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Upturn AI SWOT - About
RDZN 
Roadzen Inc. (RDZN)
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Upturn Advisory Summary
08/28/2025: RDZN (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $4.5
1 Year Target Price $4.5
| 1 | Strong Buy |
| 1 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 25.06% | Avg. Invested days 30 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 74.79M USD | Price to earnings Ratio - | 1Y Target Price 4.5 |
Price to earnings Ratio - | 1Y Target Price 4.5 | ||
Volume (30-day avg) 2 | Beta 0.38 | 52 Weeks Range 0.68 - 2.99 | Updated Date 08/29/2025 |
52 Weeks Range 0.68 - 2.99 | Updated Date 08/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.38 |
Earnings Date
Report Date 2025-08-14 | When - | Estimate -0.04 | Actual -0.036 |
Profitability
Profit Margin -61.58% | Operating Margin (TTM) -23.2% |
Management Effectiveness
Return on Assets (TTM) -61.36% | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 96081257 | Price to Sales(TTM) 1.62 |
Enterprise Value 96081257 | Price to Sales(TTM) 1.62 | ||
Enterprise Value to Revenue 2.08 | Enterprise Value to EBITDA -4.38 | Shares Outstanding 76021800 | Shares Floating 33026891 |
Shares Outstanding 76021800 | Shares Floating 33026891 | ||
Percent Insiders 49.25 | Percent Institutions 15.73 |
Upturn AI SWOT
Roadzen Inc.
Company Overview
History and Background
Roadzen Inc. was founded in 2015. It has evolved into a global insurance technology company focused on transforming the insurance industry with AI-powered solutions.
Core Business Areas
- AI-Powered Insurance Platform: Offers a comprehensive platform that leverages AI and machine learning to improve various aspects of the insurance value chain, from risk assessment to claims processing.
- Risk Intelligence: Provides risk assessment tools and data analytics to help insurers better understand and manage risk. This includes predictive analytics for accident rates and severity.
- Claims Automation: Automates claims processing using AI, reducing processing time and costs while improving accuracy and customer satisfaction.
- Insurance Distribution: Provides capabilities for digital insurance distribution, connecting insurers with customers through various online channels and partnerships.
Leadership and Structure
Roadzen's leadership team consists of experienced professionals in insurance, technology, and finance. The organizational structure is designed to foster innovation and collaboration across different business units.
Top Products and Market Share
Key Offerings
- AI-Based Risk Assessment Platform: This platform uses AI to analyze various data points, including driving behavior and vehicle characteristics, to assess risk more accurately. The market is competitive with companies like Cambridge Mobile Telematics and Arity. Market share data is not publicly available, but it is an emerging product category. Key competitors include Cambridge Mobile Telematics, Arity, LexisNexis Risk Solutions.
- Claims Automation System: Roadzen's claims automation system streamlines the claims process, reducing manual intervention and improving efficiency. Market share data is not publicly available, but significant growth in this area is expected with increasing adoption of AI in insurance. Key competitors include CCC Intelligent Solutions, Mitchell International, Snapsheet.
Market Dynamics
Industry Overview
The insurance technology (Insurtech) industry is experiencing rapid growth driven by the increasing adoption of digital technologies and AI. There is a growing demand for more efficient and personalized insurance solutions.
Positioning
Roadzen Inc. is positioned as an innovative Insurtech company that leverages AI to transform the insurance industry. Its competitive advantages include its AI-powered platform, comprehensive product offerings, and global presence.
Total Addressable Market (TAM)
The global Insurtech market is projected to reach hundreds of billions of dollars in the next few years. Roadzen is positioned to capture a portion of this TAM with its AI-powered solutions.
Upturn SWOT Analysis
Strengths
- AI-powered technology
- Comprehensive platform
- Experienced leadership team
- Global presence
- Innovative solutions
Weaknesses
- Limited brand recognition compared to established players
- Relatively short operating history as a public company
- Dependence on key partnerships
Opportunities
- Growing demand for Insurtech solutions
- Expansion into new markets
- Strategic partnerships with insurers
- Adoption of AI in insurance
- Development of new products and services
Threats
- Intense competition
- Regulatory changes
- Economic downturn
- Cybersecurity risks
- Data privacy concerns
Competitors and Market Share
Key Competitors
- CCCS
- MGRC
- ALRM
Competitive Landscape
Roadzen faces competition from established Insurtech companies and traditional insurers. Its competitive advantages include its AI-powered platform and innovative solutions, but needs to scale to compete effectively with entrenched larger players.
Major Acquisitions
Hai Analytics
- Year: 2021
- Acquisition Price (USD millions): 16.5
- Strategic Rationale: Expanded AI capabilities and team specializing in computer vision for vehicle damage assessment.
Growth Trajectory and Initiatives
Historical Growth: Roadzen's historical growth has been driven by the increasing adoption of its AI-powered solutions and expansion into new markets.
Future Projections: Future growth is projected to be strong, driven by the increasing demand for Insurtech solutions and Roadzen's strategic initiatives.
Recent Initiatives: Recent initiatives include partnerships with major insurers, expansion into new geographic markets, and the launch of new AI-powered products.
Summary
Roadzen is an emerging AI-powered Insurtech company with innovative solutions and a global presence. It faces intense competition and needs to improve brand recognition. Its strengths lie in its technology and growth opportunities in the Insurtech market. Monitoring regulatory changes and maintaining data security will be crucial.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- Market Reports
- Analyst Reports
- Crunchbase
- SEC Filings
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It should not be considered financial advice. Market share estimates are approximate and may vary.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Roadzen Inc.
Exchange NASDAQ | Headquaters Burlingame, CA, United States | ||
IPO Launch date 2023-09-21 | Founder, CEO & Director Mr. Rohan Malhotra | ||
Sector Technology | Industry Software - Application | Full time employees 294 | Website https://www.roadzen.ai |
Full time employees 294 | Website https://www.roadzen.ai | ||
Roadzen, Inc. operates an Insurtech company in India, the United States, the United Kingdom, and Europe. The company offers underwriting solutions for cars, drivers and fleets, road safety using app-based, and computer vision-based telematics, such as accident prevention, distraction alerts, and driver coaching, as well as claims management comprising accident scene management, first notice of loss (FNOL), touchless video loss adjustment, and roadside assistance (RSA). Its Insurance as a Service (IaaS) platform products includes Via that is used to inspect a vehicle using computer vision; Global Distribution Network that enables the configuration, customer quote, payment, and administration of any insurance policy with any insurance carrier as the underwriter; and xClaim which enables digital, touchless and real-time resolution of claims from FNOL through payment. It also provides StrandD for digital, real-time dispatch, and tracking for RSA and FNOL during accident claims; DrivebuddyAI that enables any vehicle to get advanced driver-assistance capabilities; MixtapeAI, a platform to power AI agents and transform customer interactions; and Good Driving which insurers and fleets to recognize and train drivers and build usage-based insurance programs. In addition, the company acts as an insurance brokers to sell insurance policies from any insurer and offer these products through multiple distribution channels. It serves insurers, automotive, insurance companies, reinsurers, agents, brokers, carmakers, dealerships, online-to-offline car sales platforms, fleets, taxicab companies, ridesharing platforms, and other distribution channels. The company was founded in 2015 and is based in Burlingame, California.
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