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EFC-PD
Upturn stock ratingUpturn stock rating

Ellington Financial Inc. (EFC-PD)

Upturn stock ratingUpturn stock rating
$23
Last Close (24-hour delay)
upturn advisory
PASS
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
  • MONTH
  • WEEK

Upturn Advisory Summary

06/27/2025: EFC-PD (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $0

1 Year Target Price $0

Analysts Price Target For last 52 week
$0Target price
Low$
Current$23
high$

Analysis of Past Performance

Type Stock
Historic Profit 5.13%
Avg. Invested days 77
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 4.0
Stock Returns Performance Upturn Returns Performance 2.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/27/2025

Key Highlights

Company Size ETF
Market Capitalization 0 USD
Price to earnings Ratio -
1Y Target Price -
Price to earnings Ratio -
1Y Target Price -
Volume (30-day avg) -
Beta 0.98
52 Weeks Range 19.13 - 26.49
Updated Date 06/29/2025
52 Weeks Range 19.13 - 26.49
Updated Date 06/29/2025
Dividends yield (FY) 7.61%
Basic EPS (TTM) -

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 48.96%
Operating Margin (TTM) 54.25%

Management Effectiveness

Return on Assets (TTM) 0.96%
Return on Equity (TTM) 9.61%

Valuation

Trailing PE -
Forward PE -
Enterprise Value 16408274944
Price to Sales(TTM) -
Enterprise Value 16408274944
Price to Sales(TTM) -
Enterprise Value to Revenue -
Enterprise Value to EBITDA -
Shares Outstanding -
Shares Floating 92152199
Shares Outstanding -
Shares Floating 92152199
Percent Insiders -
Percent Institutions -

Analyst Ratings

Rating -
Target Price -
Buy -
Strong Buy -
Buy -
Strong Buy -
Hold -
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Ellington Financial Inc.

stock logo

Company Overview

overview logo History and Background

Ellington Financial Inc. was founded in 2007 and is a specialty finance company that invests in a variety of financial assets, including mortgage-backed securities, consumer loans, and commercial mortgage loans. It operates as a real estate investment trust (REIT).

business area logo Core Business Areas

  • Residential Mortgage-Backed Securities (RMBS): Investments in RMBS, including agency and non-agency securities.
  • Commercial Mortgage Loans: Origination and investment in commercial mortgage loans.
  • Consumer Loans: Investments in consumer loans, including personal loans, auto loans, and credit card receivables.
  • Other Real Estate Related Assets: Investments in various other real estate-related assets.

leadership logo Leadership and Structure

Laurence Penn is the Chief Executive Officer. The company operates with a board of directors and a management team overseeing various departments, including investment management, finance, and operations.

Top Products and Market Share

overview logo Key Offerings

  • Residential Mortgage-Backed Securities (RMBS): Investments in RMBS are a significant portion of Ellington Financial's portfolio. Market share data specific to Ellington's RMBS holdings is not readily available. Competitors include Annaly Capital Management (NLY) and AGNC Investment Corp. (AGNC).
  • Commercial Mortgage Loans: Ellington originates and invests in commercial mortgage loans. Specific market share data for Ellington's commercial mortgage loan activities is not publicly available. Competitors include Blackstone Mortgage Trust (BXMT) and Starwood Property Trust (STWD).
  • Consumer Loans: Investments in consumer loans contribute to Ellington Financial's revenue. Market share data specific to Ellington's consumer loan portfolio is not readily available. Competitors include companies like LendingClub (LC) and Upstart (UPST) that operate in the consumer lending space.

Market Dynamics

industry overview logo Industry Overview

The specialty finance industry is influenced by interest rates, credit spreads, and economic growth. Regulatory changes also play a significant role.

Positioning

Ellington Financial is positioned as a diversified specialty finance company with expertise in mortgage-backed securities and other credit-related assets. Its competitive advantage lies in its investment management capabilities and risk management practices.

Total Addressable Market (TAM)

The TAM for mortgage-backed securities and consumer loans is in the trillions of dollars. Ellington Financial is positioned to capture a portion of this TAM through its investment strategies and risk management practices.

Upturn SWOT Analysis

Strengths

  • Experienced management team
  • Diversified investment portfolio
  • Strong risk management practices
  • Access to capital markets

Weaknesses

  • Sensitivity to interest rate changes
  • Dependence on external financing
  • Complexity of investment portfolio
  • Potential for credit losses

Opportunities

  • Expansion into new asset classes
  • Increased demand for specialty finance products
  • Favorable regulatory changes
  • Strategic acquisitions

Threats

  • Rising interest rates
  • Economic recession
  • Increased competition
  • Regulatory uncertainty

Competitors and Market Share

competitor logo Key Competitors

  • NLY
  • AGNC
  • BXMT
  • STWD

Competitive Landscape

Ellington Financial competes with other REITs and specialty finance companies. Its competitive advantages include its investment management capabilities and risk management practices. Disadvantages may include its smaller size compared to some larger competitors.

Growth Trajectory and Initiatives

Historical Growth: Ellington Financial's historical growth has been influenced by its investment strategies and market conditions.

Future Projections: Analyst estimates vary depending on market conditions and company performance. These estimates would typically consider interest rate forecasts, credit spreads, and economic growth.

Recent Initiatives: Recent strategic initiatives include portfolio adjustments, capital raising activities, and investments in new asset classes.

Summary

Ellington Financial is a specialty finance company that invests in mortgage-backed securities and other credit-related assets. Its strengths lie in its experienced management team and diversified investment portfolio. However, it faces risks related to interest rate changes and economic conditions. Ellington Financial needs to carefully manage its portfolio and capital structure to navigate the current market environment.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Website
  • SEC Filings (10-K, 10-Q)
  • Analyst Reports
  • Market Data Providers

Disclaimers:

This analysis is based on publicly available information and is not financial advice. Investment decisions should be based on thorough research and consultation with a financial advisor.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Ellington Financial Inc.

Exchange NYSE
Headquaters Old Greenwich, CT, United States
IPO Launch date 2023-12-14
CEO, President & Director Mr. Laurence Eric Penn
Sector Real Estate
Industry REIT - Mortgage
Full time employees 400
Full time employees 400

Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, corporate-related, and other financial assets in the United States. It operates in two segments, Investment Portfolio and Longbridge. The company acquires and manages residential mortgage-backed securities (RMBS) backed by prime jumbo, Alt-A, non-QM, manufactured housing, subprime residential, and single-family-rental mortgage loans; RMBS for which the principal and interest payments are guaranteed by the U.S. government agency or the U.S. government-sponsored entity; residential and commercial mortgage loans; residential mortgage-backed securities; commercial mortgage-backed securities; consumer loans and asset-backed securities backed by consumer loans; investments referencing mortgage servicing rights on traditional forward mortgage loans; collateralized loan obligations; non-mortgage- and mortgage-related derivatives; debt and equity investments in loan origination companies; and other strategic investments. It also offers reverse mortgage loans, including associated financial assets, financing, hedging, and allocated expenses. The company qualifies as a real estate investment trust (REIT) for federal income tax purposes. As a REIT, it intends to distribute at least 90% of its taxable income as dividends to shareholders. Ellington Financial Inc. was incorporated in 2007 and is headquartered in Old Greenwich, Connecticut.