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Upturn AI SWOT - About
Ellington Financial Inc. (EFC-PD)
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Upturn Advisory Summary
07/02/2025: EFC-PD (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
0 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $0
1 Year Target Price $0
| 0 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 5.13% | Avg. Invested days 77 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 07/02/2025 |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.98 | 52 Weeks Range 19.13 - 26.49 | Updated Date 06/29/2025 |
52 Weeks Range 19.13 - 26.49 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 7.61% | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 48.96% | Operating Margin (TTM) 54.25% |
Management Effectiveness
Return on Assets (TTM) 0.96% | Return on Equity (TTM) 9.61% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 16408274944 | Price to Sales(TTM) - |
Enterprise Value 16408274944 | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating 92152199 |
Shares Outstanding - | Shares Floating 92152199 | ||
Percent Insiders - | Percent Institutions - |
Upturn AI SWOT
Ellington Financial Inc.
Company Overview
History and Background
Ellington Financial Inc. was founded in 2007 and is a specialty finance company that invests in a variety of financial assets, including mortgage-backed securities, consumer loans, and commercial mortgage loans. It operates as a real estate investment trust (REIT).
Core Business Areas
- Residential Mortgage-Backed Securities (RMBS): Investments in RMBS, including agency and non-agency securities.
- Commercial Mortgage Loans: Origination and investment in commercial mortgage loans.
- Consumer Loans: Investments in consumer loans, including personal loans, auto loans, and credit card receivables.
- Other Real Estate Related Assets: Investments in various other real estate-related assets.
Leadership and Structure
Laurence Penn is the Chief Executive Officer. The company operates with a board of directors and a management team overseeing various departments, including investment management, finance, and operations.
Top Products and Market Share
Key Offerings
- Residential Mortgage-Backed Securities (RMBS): Investments in RMBS are a significant portion of Ellington Financial's portfolio. Market share data specific to Ellington's RMBS holdings is not readily available. Competitors include Annaly Capital Management (NLY) and AGNC Investment Corp. (AGNC).
- Commercial Mortgage Loans: Ellington originates and invests in commercial mortgage loans. Specific market share data for Ellington's commercial mortgage loan activities is not publicly available. Competitors include Blackstone Mortgage Trust (BXMT) and Starwood Property Trust (STWD).
- Consumer Loans: Investments in consumer loans contribute to Ellington Financial's revenue. Market share data specific to Ellington's consumer loan portfolio is not readily available. Competitors include companies like LendingClub (LC) and Upstart (UPST) that operate in the consumer lending space.
Market Dynamics
Industry Overview
The specialty finance industry is influenced by interest rates, credit spreads, and economic growth. Regulatory changes also play a significant role.
Positioning
Ellington Financial is positioned as a diversified specialty finance company with expertise in mortgage-backed securities and other credit-related assets. Its competitive advantage lies in its investment management capabilities and risk management practices.
Total Addressable Market (TAM)
The TAM for mortgage-backed securities and consumer loans is in the trillions of dollars. Ellington Financial is positioned to capture a portion of this TAM through its investment strategies and risk management practices.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Diversified investment portfolio
- Strong risk management practices
- Access to capital markets
Weaknesses
- Sensitivity to interest rate changes
- Dependence on external financing
- Complexity of investment portfolio
- Potential for credit losses
Opportunities
- Expansion into new asset classes
- Increased demand for specialty finance products
- Favorable regulatory changes
- Strategic acquisitions
Threats
- Rising interest rates
- Economic recession
- Increased competition
- Regulatory uncertainty
Competitors and Market Share
Key Competitors
- NLY
- AGNC
- BXMT
- STWD
Competitive Landscape
Ellington Financial competes with other REITs and specialty finance companies. Its competitive advantages include its investment management capabilities and risk management practices. Disadvantages may include its smaller size compared to some larger competitors.
Growth Trajectory and Initiatives
Historical Growth: Ellington Financial's historical growth has been influenced by its investment strategies and market conditions.
Future Projections: Analyst estimates vary depending on market conditions and company performance. These estimates would typically consider interest rate forecasts, credit spreads, and economic growth.
Recent Initiatives: Recent strategic initiatives include portfolio adjustments, capital raising activities, and investments in new asset classes.
Summary
Ellington Financial is a specialty finance company that invests in mortgage-backed securities and other credit-related assets. Its strengths lie in its experienced management team and diversified investment portfolio. However, it faces risks related to interest rate changes and economic conditions. Ellington Financial needs to carefully manage its portfolio and capital structure to navigate the current market environment.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings (10-K, 10-Q)
- Analyst Reports
- Market Data Providers
Disclaimers:
This analysis is based on publicly available information and is not financial advice. Investment decisions should be based on thorough research and consultation with a financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ellington Financial Inc.
Exchange NYSE | Headquaters Old Greenwich, CT, United States | ||
IPO Launch date 2023-12-14 | CEO, President & Director Mr. Laurence Eric Penn | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 400 | |
Full time employees 400 | |||
Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, corporate-related, and other financial assets in the United States. It operates in two segments, Investment Portfolio and Longbridge. The company acquires and manages residential mortgage-backed securities (RMBS) backed by prime jumbo, Alt-A, non-QM, manufactured housing, subprime residential, and single-family-rental mortgage loans; RMBS for which the principal and interest payments are guaranteed by the U.S. government agency or the U.S. government-sponsored entity; residential and commercial mortgage loans; residential mortgage-backed securities; commercial mortgage-backed securities; consumer loans and asset-backed securities backed by consumer loans; investments referencing mortgage servicing rights on traditional forward mortgage loans; collateralized loan obligations; non-mortgage- and mortgage-related derivatives; debt and equity investments in loan origination companies; and other strategic investments. It also offers reverse mortgage loans, including associated financial assets, financing, hedging, and allocated expenses. The company qualifies as a real estate investment trust (REIT) for federal income tax purposes. As a REIT, it intends to distribute at least 90% of its taxable income as dividends to shareholders. Ellington Financial Inc. was incorporated in 2007 and is headquartered in Old Greenwich, Connecticut.
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