Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI SWOT - About
CIB 
Bancolombia SA ADR (CIB)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
08/14/2025: CIB (3-star) is a STRONG-BUY. BUY since 179 days. Profits (82.90%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
9 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $42.32
1 Year Target Price $42.32
| 0 | Strong Buy |
| 1 | Buy |
| 6 | Hold |
| 2 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 57.58% | Avg. Invested days 64 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/14/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 12.57B USD | Price to earnings Ratio 7.02 | 1Y Target Price 42.32 |
Price to earnings Ratio 7.02 | 1Y Target Price 42.32 | ||
Volume (30-day avg) 9 | Beta 0.89 | 52 Weeks Range 23.81 - 49.79 | Updated Date 08/15/2025 |
52 Weeks Range 23.81 - 49.79 | Updated Date 08/15/2025 | ||
Dividends yield (FY) 31.40% | Basic EPS (TTM) 6.92 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Earnings Date
Report Date 2025-08-06 | When - | Estimate 1.59 | Actual 1.79 |
Profitability
Profit Margin 28.72% | Operating Margin (TTM) 40.23% |
Management Effectiveness
Return on Assets (TTM) 1.87% | Return on Equity (TTM) 16.5% |
Valuation
Trailing PE 7.02 | Forward PE 7.3 | Enterprise Value 2393269338112 | Price to Sales(TTM) - |
Enterprise Value 2393269338112 | Price to Sales(TTM) - | ||
Enterprise Value to Revenue 2.55 | Enterprise Value to EBITDA - | Shares Outstanding 113031000 | Shares Floating 547712385 |
Shares Outstanding 113031000 | Shares Floating 547712385 | ||
Percent Insiders - | Percent Institutions 22.55 |
Upturn AI SWOT
Bancolombia SA ADR
Company Overview
History and Background
Bancolombia S.A. was founded in 1875 in Medellu00edn, Colombia as Banco de Colombia. Over time, it expanded through mergers and acquisitions, becoming the largest financial institution in Colombia and a significant player in Central America. Its ADR is traded on the NYSE.
Core Business Areas
- Banking: Provides a range of banking services, including savings accounts, checking accounts, and credit cards to individuals and businesses.
- Corporate Banking: Offers corporate loans, trade finance, and investment banking services to large corporations and institutions.
- Consumer Lending: Provides personal loans, auto loans, and mortgage loans to individuals.
- Wealth Management: Offers wealth management services to high-net-worth individuals.
Leadership and Structure
The leadership team consists of the CEO, CFO, and other senior executives. The organizational structure is a hierarchical structure with regional and business unit divisions.
Top Products and Market Share
Key Offerings
- Personal Banking Accounts: Includes savings and checking accounts. Bancolombia holds a significant market share in deposit accounts in Colombia. Competitors include Davivienda, Banco de Bogotu00e1, and BBVA Colombia.
- Credit Cards: Offer a variety of credit cards with different rewards and benefits. Bancolombia is a major player in the credit card market. Competitors include Davivienda, Banco de Bogotu00e1, and BBVA Colombia.
- Corporate Loans: Provides loans to large corporations. Market share in corporate lending is significant. Competitors include Davivienda, Banco de Bogotu00e1, and BBVA Colombia.
- Mortgages: Offers mortgage loans to individuals. The market share in mortgage lending is substantial. Competitors include Davivienda, Banco de Bogotu00e1, and BBVA Colombia.
Market Dynamics
Industry Overview
The Colombian banking sector is characterized by a few large players and a growing fintech sector. It faces regulatory challenges and economic volatility.
Positioning
Bancolombia is the largest bank in Colombia, with a strong brand reputation and extensive branch network. Its competitive advantage lies in its size, established presence, and diversified services.
Total Addressable Market (TAM)
The estimated TAM for banking services in Colombia is $100 billion USD. Bancolombia is well-positioned to capture a significant portion of this market due to its leading position and wide range of financial offerings.
Upturn SWOT Analysis
Strengths
- Largest bank in Colombia
- Strong brand recognition
- Extensive branch network
- Diversified product portfolio
- Strong capital base
Weaknesses
- Exposure to Colombian economic volatility
- Potential for regulatory changes
- Operating efficiency compared to international banks
Opportunities
- Growth in digital banking
- Expansion in Central America
- Increase in demand for financial services
- Opportunity to leverage fintech innovation
Threats
- Increased competition from fintech companies
- Economic slowdown in Colombia
- Changes in regulatory environment
- Political instability
Competitors and Market Share
Key Competitors
- BK
- CIB
- BBD
- ITUB
Competitive Landscape
Bancolombia is the largest bank in Colombia, giving it advantages in scale and brand recognition. However, it faces competition from international banks with more advanced technology and efficiency.
Growth Trajectory and Initiatives
Historical Growth: Discuss Bancolombia SA ADR's growth trends over the past years.
Future Projections: Provide projections for Bancolombia SA ADR's future growth based on analyst estimates.
Recent Initiatives: Highlight recent strategic initiatives undertaken by Bancolombia SA ADR.
Summary
Bancolombia is a major player in the Colombian banking sector with a strong brand and large customer base. Its success is tied to the Colombian economy, facing risks of economic downturns. Continued investment in digital banking and strategic expansions are necessary for sustained growth. Watch out for emerging fintech disrupting the current financial system and increased competitoin from larger multinational banks.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company website, financial reports, industry analysis reports
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Investment decisions should be made based on individual circumstances and after consulting with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Bancolombia SA ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 1995-07-26 | President & CEO Mr. Juan Carlos Mora Uribe | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 33993 | Website https://www.grupocibest.com |
Full time employees 33993 | Website https://www.grupocibest.com | ||
Grupo Cibest S.A., together with its subsidiaries, provides banking products and services in Colombia and internationally. It offers checking and savings accounts, money market accounts, time deposits, fixed term deposits, and investment products; trade financing, loans funded by domestic development banks, working capital loans, credit cards, personal and vehicle loans, payroll loans, and overdrafts; factoring; and financial and operating leasing services. The company provides hedging instruments, including futures, forwards, options, and swaps; and brokerage, investment advisory, and private banking services comprising selling and distributing equities, futures, foreign currencies, fixed income securities, mutual funds, and structured products. In addition, it offers cash management services; foreign currency and trade finance solutions; letters of credit and bills collection; bancassurance and insurance products; telephone and mobile phone banking services; and ATM network, online and computer banking services. Further, the company provides project and acquisition finance, loan syndication, corporate loans, debt and equity capital markets, principal investments, mergers and acquisition, hedging strategy advisories, restructurings, and structured financing; mutual and pension funds, private equity funds, payment and corporate trust, and custody; internet-based trading platform; inter-bank lending and repurchase agreements; managing escrow accounts, and investment and real estate funds; credit cards; roadside and medical assistance services; and transportation, maintenance and remodeling, and outsourcing services, as well as provides technology services. Grupo Cibest S.A. was formerly known as Bancolombia S.A. and changes its name to Grupo Cibest S.A. in May 2025. The company was founded in 1875 and is headquartered in Medellín, Colombia.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.