: AI-based Solutions to improve accuracy for data, vision, and sensing and to personalize services and products for the consumers. Competitors include Cambridge Mobile Telematics and Zendrive. Data on market share is limited due to the newness of the company on the exchange.
Market Dynamics
Industry Overview
The insurance technology and automotive industries are experiencing rapid growth driven by AI and data analytics. Increased demand for personalized insurance products and improved vehicle safety drives innovation.
Positioning
Roadzen aims to be a leader in AI-powered insurance and automotive solutions. Its competitive advantage lies in the integrated AI platform and comprehensive data analytics capabilities.
Total Addressable Market (TAM)
The global insurtech market is projected to reach hundreds of billions of dollars in the coming years. Roadzen is positioned to capture a portion of this market through its innovative solutions.
Upturn SWOT Analysis
Strengths
- Innovative AI Technology
- Comprehensive Data Analytics
- Strong Management Team
- Global Presence
Weaknesses
- Limited Brand Recognition
- Reliance on Key Partnerships
- Recent SPAC Listing (increased volatility)
- Limited Financial Transparency
Opportunities
- Expansion into New Geographic Markets
- Strategic Partnerships with Major Insurers
- Increased Adoption of AI in Insurance
- Development of New AI-Powered Solutions
Threats
- Intense Competition
- Regulatory Changes
- Cybersecurity Risks
- Economic Downturn
Competitors and Market Share
Key Competitors
- THNG
- CCC
- GDS
Competitive Landscape
Roadzen faces intense competition from established players. The company needs to differentiate itself through innovation and strategic partnerships.
Growth Trajectory and Initiatives
Historical Growth: Historical growth data is limited due to the recent SPAC listing.
Future Projections: Future projections are not available.
Recent Initiatives: Recent initiatives include expanding partnerships with major insurers and developing new AI-powered features.
Summary
Roadzen is a newer company that focuses on providing technology solutions to the automotive insurance industry through the application of artificial intelligence and machine learning. Roadzen is attempting to create opportunities for growth and improvement. Roadzen is reliant upon partnerships and must be careful of economic downturns and regulatory changes. Roadzen will need to keep an eye on its competition in order to make its mark in the AI space. As a new company to the exchange Roadzen will need to work to demonstrate strong financials to entice investors.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Press Releases
- Industry Reports
- SEC Filings
- Analyst Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market conditions and company performance are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Roadzen Inc.
Exchange NASDAQ | Headquaters Burlingame, CA, United States | ||
IPO Launch date 2023-09-21 | Founder, CEO & Director Mr. Rohan Malhotra | ||
Sector Technology | Industry Software - Application | Full time employees 294 | Website https://www.roadzen.ai |
Full time employees 294 | Website https://www.roadzen.ai | ||
Roadzen, Inc. operates an Insurtech company in India, the United States, the United Kingdom, and Europe. It offers underwriting solutions for cars, drivers and fleets, road safety using app-based, and computer vision-based telematics, such as accident prevention, distraction alerts, and driver coaching, as well as claims management comprising accident scene management, first notice of loss (FNOL), touchless video loss adjustment, and roadside assistance (RSA). The company's Insurance as a Service (IaaS) platform products, including Via that is used to inspect a vehicle using computer vision; Global Distribution Network that enables the configuration, customer quote, payment , and administration of any insurance policy with any insurance carrier as the underwriter; and xClaim which enables digital, touchless and real-time resolution of claims from FNOL through payment. It also provides StrandD for digital, real-time dispatch, and tracking for RSA and FNOL during accident claims; DrivebuddyAI, that enables any vehicle to get advanced driver-assistance capabilities; MixtapeAI, a platform to power AI agents and transform customer interactions; and Good Driving which insurers and fleets to recognize and train drivers and build usage-based insurance programs. In addition, the company acts as an insurance brokers to sell insurance policies from any insurer and offer these products through multiple distribution channels. It serves insurers, automotive, insurance companies, reinsurers, agents, brokers, carmakers, dealerships, online-to-offline car sales platforms, fleets, taxicab companies, ridesharing platforms, and other distribution channels. The company was founded in 2015 and is based in Burlingame, California.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.