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Upturn AI SWOT - About
RDZN 
Roadzen Inc. (RDZN)
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Upturn Advisory Summary
09/12/2025: RDZN (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $4.5
1 Year Target Price $4.5
| 1 | Strong Buy |
| 1 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 25.06% | Avg. Invested days 30 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 09/12/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 75.19M USD | Price to earnings Ratio - | 1Y Target Price 4.5 |
Price to earnings Ratio - | 1Y Target Price 4.5 | ||
Volume (30-day avg) 2 | Beta 0.36 | 52 Weeks Range 0.68 - 2.99 | Updated Date 09/14/2025 |
52 Weeks Range 0.68 - 2.99 | Updated Date 09/14/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.38 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -61.58% | Operating Margin (TTM) -23.2% |
Management Effectiveness
Return on Assets (TTM) -61.36% | Return on Equity (TTM) - |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 96476570 | Price to Sales(TTM) 1.63 |
Enterprise Value 96476570 | Price to Sales(TTM) 1.63 | ||
Enterprise Value to Revenue 2.09 | Enterprise Value to EBITDA -4.38 | Shares Outstanding 76021800 | Shares Floating 33026891 |
Shares Outstanding 76021800 | Shares Floating 33026891 | ||
Percent Insiders 49.25 | Percent Institutions 15.73 |
Upturn AI SWOT
Roadzen Inc.
Company Overview
History and Background
Roadzen Inc. was founded in 2015. It focuses on providing AI-powered insurance and risk management solutions for the mobility ecosystem, aiming to transform the insurance industry through technology and data analytics. The company has grown through partnerships and acquisitions, expanding its global reach and product offerings.
Core Business Areas
- Insurance Technology: Development and deployment of AI-powered platforms for insurance underwriting, pricing, claims processing, and risk assessment.
- Mobility Solutions: Provision of technology solutions for mobility providers, including ride-hailing services, autonomous vehicle fleets, and logistics companies.
- Data and Analytics: Collection, analysis, and monetization of data related to driving behavior, vehicle performance, and accident patterns.
Leadership and Structure
Roadzen Inc. is led by Rohan Malhotra (CEO) and has a structured management team overseeing various operational divisions. The company's organizational structure is designed to foster innovation and agility in the rapidly evolving technology landscape.
Top Products and Market Share
Key Offerings
- AI-Powered Insurance Platform: An end-to-end platform that utilizes AI for risk assessment, fraud detection, and automated claims processing. Market share data for AI insurance platforms is still emerging, with Roadzen competing against larger, established insurance technology providers. Competitors include CCC Information Services, Guidewire Software, and Mitchell International.
- Predictive Risk Analytics: Offers predictive analytics services for mobility providers to optimize operations and manage risk. The mobility risk analytics market is competitive, with Roadzen competing with companies like Cambridge Mobile Telematics and Arity. Revenue data specific to this product is not publicly available.
Market Dynamics
Industry Overview
The insurance and mobility industries are undergoing significant transformation, driven by advancements in AI, data analytics, and connected vehicles. The demand for innovative technology solutions to enhance efficiency, reduce costs, and improve customer experience is rapidly increasing.
Positioning
Roadzen Inc. positions itself as a leader in AI-powered insurance and risk management solutions for the mobility ecosystem. Its competitive advantages include its proprietary technology, data analytics capabilities, and strong partnerships with mobility providers.
Total Addressable Market (TAM)
The TAM for AI in insurance is projected to reach billions of dollars. Roadzen aims to capture a substantial portion of this market by focusing on mobility solutions and leveraging its AI capabilities.
Upturn SWOT Analysis
Strengths
- Innovative AI-powered technology
- Strong partnerships with mobility providers
- Experienced leadership team
- Global presence
Weaknesses
- Limited brand recognition
- Smaller market share compared to established players
- Reliance on partnerships for distribution
- Relatively short operating history
Opportunities
- Growing demand for AI in insurance
- Expansion into new geographic markets
- Development of new products and services
- Strategic acquisitions
Threats
- Intense competition
- Regulatory changes
- Economic downturns
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- CCC Information Services (Not Publicly Traded)
- Guidewire Software (GWRE)
- Cambridge Mobile Telematics (Not Publicly Traded)
- Arity (Not Publicly Traded)
Competitive Landscape
Roadzen faces competition from established players in the insurance technology and mobility analytics markets. Its advantages include its AI-powered technology and partnerships, while its disadvantages include limited brand recognition and smaller market share.
Major Acquisitions
Telematics4U
- Year: 2019
- Acquisition Price (USD millions): 15
- Strategic Rationale: Acquisition of Telematics4U allowed Roadzen to add real-time telematics data and usage-based insurance capabilities to its product portfolio.
Growth Trajectory and Initiatives
Historical Growth: Roadzen Inc. has experienced rapid growth in recent years through strategic partnerships and acquisitions.
Future Projections: Future growth projections are based on continued expansion in the AI-powered insurance market and increased adoption of mobility solutions.
Recent Initiatives: Recent initiatives include expanding its partnerships with global mobility providers and developing new AI-powered products.
Summary
Roadzen Inc. is a promising player in the AI-powered insurance and mobility solutions market, leveraging its technology and partnerships for growth. Its strengths lie in innovation and strategic alliances, but it needs to overcome challenges related to brand recognition and competition. Future growth depends on continued expansion and successful execution of its strategic initiatives.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- Industry Reports
- Press Releases
- Analyst Reports (where available)
Disclaimers:
The information provided is based on publicly available data and may not be exhaustive. Financial data is estimated due to the company's private status. Market share estimates are approximate and subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Roadzen Inc.
Exchange NASDAQ | Headquaters Burlingame, CA, United States | ||
IPO Launch date 2023-09-21 | Founder, CEO & Director Mr. Rohan Malhotra | ||
Sector Technology | Industry Software - Application | Full time employees 294 | Website https://www.roadzen.ai |
Full time employees 294 | Website https://www.roadzen.ai | ||
Roadzen, Inc. operates an Insurtech company in India, the United States, the United Kingdom, and Europe. The company offers underwriting solutions for cars, drivers and fleets, road safety using app-based, and computer vision-based telematics, such as accident prevention, distraction alerts, and driver coaching, as well as claims management comprising accident scene management, first notice of loss (FNOL), touchless video loss adjustment, and roadside assistance (RSA). Its Insurance as a Service (IaaS) platform products includes Via that is used to inspect a vehicle using computer vision; Global Distribution Network that enables the configuration, customer quote, payment, and administration of any insurance policy with any insurance carrier as the underwriter; and xClaim which enables digital, touchless and real-time resolution of claims from FNOL through payment. It also provides StrandD for digital, real-time dispatch, and tracking for RSA and FNOL during accident claims; DrivebuddyAI that enables any vehicle to get advanced driver-assistance capabilities; MixtapeAI, a platform to power AI agents and transform customer interactions; and Good Driving which insurers and fleets to recognize and train drivers and build usage-based insurance programs. In addition, the company acts as an insurance brokers to sell insurance policies from any insurer and offer these products through multiple distribution channels. It serves insurers, automotive, insurance companies, reinsurers, agents, brokers, carmakers, dealerships, online-to-offline car sales platforms, fleets, taxicab companies, ridesharing platforms, and other distribution channels. The company was founded in 2015 and is based in Burlingame, California.
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