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Upturn AI SWOT - About
Ellington Financial Inc. (EFC-PD)
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Upturn Advisory Summary
08/28/2025: EFC-PD (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 6.38% | Avg. Invested days 66 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.98 | 52 Weeks Range 19.13 - 26.49 | Updated Date 06/29/2025 |
52 Weeks Range 19.13 - 26.49 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 7.61% | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 48.96% | Operating Margin (TTM) 54.25% |
Management Effectiveness
Return on Assets (TTM) 0.96% | Return on Equity (TTM) 9.61% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 16408274944 | Price to Sales(TTM) - |
Enterprise Value 16408274944 | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating 92152199 |
Shares Outstanding - | Shares Floating 92152199 | ||
Percent Insiders - | Percent Institutions - |
Upturn AI SWOT
Ellington Financial Inc.
Company Overview
History and Background
Ellington Financial Inc. was founded in 2007 and is a specialty finance company that invests in a diverse array of financial assets, including mortgage-backed securities, consumer loans, and commercial real estate debt.
Core Business Areas
- Residential Mortgage-Backed Securities (RMBS): Investments in Agency RMBS, Non-Agency RMBS, and Credit Risk Transfer securities.
- Commercial Mortgage-Backed Securities (CMBS): Investments in CMBS, including IO strips and other CRE debt instruments.
- Consumer Loans: Investments in various consumer loans, including unsecured consumer loans and other related assets.
- Commercial Real Estate (CRE) Debt: Investments in CRE debt, including first mortgages, mezzanine loans, and other commercial real estate-related assets.
Leadership and Structure
Laurence Penn is the Chief Executive Officer and co-Chief Investment Officer. The company operates with a team of investment professionals across various asset classes. It is structured as a real estate investment trust (REIT).
Top Products and Market Share
Key Offerings
- RMBS Investments: Ellington Financial's primary focus is on investing in and managing RMBS portfolios. Market share data specific to Ellington is difficult to pinpoint due to the broad nature of the RMBS market, but they compete with other REITs and investment funds that allocate capital to these assets. Competitors include Annaly Capital Management and AGNC Investment Corp.
- CRE Debt Investments: Investments in commercial real estate loans and related securities. Similar to RMBS, market share information is not readily available. Competitors include Blackstone Mortgage Trust and Starwood Property Trust.
- Consumer Loan Investments: Investments in portfolios of consumer loans. Competitors include companies like OneMain Financial and LendingClub.
Market Dynamics
Industry Overview
The specialty finance industry is influenced by macroeconomic factors, interest rate movements, and credit market conditions. The RMBS, CMBS, and consumer loan markets are dynamic and subject to regulatory changes and economic cycles.
Positioning
Ellington Financial positions itself as a specialist in complex credit assets, aiming to generate attractive risk-adjusted returns through active portfolio management and hedging strategies. Their competitive advantage lies in their expertise in niche asset classes and their ability to adapt to changing market conditions.
Total Addressable Market (TAM)
The TAM for mortgage-backed securities and related assets is multi-trillion dollars. Ellington Financial is positioned to capture a portion of this market through its diversified investment strategies. TAM figures are constantly changing based on mortgage rates, economic conditions and demand.
Upturn SWOT Analysis
Strengths
- Experienced Management Team
- Diversified Investment Portfolio
- Strong Risk Management Practices
- Access to Capital Markets
Weaknesses
- Sensitivity to Interest Rate Changes
- Reliance on External Financing
- Complexity of Investment Strategies
- Management Fees Can Reduce Return to Investors
Opportunities
- Expansion into New Asset Classes
- Increased Market Volatility Creating Investment Opportunities
- Strategic Acquisitions
- Growth in the Consumer Loan Market
Threats
- Economic Downturn Impacting Asset Quality
- Increased Competition
- Regulatory Changes
- Rising Interest Rates Increasing Borrowing Costs
Competitors and Market Share
Key Competitors
- AGNC
- NRZ
- TWO
- IVR
Competitive Landscape
Ellington Financial competes with other REITs, investment funds, and specialty finance companies. Their competitive advantage lies in their expertise in complex credit assets and their ability to adapt to changing market conditions. They can be disadvantaged by competition from larger companies.
Major Acquisitions
Longbridge Financial, LLC
- Year: 2018
- Acquisition Price (USD millions): 140
- Strategic Rationale: Expanded Ellington Financial's presence in the reverse mortgage market. Longbridge is a leading originator and servicer of reverse mortgages.
Growth Trajectory and Initiatives
Historical Growth: Ellington Financial's growth has been driven by its ability to identify and capitalize on investment opportunities in the specialty finance market. Historical growth trends can be analyzed by examining the company's revenue and asset growth over time.
Future Projections: Future growth projections are typically based on analyst estimates, which consider factors such as market conditions, investment opportunities, and the company's strategic initiatives.
Recent Initiatives: Recent initiatives may include new investment strategies, acquisitions, or partnerships aimed at expanding the company's business and increasing its profitability.
Summary
Ellington Financial is a specialty finance company focused on complex credit assets. Its strengths include an experienced management team and diversified portfolio, but it's vulnerable to interest rate volatility. Recent acquisitions enhance its capabilities, but it faces competition and economic risks. It must continue to adapt to market conditions and manage its risk exposure.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings (10-K, 10-Q)
- Financial News Articles
- Third-Party Financial Data Providers
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered investment advice. Market share data is approximate. Past performance is not indicative of future results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ellington Financial Inc.
Exchange NYSE | Headquaters Old Greenwich, CT, United States | ||
IPO Launch date 2023-12-14 | CEO, President & Director Mr. Laurence Eric Penn | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 400 | |
Full time employees 400 | |||
Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, corporate-related, and other financial assets in the United States. It operates in two segments, Investment Portfolio and Longbridge. The company acquires and manages residential mortgage-backed securities (RMBS) backed by prime jumbo, Alt-A, non-QM, manufactured housing, subprime residential, and single-family-rental mortgage loans; RMBS for which the principal and interest payments are guaranteed by the U.S. government agency or the U.S. government-sponsored entity; residential and commercial mortgage loans; residential mortgage-backed securities; commercial mortgage-backed securities; consumer loans and asset-backed securities backed by consumer loans; investments referencing mortgage servicing rights on traditional forward mortgage loans; collateralized loan obligations; non-mortgage- and mortgage-related derivatives; debt and equity investments in loan origination companies; and other strategic investments. It also offers reverse mortgage loans, including associated financial assets, financing, hedging, and allocated expenses. The company qualifies as a real estate investment trust (REIT) for federal income tax purposes. As a REIT, it intends to distribute at least 90% of its taxable income as dividends to shareholders. Ellington Financial Inc. was incorporated in 2007 and is headquartered in Old Greenwich, Connecticut.
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