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Upturn AI SWOT - About
RDZN 
Roadzen Inc. (RDZN)
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Upturn Advisory Summary
10/15/2025: RDZN (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $4.5
1 Year Target Price $4.5
| 1 | Strong Buy |
| 1 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 30.75% | Avg. Invested days 26 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/15/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 103.39M USD | Price to earnings Ratio - | 1Y Target Price 4.5 |
Price to earnings Ratio - | 1Y Target Price 4.5 | ||
Volume (30-day avg) 2 | Beta 0.33 | 52 Weeks Range 0.68 - 2.99 | Updated Date 10/15/2025 |
52 Weeks Range 0.68 - 2.99 | Updated Date 10/15/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.38 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -61.58% | Operating Margin (TTM) -23.2% |
Management Effectiveness
Return on Assets (TTM) -61.36% | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 89665021 | Price to Sales(TTM) 2.24 |
Enterprise Value 89665021 | Price to Sales(TTM) 2.24 | ||
Enterprise Value to Revenue 1.94 | Enterprise Value to EBITDA -4.38 | Shares Outstanding 76021755 | Shares Floating 33026891 |
Shares Outstanding 76021755 | Shares Floating 33026891 | ||
Percent Insiders 49.25 | Percent Institutions 14.23 |
Upturn AI SWOT
Roadzen Inc.
Company Overview
History and Background
Roadzen Inc. was founded in 2015. It is an AI-powered risk and insurance company. Significant milestones include developing AI models for risk assessment in the mobility and insurance space, forming strategic partnerships with insurance companies, and expanding operations globally.
Core Business Areas
- AI-Powered Risk Assessment: Develops AI models for risk assessment related to driving behavior, vehicle damage, and claims prediction.
- Insurance Products: Offers insurance products based on AI-driven risk assessment, including usage-based insurance and personalized insurance policies.
- Claims Management Solutions: Provides AI-powered claims management solutions for insurance companies to streamline the claims process.
Leadership and Structure
The leadership team consists of Rohan Malhotra (CEO), and other executives responsible for technology, finance, and operations. The organizational structure is a functional structure with departments focused on technology, sales, marketing, and finance.
Top Products and Market Share
Key Offerings
- AI-Powered Risk Engine: This is Roadzen's core technology, used to assess driving risk and predict accidents. Market share data is unavailable but it has grown significantly in the connected vehicle insurance space. Key competitors include Cambridge Mobile Telematics and Arity (Allstate).
- Usage-Based Insurance (UBI) Platform: Offers a platform for insurance companies to implement UBI programs based on driving data. Market share is growing. Competitors include Octo Telematics and The Floow.
Market Dynamics
Industry Overview
The insurance and mobility industries are undergoing significant digital transformation, driven by the increasing adoption of AI and connected devices. The market is competitive, with established insurance companies and new technology startups vying for market share.
Positioning
Roadzen Inc. positions itself as an innovative AI-powered insurance and risk management company. Its competitive advantage lies in its proprietary AI models and its ability to offer customized insurance solutions.
Total Addressable Market (TAM)
The global insurtech market is estimated at $83.4 billion in 2023 and projected to reach $227.3 billion by 2030. Roadzen is positioned to capture a significant portion of this TAM with its AI-driven solutions.
Upturn SWOT Analysis
Strengths
- Proprietary AI technology
- Strong partnerships with insurance companies
- Experienced leadership team
- Innovative business model
- Global Presence
Weaknesses
- Limited brand recognition
- Reliance on partnerships for distribution
- Relatively new company
- Lack of Profitability
- Customer Acquisition Costs
Opportunities
- Expanding adoption of connected vehicles
- Growing demand for personalized insurance
- Increasing use of AI in insurance
- Geographic expansion
- Development of new insurance products
Threats
- Competition from established insurance companies
- Rapid technological changes
- Data privacy regulations
- Economic downturn
- Cybersecurity threats
Competitors and Market Share
Key Competitors
- Cambridge Mobile Telematics (Private)
- Arity (Allstate)
- Octo Telematics (Private)
Competitive Landscape
Roadzen competes with established telematics providers and insurance companies with internal technology departments. It aims to differentiate itself through its advanced AI capabilities and its focus on personalized insurance solutions.
Growth Trajectory and Initiatives
Historical Growth: Historical growth is difficult to quantify due to the company's early stage and lack of publicly available financial data. Growth is projected but not provable.
Future Projections: Future projections are not readily available from reliable analyst sources. Expects to grow revenues significantly given their access to capital, but can not confirm.
Recent Initiatives: Recent initiatives include expanding partnerships with insurance companies in North America and Europe and launching new AI-powered insurance products.
Summary
Roadzen Inc. is a relatively new AI-powered insurance and risk management company with innovative technology. It has partnered with major companies but faces competition from larger and more established companies. Success depends on growing market share, demonstrating the effectiveness of its AI models, and generating profits. Lack of publicly available data constrains a stronger assessment of company health.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Roadzen Inc. Website
- Crunchbase
- Various Industry Reports
- Public News Sources
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market share figures are estimates and may not be precise. Financial data is limited due to the recent public listing and illustrative in some cases.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Roadzen Inc.
Exchange NASDAQ | Headquaters Burlingame, CA, United States | ||
IPO Launch date 2023-09-21 | Founder, CEO & Director Mr. Rohan Malhotra | ||
Sector Technology | Industry Software - Application | Full time employees 294 | Website https://www.roadzen.ai |
Full time employees 294 | Website https://www.roadzen.ai | ||
Roadzen, Inc. operates an Insurtech company in India, the United States, the United Kingdom, and Europe. The company offers underwriting solutions for cars, drivers and fleets, road safety using app-based, and computer vision-based telematics, such as accident prevention, distraction alerts, and driver coaching, as well as claims management comprising accident scene management, first notice of loss (FNOL), touchless video loss adjustment, and roadside assistance (RSA). Its Insurance as a Service (IaaS) platform products includes Via that is used to inspect a vehicle using computer vision; Global Distribution Network that enables the configuration, customer quote, payment, and administration of any insurance policy with any insurance carrier as the underwriter; and xClaim which enables digital, touchless and real-time resolution of claims from FNOL through payment. It also provides StrandD for digital, real-time dispatch, and tracking for RSA and FNOL during accident claims; DrivebuddyAI that enables any vehicle to get advanced driver-assistance capabilities; MixtapeAI, a platform to power AI agents and transform customer interactions; and Good Driving which insurers and fleets to recognize and train drivers and build usage-based insurance programs. In addition, the company acts as an insurance brokers to sell insurance policies from any insurer and offer these products through multiple distribution channels. It serves insurers, automotive, insurance companies, reinsurers, agents, brokers, carmakers, dealerships, online-to-offline car sales platforms, fleets, taxicab companies, ridesharing platforms, and other distribution channels. The company was founded in 2015 and is based in Burlingame, California.
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