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Upturn AI SWOT - About
Ellington Financial Inc. (EFC-PD)
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Upturn Advisory Summary
09/15/2025: EFC-PD (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 8.71% | Avg. Invested days 68 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 09/15/2025 |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.98 | 52 Weeks Range 19.13 - 26.49 | Updated Date 06/29/2025 |
52 Weeks Range 19.13 - 26.49 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 7.61% | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 48.96% | Operating Margin (TTM) 54.25% |
Management Effectiveness
Return on Assets (TTM) 0.96% | Return on Equity (TTM) 9.61% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 16408274944 | Price to Sales(TTM) - |
Enterprise Value 16408274944 | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating 92152199 |
Shares Outstanding - | Shares Floating 92152199 | ||
Percent Insiders - | Percent Institutions - |
Upturn AI SWOT
Ellington Financial Inc.
Company Overview
History and Background
Ellington Financial Inc. was founded in 2007 and is a specialty finance company that invests in a variety of financial assets.
Core Business Areas
- Residential Mortgage Loans: Investments in residential mortgage-backed securities (RMBS), including agency and non-agency RMBS.
- Commercial Mortgage Loans: Investments in commercial mortgage-backed securities (CMBS) and commercial mortgage loans.
- Consumer Loans: Investments in consumer loans and related assets.
- Corporate Debt and Equity: Investments in corporate debt, including CLOs, and equity securities.
Leadership and Structure
Laurence Penn is the Chief Executive Officer. The company is structured as a REIT, with an investment management team responsible for asset allocation and risk management.
Top Products and Market Share
Key Offerings
- RMBS Investments: Ellington Financial invests in a wide range of RMBS. Specific market share data is difficult to determine as the RMBS market is vast and fragmented. Competitors include Annaly Capital Management (NLY) and AGNC Investment Corp. (AGNC).
- CMBS Investments: Ellington Financial invests in CMBS. Competitors include Blackstone Mortgage Trust (BXMT) and Starwood Property Trust (STWD).
Market Dynamics
Industry Overview
The specialty finance industry is influenced by interest rates, credit spreads, and macroeconomic conditions. REITs in particular are sensitive to interest rate changes.
Positioning
Ellington Financial positions itself as a flexible investor across various credit asset classes, seeking attractive risk-adjusted returns. It differentiates itself through its active management and diversification.
Total Addressable Market (TAM)
The TAM includes the overall size of the mortgage-backed securities, commercial real estate debt, and consumer loan markets, worth trillions of dollars. Ellington Financial's success depends on its ability to capture a greater share in these markets.
Upturn SWOT Analysis
Strengths
- Diversified investment portfolio
- Experienced management team
- Flexible investment mandate
- Active management approach
Weaknesses
- Sensitivity to interest rate changes
- Reliance on external financing
- Complexity of investment portfolio
- Smaller market cap relative to larger REITs
Opportunities
- Expanding investment opportunities in underserved credit markets
- Increasing demand for alternative investment strategies
- Growing adoption of technology in credit analysis
- Strategic partnerships with other financial institutions
Threats
- Economic downturn impacting credit quality
- Rising interest rates increasing borrowing costs
- Increased competition in the specialty finance sector
- Regulatory changes affecting REITs
Competitors and Market Share
Key Competitors
- NLY
- AGNC
- BXMT
- STWD
Competitive Landscape
Ellington Financial competes with larger, more established REITs. Its smaller size allows for more nimble investment decisions but can limit its access to capital. The company differentiates itself through a flexible investment mandate and active management approach.
Growth Trajectory and Initiatives
Historical Growth: Historical growth data would need to be updated dynamically from financial news API's. Unable to dynamically generate the information currently.
Future Projections: Future Projections data would need to be updated dynamically from financial news API's. Unable to dynamically generate the information currently.
Recent Initiatives: Recent Initiatives data would need to be updated dynamically from financial news API's. Unable to dynamically generate the information currently.
Summary
Ellington Financial Inc. is a specialty finance company with a diversified portfolio. Its active management approach and flexible investment mandate are strengths. However, it is susceptible to interest rate volatility and economic downturns, and its size limits its ability to compete with larger REITs. Key risks involve broader market conditions, credit quality, and increased borrowing costs.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Industry reports
- Financial news sources
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Market share data is approximate and may vary based on source and methodology. Financial data needs to be dynamically updated for best results
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ellington Financial Inc.
Exchange NYSE | Headquaters Old Greenwich, CT, United States | ||
IPO Launch date 2023-12-14 | CEO, President & Director Mr. Laurence Eric Penn | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 400 | |
Full time employees 400 | |||
Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, corporate-related, and other financial assets in the United States. It operates in two segments, Investment Portfolio and Longbridge. The company acquires and manages residential mortgage-backed securities (RMBS) backed by prime jumbo, Alt-A, non-QM, manufactured housing, subprime residential, and single-family-rental mortgage loans; RMBS for which the principal and interest payments are guaranteed by the U.S. government agency or the U.S. government-sponsored entity; residential and commercial mortgage loans; residential mortgage-backed securities; commercial mortgage-backed securities; consumer loans and asset-backed securities backed by consumer loans; investments referencing mortgage servicing rights on traditional forward mortgage loans; collateralized loan obligations; non-mortgage- and mortgage-related derivatives; debt and equity investments in loan origination companies; and other strategic investments. It also offers reverse mortgage loans, including associated financial assets, financing, hedging, and allocated expenses. The company qualifies as a real estate investment trust (REIT) for federal income tax purposes. As a REIT, it intends to distribute at least 90% of its taxable income as dividends to shareholders. Ellington Financial Inc. was incorporated in 2007 and is headquartered in Old Greenwich, Connecticut.
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