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Upturn AI SWOT - About
Ellington Financial Inc. (EFC-PD)
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Upturn Advisory Summary
11/28/2025: EFC-PD (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 4.96% | Avg. Invested days 65 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 11/28/2025 |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.98 | 52 Weeks Range 19.13 - 26.49 | Updated Date 06/29/2025 |
52 Weeks Range 19.13 - 26.49 | Updated Date 06/29/2025 | ||
Dividends yield (FY) 7.61% | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 48.96% | Operating Margin (TTM) 54.25% |
Management Effectiveness
Return on Assets (TTM) 0.96% | Return on Equity (TTM) 9.61% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 16408274944 | Price to Sales(TTM) - |
Enterprise Value 16408274944 | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating 92152199 |
Shares Outstanding - | Shares Floating 92152199 | ||
Percent Insiders - | Percent Institutions - |
Upturn AI SWOT
Ellington Financial Inc.
Company Overview
History and Background
Ellington Financial Inc. was founded in 2007 and is a specialty finance company that invests in a diverse array of financial assets, including mortgage-backed securities (MBS), consumer loans, and commercial mortgage loans.
Core Business Areas
- Residential Mortgage Loans: Invests in non-agency residential mortgage-backed securities (RMBS), including those backed by subprime, Alt-A, and jumbo mortgages.
- Commercial Mortgage Loans: Invests in commercial mortgage-backed securities (CMBS), commercial real estate debt and other commercial real estate-related assets.
- Consumer Loans: Invests in various consumer loans and asset-backed securities (ABS) backed by consumer loans.
- Corporate Debt: Invests in corporate debt and equity securities.
- Other: Includes investments in other financial assets, such as loan origination platforms
Leadership and Structure
Laurence Penn is the Chief Executive Officer. The company has a Board of Directors that oversees the management and strategic direction.
Top Products and Market Share
Key Offerings
- Residential Mortgage-Backed Securities (RMBS): Investments in RMBS generate income through interest payments and capital appreciation. Market share data specific to Ellington's RMBS holdings is difficult to isolate due to the broad and diverse nature of the RMBS market. Competitors include other REITs and investment funds focused on RMBS, such as Annaly Capital Management (NLY) and AGNC Investment Corp. (AGNC).
- Commercial Mortgage-Backed Securities (CMBS): Investments in CMBS generate income through interest payments and capital appreciation. Market share data specific to Ellington's CMBS holdings is difficult to isolate due to the broad and diverse nature of the CMBS market. Competitors include other REITs and investment funds focused on CMBS, such as Blackstone Mortgage Trust (BXMT).
- Consumer Loans: Investments in consumer loans generate income through interest payments. Market share is difficult to define as it represents specific consumer loan classes and originators. Competitors vary based on loan type.
Market Dynamics
Industry Overview
The specialty finance industry is influenced by interest rates, credit spreads, and macroeconomic conditions. Demand for mortgages, consumer credit, and commercial real estate drives investment opportunities.
Positioning
Ellington Financial Inc. differentiates itself through its multi-strategy approach, investing across various asset classes within the specialty finance sector. This diversification aims to mitigate risk and enhance returns.
Total Addressable Market (TAM)
The TAM for specialty finance is vast, encompassing trillions of dollars in mortgages, consumer debt, and commercial real estate. Ellington Financial Inc. is positioned to capture a portion of this market through its diverse investment strategies.
Upturn SWOT Analysis
Strengths
- Diversified investment portfolio
- Experienced management team
- Flexible investment mandate
- Ability to capitalize on market dislocations
Weaknesses
- Sensitivity to interest rate fluctuations
- Reliance on external financing
- Complexity of investment strategies
- High operating expenses
Opportunities
- Expanding into new asset classes
- Growing loan origination platforms
- Increasing demand for alternative investments
- Capitalizing on distressed asset opportunities
Threats
- Rising interest rates
- Economic recession
- Increased competition
- Regulatory changes
Competitors and Market Share
Key Competitors
- Annaly Capital Management (NLY)
- AGNC Investment Corp. (AGNC)
- Blackstone Mortgage Trust (BXMT)
Competitive Landscape
Ellington Financial Inc. competes with other REITs and investment funds for investment opportunities in the specialty finance sector. Its multi-strategy approach offers a competitive advantage, but also requires expertise across various asset classes.
Major Acquisitions
Longbridge Financial
- Year: 2018
- Acquisition Price (USD millions): 150
- Strategic Rationale: Expansion into reverse mortgage origination and servicing.
Growth Trajectory and Initiatives
Historical Growth: Ellington Financial Inc. has grown through strategic investments and acquisitions in the specialty finance sector. Growth has been uneven depending on the interest rate environments and the volatility of the markets.
Future Projections: Analyst estimates vary, but project continued growth in earnings and asset value. Due to constant changes, the data will need to be updated when running this analysis. Estimated Revenue Growth: [0.08], Estimated EPS Growth: [0.10]
Recent Initiatives: Recent initiatives include expanding loan origination platforms and investing in new asset classes.
Summary
Ellington Financial Inc. is a specialty finance company with a diversified portfolio and experienced management. Its multi-strategy approach allows it to capitalize on various market opportunities. However, it remains sensitive to interest rate fluctuations and macroeconomic conditions. The company needs to be aware of increasing competition and regulatory changes.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company filings (SEC)
- Investor presentations
- Analyst reports
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered financial advice. Market share data is approximate and based on available information.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ellington Financial Inc.
Exchange NYSE | Headquaters Old Greenwich, CT, United States | ||
IPO Launch date 2023-12-14 | CEO, President & Director Mr. Laurence Eric Penn | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 400 | |
Full time employees 400 | |||
Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, corporate-related, and other financial assets in the United States. It operates in two segments, Investment Portfolio and Longbridge. The company acquires and manages residential mortgage-backed securities (RMBS) backed by prime jumbo, Alt-A, non-QM, manufactured housing, subprime residential, and single-family-rental mortgage loans; RMBS for which the principal and interest payments are guaranteed by the U.S. government agency or the U.S. government-sponsored entity; residential and commercial mortgage loans; residential mortgage-backed securities; commercial mortgage-backed securities; consumer loans and asset-backed securities backed by consumer loans; investments referencing mortgage servicing rights on traditional forward mortgage loans; collateralized loan obligations; non-mortgage- and mortgage-related derivatives; debt and equity investments in loan origination companies; and other strategic investments. It also offers reverse mortgage loans, including associated financial assets, financing, hedging, and allocated expenses. The company qualifies as a real estate investment trust (REIT) for federal income tax purposes. As a REIT, it intends to distribute at least 90% of its taxable income as dividends to shareholders. Ellington Financial Inc. was incorporated in 2007 and is headquartered in Old Greenwich, Connecticut.
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